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<br /> 1 'i�0�08TH8R WITH dl fhe lmpmv�tnanta now or herrsfter erectal`An Uye pro�azty.aat ai!easementa,appu�ten�noea.ued
<br /> ' flxtures nnw or f�arcaRer a p�rt nt tho �raperty. AIl c�cplacements n�� acldi�iori�s�ahal! also be cuvered by this SccurIty
<br /> ; Iristr�mient.A!I wf IhD PoJ'�:goUi�}6a rzPe��rcd tn in this Security Insmur�ent�s thg."Rropprty."
<br /> ; DC7RRAWNNt C()V�?NA�!'�':1 tl�nt Hurrower i�lav�fLUy seiset!of th�evtat�:hereby convc:yecl and has th�right to grant wxt
<br /> �nvcy tho Piraparty aixt thWt the Prwpeny 1s unencumberod, eacept ror�e�ca�nbr�n�oi re�ard;Horrower wacianrs anai wiyi
<br /> dafend generally the titlo to thu Praperty against all claims and demands,stiibject to�any,encumf�rances of record.
<br /> TH1S SECURITY iN5Tl�IT MF�N'C cambhtes unifor9n covenantr�for nationa!usa.aaci non•u►�fonn covenanta wI[d llao(ted ,
<br /> variatiann by Judtsdiction t�i cunstituto a unlform security inst�umcnt coveriu'g real prap�rty.
<br /> � UP1IFdglM eQVHtVAP1TS. �ruwer a�xl I.emler wveaant and agree;aa foAowa:
<br /> � 1. A�yment ot iMncipd and Imtereet; l�rsp�yment and Late�»�cs:Borrower sbell promptty pay whea due the
<br /> pdncipal of and intcrest an tho dabt evideneod by the Note and any prepuyicuent and Iate charges due under the Nott.
<br /> Z. Fl�qds for Tt�x�Ynd�nau�rattet. Subject to appllcable law or to a written waiver by Lender, Borrawer shsll pay to
<br /> Lender cm t�v day manthly puyments aro duo under the IVote.�mtil the Note le p�id ixi 8'uU.a sum("Fwids")for.(a)yearty tnxes
<br /> and assesstnents which mny uttaln priorlty over thls Sr.curity Insm�ment as`s llen oti the Propprty;@)yearly lrasehold paymwts
<br /> ar gruwzd reiita ou d►o Pro�erty,lf u��y;(s)yenely hazard or praperty insurauce premidms;(d)ye�rly floc�d insumax�e pxemiums,
<br /> if riny;Ee)yeurly mortgage in.aurance promiams. if uny; and(�any aums payabie by Borrower to•Lender,in accordanoe wIth
<br /> tlio ptoviabns oP paragrnph 8.in Ileu of the payment of mc�rtgage iasurance premiur�v.These items are catied"Escrow Iteau."
<br /> � Lender raay. at any tima, callect und hold Funda in nn amount aot w exceed d1$iqaximum amount a lender for a foderatly
<br /> relateA ruo�tgage loan may requiro for Horrowcr's escrow account under the federal Real Batate Settloment l�rocodures Act of
<br /> �, 1974 as amended from dmo to drno. 12 U.S.C.Sectlon 2601 et seg. ("RESPA"),unless anoitier iaw that appUes to tha Funds
<br /> '• sets a tesser amount. If so. I.encter muy,at nny tlme� collect and hold Fw►da In.�n amount not to oxceed the lesser amount.
