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<br /> condcmn«don ar othcr tuking uf any pan uf thc f'�npc:ny,Ar f�r conycyancc ui Itcu rzf condenm�non.�r��rr�Uy rassigncd anii
<br /> shnl!!rc pa[c�to l.ender. �
<br /> 1n tUo zvent of a total taktng of the Pmjxrry,the eeds�hall bn appfied to tha nums gr.�urcd by thie SKCUrity
<br /> 0
<br /> Insuument, whether or nat then doe,with any excoss ga to Borrower. In the avent of u pulifal t�tking af tho'F'rope�{y� ,
<br /> whic�t�e fair market valua of ths IPropactY immediau►y before the taking igcqual to or gaatsr then tht u►naunt af tho Aum!�
<br /> �sccarcd by.tida Secudty tnsimmcnt immedistely betora the talcing,untas Homnwar and Ixnder nthervvlao agroe in writinR.
<br /> the qums�ecurcd by this Securiry I►wmtment eiiall be reduced by th�nmount pf the proceeds multiplted by the foliuwing
<br /> frecdon: (o)tha total amount oF the sums accured immedjately bofor�the tsikking,divlded by(b)the fair matket vaiue of tiva
<br /> Propecry Immedintely befom the tcilcing. Any balc+nce shall bo paid w B�arowrr. 1n thc cvent of a partial taking oP the
<br /> Propeny in whtch thc fa3r murket valuo of the Property immediau�v beforc the tukl�g is te�ss than�he amaunt of thc�ums
<br /> secuned imiriediauly befom the taking, unless Borrower and I.ender othenvise agee in wdting or uniess applicable law
<br /> otherwise pmvldes,the proceeds ehall be upplted w the auma secw+ed by this Securlty Inst�ument whether or not the suans are
<br /> then due.
<br /> �f the Property is ahandoned by Borrower.or jf.after notice by E.ender ta Borrower that the condemnor offers to make y
<br /> an award or seule a claim far dumages,Horrower fsiils to respond to Lender within 30 days attcr tha date G'te notica is given.
<br /> Lender ia authorizui to collect and apply the proceeds.at its opdon, either to t+e3toradon Ar rep�Ir of the Property or to tha
<br /> sums secured by this SecurIty Instrument,whether or not then due.
<br /> Unless i.ender and Bomnwer otherwise agnee ln wrltin�.smy applicadon of praceeds to principai shall noi extend or
<br /> postpone the due date af the monthly puyments referced to in paragrupha 1 and 2 ar chnnnge the amount of such paymenta.
<br /> 11. Borrower Not Reteased; Forbearanse By Lettder Not a Waiver. Hxtcnslon of the time for payment or
<br /> modiffcadon of umortizudon of the sums secured by this Securicy Insuument grar►ted by Lender to any successor In Interest
<br /> of Burrower sha11 nut uperate to release the liabiUty of the origina! BoRawer or Borrowe��k succ�.�.sars in InteresG 1.ender
<br /> shall not be rey�to commence nroceedL►�s against Any successor in interest or refuse to extend ttme for payment or
<br /> otherwise modtfy amortiuition bci'2ie sums sec�red by this Secudty Instrument by reason of any demand made by the orIgInal
<br /> � � ° Borrower or Horrower•'.s successars in Interest Any forUearance by Lender ln exercising any nght or remedy sha11 not be a
<br /> 1. • waiver of as preclude the exerctse of any right or c+emetiy.
<br /> ,;s:,�� 12. Suci�2ssors i+nd Assigas Bound;Joint and SevQral Liabilityt Co-signers. The covenants and agreementa of this
<br /> , � Securlty Inshument shall bind and beneCtt the successors and asslgn5 of L.ender and Horrower,subject to the p•rovisiAns of
<br /> ;;�;;;,._ paragrnph 17. Bomower's covenants and agreements shaU be joint and several. Any Banower who co-slgas ti�is Security
<br /> ..�,.r� Inatrument but dces not execute the l�iote: (a)is co-signi�g this Secur[ry Insuument only to mortgage,grant and convey that
<br /> "'' ``� ��"'•' `• Horrower�s interest in the Pcnperty under the tecros of this Security Insuument; (b)Is not personaily obllgated to pay the sums
<br /> �,;, '�y �%`� secured by this Security Instrument;and tc)agrecs that I.ender end any ottier Borrower may agree to eatend.modify,forbear
<br /> ' '�,`.�>}'�x? � or make uny uccommodations with regard to the temis of this Secudry Instrument ur the Note wIthout that Borrower`s
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<br /> • r COIISCRt.
