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<br /> � 'i'iK�lir�l$kt Wi`�'!#�ll tire itn�er�tniratx n+�w�r`hemaftcr er�cie�#nn Uu;praperty.and�!i sasemrnt�,a�rtwctrnsnce+,
<br /> �uxi fixturc9 nnw ar bercafttr i paut of the p�trpsrty. Ali replaremente and�cWUiona a1w1t also be r�vaod by this 5acurity
<br /> ; Itu►Mwmet►f. AII of tha fat�e�c►i�ia refemed to i�a thix Setnriry tn�hwrea►t iu the"�t�opeciy" ` ., . .
<br /> BAIiRO'WEIt GOVENA�NTS tiat Borrower is lswfully eei�od�of Rlie estete heneby eonveyed aod lw the ri41►t ea�rant
<br /> �ad convey 11��y�nd th�t tbe Propetty is une�cwqben0.atcept fa oucumbn�xa M'ra�ord. Burrawer w�rrante�d
<br /> will defend g y tf wi Htk to tl�e Propeety!q[�in�t�11 eldma�nd de,m�da�w�jeet to aay ancusnbrrsaes d'recad
<br /> 9'tti51 J�4UW'I'fl IiYSTIKQJNIB[+F{'co�i�inc:�►u►iift�:�� ciiv«t�i� far nuttssnsl e�: ead non•ttnf�t++� cnveesnti with _ , '
<br /> llmiud varlutona by parlidicdon to coasdtute a unlfam aocurIry Insdvment covalna t+eal propaty. , �
<br /> llNIFORM COV�+NANT3. Borrower uK1 Let�der covenant uid tacme as fuUows: vuha�due the � ,
<br /> � 1. Pi!►mant ot Princtpl aad Inten�ti pre�lm�en��d Late Cb�es. Bamwer sb�U P�6fP�Y W9
<br /> princi of wnd incerest oa tha debt avideacod by the Nuu and any prepayment and late chargea due under tl�e Note. ,.•
<br /> � Fund:!or 71�xn�nd� SubJect to appltcable taw or to a wrltten wafver by L.ender,Borrower ahall p�y tu
<br /> Lcndci on the d�y monthly payments aro�due under the Nou,unal the Noto is patd in fuU,a sum("FS�nds")for:(a)ywrly
<br /> ta�ces tad aesessments wdich may euain prtotity over thia SecurIry Ynst�ument as a Uea oa the I�mperty:(b)yearly leaselwld
<br /> pnyanents or ground rents on the Pmpert;r� if sny: (o)yeari! hazard or ProperiY inaurance Uremiums: (d) Year1Y flood
<br /> lnsunnce premlums,if any: (o) Yearly arortgage luswance pt+emiums� if any:and (�anY swns payable by Borrower w .
<br /> Leader.:n accordance wtth the pmvlsions of paragraph 8,in lieu o�thepayment of iuortgage insuranc.e premiums• 1b�ese
<br /> items are cailed"Escrow Items." Leader rn�y.at any tima.collect sind hoId Punds ia an amount not to excGed the ma�cimum
<br /> emount a lender for a faleraUy c�elated mortgage loan may requine for 1Borrower's escrow eccouat weder tke federal R�aJ
<br /> Esiate Settlement Procedures Act of 19T4 as a�ended from timo eo dmo.12 U.S.C.4 2�01 et seq.("RFSPA"),ualess anotlxc
<br /> taw th�t applics to ffio Pl�nds r�etrs a less:r smount. If so.Lender may.At any ame,collecc and hold Phmds in aa arnount not to
<br /> exceed ttte lesser amount Lender may estimmaate.the amount af Funds due on the besis ef cunent data aad aasonable
<br /> estimaus of expeadIwnes of future Hscrow Itema or otherwise in accordance with appUcable law. .
