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<br />W]EECORDED, MAIL TO:
<br />KeyBank, N.A.
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<br />431 E. PARK CENTER BLVD., P.O. BOX 16430
<br />BOISE, IDAHO 83706
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<br />800 - 784 -6494
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<br />This Instrument was prepared by: :.ci
<br />KeyBank, N.A.
<br />8757 RED OAK BLVD. SUITE 120
<br />CHARLOTTE, NORTH CAROLINA 28217
<br />800 - 784 -6494
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<br />200410685
<br />Loan Number: 042791523330 �j / D � 3 - %
<br />Order Number: �[
<br />DEED OF TRUST
<br />(Space Above This Line For Recording Data)
<br />MORTGAGE
<br />THIS DEED OF TRUST is made this 14th day of October, 2004, among the Trustor, TERESA M. ULLMAN a single person
<br />(herein 'Borrower "),
<br />(herein "Trustee "), 61 2epubI„ -�We
<br />and the Beneficiary, KeyBank, N.A.,
<br />a corporation organized and existing under the laws of OHIO LAW,
<br />whose address is 8757 RED OAK BLVD. SUITE 120, CHARLOTTE, NORTH CAROLINA 28217 (herein "Lender ").
<br />BORROWER, in consideration of the indebtedness herein recited and the test herein created, irrevocably grants and conveys to
<br />Trustee, in trust, with power of sale, the following described property located in the County of HALL, State of Nebraska:
<br />See Attached Exhibit "A"
<br />Parcel Identification Number:! to ct
<br />which has the address of: 1516 GRAND ISLAND AVENUE
<br />GRAND ISLAND, NEBRASKA 68801 (herein "Property Address ");
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and
<br />rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which shall be deemed
<br />to be and remain a part of the property covered by this Deed of Trust; and all of the foregoing, together with said property (or the
<br />leasehold estate if this Deed of Trust is on a leasehold) are hereinafter referred to as the "Property";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated October 14, 2004 and extensions
<br />and renewals thereof (herein "Note "), in the principal sum of U.S. $13,202.50, with interest thereon, providing for monthly installments
<br />of principal and interest, with the balance of the indebtedness, if not sooner paid, due and payable on March 17, 2015; the payment of
<br />all other sums, with interest thereon, advanced in accordance herewith to protect the security of this Deed of Trust; and the performance
<br />of the covenants and agreements of Borrower herein contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the
<br />Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and
<br />will defend generally the title to the Property against all claims and demands, subject to encumbrances of record.
<br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br />1. Payment of Principal and Interest. Borrower shall promptly pay when due the principal and interest indebtedness evidenced
<br />by the Note and late charges as provided in the Note.
<br />2. Funds for Taxes and Insurance. Subject to applicable law or a written waiver by Lender, Borrower shall pay to Lender on the
<br />day monthly payments of principal and interest are payable under the Note, until the Note is paid in full, a sum (herein "Funds ") equal
<br />to one - twelfth of the yearly taxes and assessments (including condominium and planned unit development assessments, if any) which
<br />may attain priority over this Deed of Trust, and ground rents on the Property, if any, plus one - twelfth of yearly premium installments for
<br />hazard insurance, plus one - twelfth of yearly premium installments for mortgage insurance, if any, all as reasonably estimated initially
<br />and from time to time by Lender on the basis of assessments and bills and reasonable estimates thereof. Borrower shall not be obligated
<br />to make such payments of Funds to Lender to the extent that Borrower makes such payments to the holder of a prior mortgage or deed
<br />of trust if such holder is an institutional lender.
<br />NEBRASKA - Second Mortgage - 1/80 - FNMA/FHLMC UNIFORM INSTRUMENT
<br />Form 3828
<br />Page 1 of 4
<br />IDS, Inc. (800) 554 -1872 Borrovrer(s) Initials e<
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<br />200410685
<br />Loan Number: 042791523330 �j / D � 3 - %
<br />Order Number: �[
<br />DEED OF TRUST
<br />(Space Above This Line For Recording Data)
<br />MORTGAGE
<br />THIS DEED OF TRUST is made this 14th day of October, 2004, among the Trustor, TERESA M. ULLMAN a single person
<br />(herein 'Borrower "),
<br />(herein "Trustee "), 61 2epubI„ -�We
<br />and the Beneficiary, KeyBank, N.A.,
<br />a corporation organized and existing under the laws of OHIO LAW,
<br />whose address is 8757 RED OAK BLVD. SUITE 120, CHARLOTTE, NORTH CAROLINA 28217 (herein "Lender ").
<br />BORROWER, in consideration of the indebtedness herein recited and the test herein created, irrevocably grants and conveys to
<br />Trustee, in trust, with power of sale, the following described property located in the County of HALL, State of Nebraska:
<br />See Attached Exhibit "A"
<br />Parcel Identification Number:! to ct
<br />which has the address of: 1516 GRAND ISLAND AVENUE
<br />GRAND ISLAND, NEBRASKA 68801 (herein "Property Address ");
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and
<br />rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which shall be deemed
<br />to be and remain a part of the property covered by this Deed of Trust; and all of the foregoing, together with said property (or the
<br />leasehold estate if this Deed of Trust is on a leasehold) are hereinafter referred to as the "Property";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated October 14, 2004 and extensions
<br />and renewals thereof (herein "Note "), in the principal sum of U.S. $13,202.50, with interest thereon, providing for monthly installments
<br />of principal and interest, with the balance of the indebtedness, if not sooner paid, due and payable on March 17, 2015; the payment of
<br />all other sums, with interest thereon, advanced in accordance herewith to protect the security of this Deed of Trust; and the performance
<br />of the covenants and agreements of Borrower herein contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the
<br />Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and
<br />will defend generally the title to the Property against all claims and demands, subject to encumbrances of record.
<br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br />1. Payment of Principal and Interest. Borrower shall promptly pay when due the principal and interest indebtedness evidenced
<br />by the Note and late charges as provided in the Note.
<br />2. Funds for Taxes and Insurance. Subject to applicable law or a written waiver by Lender, Borrower shall pay to Lender on the
<br />day monthly payments of principal and interest are payable under the Note, until the Note is paid in full, a sum (herein "Funds ") equal
<br />to one - twelfth of the yearly taxes and assessments (including condominium and planned unit development assessments, if any) which
<br />may attain priority over this Deed of Trust, and ground rents on the Property, if any, plus one - twelfth of yearly premium installments for
<br />hazard insurance, plus one - twelfth of yearly premium installments for mortgage insurance, if any, all as reasonably estimated initially
<br />and from time to time by Lender on the basis of assessments and bills and reasonable estimates thereof. Borrower shall not be obligated
<br />to make such payments of Funds to Lender to the extent that Borrower makes such payments to the holder of a prior mortgage or deed
<br />of trust if such holder is an institutional lender.
<br />NEBRASKA - Second Mortgage - 1/80 - FNMA/FHLMC UNIFORM INSTRUMENT
<br />Form 3828
<br />Page 1 of 4
<br />IDS, Inc. (800) 554 -1872 Borrovrer(s) Initials e<
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