<br /> �y;. 1}� , 13. Loan Charges. If the loan secured by this Securiry Insnvment is S{I��CCI lU e law wi�tch sei� maxi�um lo�s
<br /> •� s;,,�.�,f;,,�, chnrges,nnd thnt law is finally interpreted so thut the intere.ct or other loan charges collected or to be cnllected In conner.tton
<br /> .. •.�t�::'���•. • with the laan exceed the permitted limits,then: (a)any such loan chnrge shalt be reduced by the umount necessary to reduce
<br /> � ��'•���;`•�; �;�:`•'f��{ the charge to the permitted Itmit;nnd(b)any Rums already callected fran Bocrower which exceeded permitted IimEta wip be
<br /> ` ,'"r '?''� ��':'`�`' ; refunded ta Borrower. Lender may choose to mukc thls refund by reducfn�thc princtpul owed under the Note or by making u
<br /> '�'''� ���'� direct pnyment ta Borrower. If a refund reduces principul,the mduction w!Il be rrcuced uw n partfnl prepuyment without uny
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<br /> +-` d":''��� y'` pmpuyment charge widcr the Note.
<br /> 9(f �+�:°•ti�,•�K�k 14. Noticea Any nottce to Borcawcr provided for in this Secudty lnstrurtient shull bc gtven by delivering it or by
<br /> ��}�:-�-,:����,�t,� ' mutling it by fint clu.+s mnil unlesti upplicuble luw reyuires use of unocher method.77te notice shull be directed ro the Property
<br /> .n!�►WAa K.••�•+9w�e� Add�ss or any other uddress 8orrower designutes by notice to Lender. Any natice ro Lender s hc►I I b e g iven by f irst c lass
<br /> ',-�'�':''�"� •�'s'►'�•=. mail to Lender�s address stated herein or any other address Lender designaees by notice to Purrower. I�ny notice provided for
<br /> �������"`�'�"� ''� in this Secudty instrument shall be deemed to have been given to Borrower or Lender when�iven as provided in this
<br /> � •'" ,�,.,.���,` paragraph.
<br /> `� . . '�"���•�'n' 15. Coverning Law;Severability. This Securiry insuument shuli be governed by federal faw and the law of the
<br /> �""n•"'"���``• '��'' '' jurisdteNon in which the Pcope�ty is located. In the event that uny provision or clause of thIs Security Instrument ar the Aiote
<br /> "^"""'""" "'"''�+ conflicts with appltcable lew.such canflict shnll not affect other pmv isions of this Security Inswment or the Note which can
<br /> ��" ' • be given effect wtthout the conflicting provision. 'Ib this end the prnvisions of this Securi�y InRtrument and the Note are
<br /> �.. �' � declared to be severabte. �',.
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<br /> •�i • 16. Borrt►wer's Copy. Bo�rower shall be given one conformed copy of the Note and of this Security Insttument. �;7}
<br /> •� � ` 17. 'IYansfer of the Property or a Beneticia!Interest in�orrower. If ull or any part of the Property or any interest in �;`�
<br /> �f�� '• it is sold�r transferred(or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural person) '
<br /> '� without Lender's prior written consent,Lender may,at tts option.require immediate payment in full of all sums secuc�ed by '_;,{
<br /> ,s�'-rt«r;,:J. • this Securiry Instrument. However,this option shall not be exercised by Lender if exercise is pmhibited by federal law as of
<br /> ,•. the date of this Security Instrument.
<br /> If Lender exerejses this opdon,Lender shall give Bonower noticr,of accelerution. 'I'he notice shall provide a period of
<br /> = • not less than 30 days fmm the date the notice Is delivered or muiled within which Borrower must pay al!sums secured by this
<br /> . ' �. .�'� Security Insdvment. If Borrower fails to pay these sums prior to the expirution of this period. Lender may invoke any
<br /> . :''� ' remedi�pennitted by this Security Instrument without further notice or demand on Borrower. ,•
<br /> "- � 18. Borrower's Right to Refnstate. If Bonower meets certain conditions. Borrower shall have the right to have
<br /> - � � ' enforcement of this Security Instn�ment discontinued at su�y time prior to the earlier ofl ta)5 dstys(or such other period as �
<br /> Single�mlly—Fnnnte MaelEl�tddte Mac UNIFORM INS'fltUMENT••Uniform Cov�nanw 9190 (pog�4 aJ6 pageal ;
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