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<br />(Page 1 of 5)
<br />DEED OF TRUST
<br />6143-70
<br />= IF BOX IS CHECKED, THIS DEED OF TRUST IS OPEN -END AND SECURES FUTURE ADVANCES.
<br />THIS DEED OF TRUST is made this 2 6TH day of OCTOBER , 20 04 , among the Grantor,
<br />CYNTHIA LEIGH HUMPHREY AND LOREN JOHN HUMPHREY, WIFE AND HUSBAND, J /T /R /S
<br />(herein "Borrower "), IJAU
<br />(herein "Trustee ") and the Beneficiary, MBNA AMER I CA DELAWARE , N. A,
<br />a corporation organized and existing under the law of THE UNITED STATES whose address is
<br />1100 N KING STREET, WILMINGTON, DE 19884
<br />(herein "Lender").
<br />The following paragraph preceded by a checked box is applicable.
<br />L WHEREAS, Borrower is indebted to Lender in the principal sum of $ 40,9-7-7. 95
<br />evt enced by Borrower's Loan Agreement dated OCTOBER 25, 2004 and any extensions or renewals thereof
<br />including those pursuant to any Renegotiable Rate Agreement herein "Note" , providing for monthly installments of
<br />principal and interest, including any adjustments to the amount of payments or the contract rate if that rate is variable,
<br />with the balance of the indebtedness, if not sooner paid, due and payable on OCTOBER 25, 2034 ;
<br />WHEREAS, Borrower is indebted to Lender in the principal sum of $ , or so much thereof
<br />as may be advanced pursuant to Borrower's Revolving LoanAgreement dated and
<br />extensions and renewals thereof (herein "Note "), providing for monthly installments, and interest at the rate and under
<br />the terms specified in the Note,including any adjustments in the interest rate if that rate is variable,and providing for a
<br />credit limit stated in the principal sum above and an initial advance of $ ;
<br />TO SECURE to Lender the repayment of the indebtedness, including future advances, evidenced by the Note,
<br />with interest thereon at the applicable contract rate (including any adjustments to the amount of payment or the
<br />contract rate if that rate is variable) and other charges; the payment of all other sums, with interest thereon, advance in
<br />accordance herewith to protect the security of this Deed of Trust; and the performance of the convenants and
<br />agreements of Borrower herein contained, Borrower, in consideration of the indebtedness herein recited and the trust
<br />herein created, irrevocably grants and conveys to Trustee, in trust with power of sale, the following described property
<br />located in the County of HALL State of Nebraska:
<br />THE FOLLOWING DESCRIBED REAL ESTATE:
<br />LOT FIVE (5), WEST SPELTS - SCHULTZ ADDITION TO THE CITY OF
<br />GRAND ISLAND, HALL COUNTY, NEBRASKA, BEING A TRACT OF LAND
<br />COMPRISING A PART OF THE WEST HALF OF THE SOUTHEAST QUARTER
<br />(W1/2SE1/4) OF SECTION TWENTY (20), TOWNSHIP ELEVEN (11)
<br />NORTH, RANGE NINE (9) WEST OF THE 5TH P.M., IN HALL COUNTY,
<br />NEBRASKA.
<br />SUBJECT TO EASEMENTS, RESERVATIONS, COVENANTS AND
<br />RESTRICTIONS OF RECORD. TAX MAP OR PARCEL ID NO.: 400118955
<br />09 -22 -03 DOT I 1111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111 IN 11111111111111 IN 11111111111111111111111 NE007961
<br />H4836080CN99DOT9000NE0079610 JOHN HUMPHREY % ORIGINAL
<br />
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