<br /> 'll►e Funda shall be held in an insdtutton whosa depoaits are insured by a federnl agettcy.instruraentality.or entiry
<br /> (lncluding Lender.If I.ender is such an insdwdon)or in aay Federal HoAie Loan Bank. L.ender shall upply the FLads to pay •
<br /> the Escrow Iterns. Lender may not churge Borrower for holdlpg and applying the Funds.annnellY�Y�B���w
<br /> accoun� or verlfyiag the Escrow Items, unless Lcader puya Botrc►wer interest on the Funds and applicnble law perrnits
<br /> Lender to malce such a cherge. However,Lender may raquire Aorrower to puy a oae•drae cha�e far an iadepcndant�zal
<br /> estate ta�c reporting service used by Lender in connertion with this loar►.ualess appliGable law pmvldes otherwlse. Unless au
<br /> ngreement is made or appllcable law requirea intemst to be paid,Lender shal!not be�equimd tv pay Borrawer nny interest or
<br /> eatnings on the Funds. Bomower and I.ender may ag�+ee in wtldag,however.that intereat shaU be paid on dte Funds. Lender
<br /> shall give w Bo�rower.without charge,un ennual accounting of the Flmds,showing credits and debita w the Fuads aad the
<br /> purpose far which each debit to the Funds was made. 'f9�e Fnnds are pledged es additional securlty for ali sums se�u�ed by
<br /> Uds Securiry Instmment
<br /> Tf the Funds hald by I.ender exceed the amounts pern�iaed to be heid by applicable law.i.euder shall ac�count w
<br /> � Borrower for the excess FUnds in eccordance with the re�uirements of applicable law. If tbe amount of the Funds held by
<br /> Lender at az►y dme ia not sufficient to pay the Escrow Items when due,Lender may so notify Bomuwer in wridqr„and.in
<br /> such case Borrower shall pay to I.ender the amount aecessary to make up the deficiency. Horrower shuU make up the
<br /> �; deficiency in no more thea twelve monthly payraents,at Lender s aols discretion.
<br /> Upon payment tn full of all sums secured by this Security Ipsuument,Leader shatl pmmptly refund w Borrower eny
<br /> Pl�nds held by Lender. If,under parag�aph 21.Lender shall acquic+e or seU the Property,I.ender,prior to the acquistt�on or
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<br /> '� ` sale of the Property.shall apply aay Fuads held by Lender at the dme of acquistHon or sale as a creciIt against the sums
<br /> secured by this Securlty Insorument
<br /> 3. Appllcadon of P�yrttents. Untess appllcable law provides ot6erwise,all payments�eceived by Leader uader
<br /> paragcaphs I and 2 shail be applied first,to any prepayment charges due under We Note;second.w amounts payable uader
<br /> puragtaph 2;ttdrd.to interest due;fo�rtb.to principal due;and last,to any late chargex due under the 1�Iote.
<br /> 4. Chatges;Ltens. Horrower shall pay aU taxes, assessments. charges.fines oad imposttions atuibutable w the
<br /> Prope�ty wldch may attaiu prIority over this Securiry Iastrument,end leasehold payments or ground rents.lf any. Bonower
<br /> _ shall pay these obligations in the manner provided in paragaph 2,or if not paid in that manner.Bomower shall pay them oa
<br /> ;:.:�a^�-,���:- Y� tf�ne dinectly to the person owed paymea� Borrower shall�romptly fumish to Lender aU notices of amounts to be paid undet
<br /> �;�,�<�;:;; this paragrap6. If Borcower makes these payments directly.Borrawer shall promptly fumish to L.ender receipts evidencing
<br /> the payments.
<br /> :: ,;:.,,;4�°.�•r�-�=�'�� Bormwer ahall promptly discharge any(ien which l�as prioriry over this Security Instrument unless Borrower.(a)agret.w
<br /> '�=K,� "' ' " in wtIdeg w the payment of the obligatIon secumd by the llen in a manner acceptable to Lender.(b)wntests in good faith the
<br /> ��: .�.. . �� lt�n by.ar defeads against enforcement of the iten in.legai proceedings wMch In the i.ender's opinion operate to pccvent the
<br /> 4<-��.. .�, `,' enforcement of the IIen;o+(c}secures from the holder of the lien an agc�eement sadsfactory to I.ender subordinating the lien
<br /> - to this Security Instrumen� If Lender detem�nes that any part of the Property is subject to a lien which may nttain priority +�
<br /> _ over this Secuuity Instrument,Lender may give Botrower u nolice identit'ying tite lien. Borrower shail satisfy the lien or take
<br /> � ` one ot more of the actlons set forth above within 10 days of We giving of nodce. ,'�
<br /> ';;'���1i, ' �r. S. xazer�!or Propsrty Insuranoe. Borrower shaU keep the improvements now existing or hereafter erected an tde ;:.,t
<br /> �•`�::'�'� • P t+o p e rt y insured a gainst loss b y fire,hay.atds included wlthin the term"extended covernge"nnd nny other hazerds,including -
<br /> ' ' : �.' floods or flooding.for which Lender requires insurance. This insurance shall be maintained in the amounts and far the
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<br /> . �4"'�::`��`:. Form 3028 9190 IPngt 2 ofbpager)
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