<br /> � Lender snay estimuu the amount of Fundq due on thc busla of carnent datu and r�soryable estimates of eap�nditiures oP future
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<br /> �� Escrow Items or otherwise in axordnnce wlth uppllcable luw. �
<br /> Tlzo Funds shall be held in an inati¢ution whose deposits are insure3 by a fed�ral agency, fnstrumentalfty. or entity
<br /> � (including Lender.if Lender Is such an inst�tutton)or in any Federel Home I.oan Bank. Lender shpl� apply the Funds to pay the
<br /> Escmw Items.Lender mqy not charge IIorcower for holding attd applying the Funds,annually analyzing ihe escrow account,ar
<br /> ' vedfyln�the Esc�row Ite�as.untesy l.cnder puys Borrower interest on the Funds end applicabte laW permits Lender w make suc}e
<br /> � a charge.However,Lender may require Borrower to pay a one-time charge for en independent reai estate tax raporting service
<br /> , ured by Lender in connectlon witt� this loun. unless applicable !aw provides otherwise. Unless an agreement is mado ar
<br /> appltcable law rcyuires Interest to be paid,Lender shall not be required to pay Borrowor ar�y interest or earniagy on the Funds.
<br /> "�y� ' Borrower encf l.ender may agree in wrlNng.however. chat Interest shell be paid on the Funds. Leader shall give w Borrower,
<br /> ° '� wItliout cherge,nn unnual accounting of the Funde. ehawing cre�iits end debIts to the Funds and the purpose for whIch each
<br /> , ,-.�:�`� .• debit to the Funds was msule.71ie Furtda are ple�ged as aciditionai security for alt swns secured by this 9ect�rity IastNment.
<br /> �';��; '�^� '�� ' �° If the Funda held by Lender exceed the amounts permitted to be held by appljcable law. I,endcr sdall arcount to Bosower
<br /> •;;;,bVj'e!,is�us,�.j�t: .;�i.
<br /> ;;;��y�;t „l���1���„�r for the excess Punda In acaordnnce with the requirementa of appliwble law.If the amount of the bLnds held by I.ender at Any
<br /> �.�.,.,,;,ti�; ,� time is not sufficient ta pny the Escrow Items when due.L.ender may so notify Borrower in wridag,and. in such case Borrower
<br /> '�,��{•:�.;:;.,,�";:ii shall payto Y.ender the amount necessary to make up the de�ctency.Borrower shall make up the defioiency ln no more than
<br /> ;j�1.1�{;".':: ::':`:..:. twelvo rnonthly paymsnts,at Lcndcr's sole discrctlon.
<br /> ;��,��T.;;_,ty;,�;.,�r���'' ; Upon payment In full of all suma secured by d�iR Security Insuument. Lender shall prompdy refund to Borrower any
<br /> �r;�1�.���:�• .• :,..� � Funds held by Lender. If.under paragraph 21.L,ender ahall acquire or sell thc Property.L,eader,priur to the acguisidon or sale
<br /> ,K���. ,}+�4�,�r+«�y�A � of the Pmperty,shall apply ony Funds held by L.ender at the time of Acquisltivn or sale as a eredit against the sums secured by
<br /> �: ;. ,.,;... :,.. ,.•. this Security Instrument.
<br /> ;�• 'ti�"•'�«�;��:::��'� 3. Applicutton of Peyments.Unless appltcuble law provides otherwise.ull paymente m,ceived by Lender under paragrapha
<br /> '•�,�; . .,'�'",t:s;r�;:,;. 1 and 2 she(l be applle�:first.to any prepayment charges due under the Note: second.to emounts payable under paragraph 2;
<br /> ,:u,�,�;:,,,A'l'Y'/'�^1C�i1^ third,t�interest due;fourth.to princfpal due;and last.to any Inte chcuges due under the Note.
<br /> �-,r��„•- • •��+..� 4. Charges; Uee�s.Borrower shall pay alt taues,ussessments,charges,tines and impositions amlbutabla to the Pcoperty
<br /> �_;j;'�', . _• which may attain pdor�ry over this Securlty Instrument. and leasehald payments or gmund rents, if any. Borrower shall pay
<br /> "':;•�':;."- these obligations in the manner provided in puregreph 2.or if not puid In that mt�nner,Borrower ahap pay them on dme directly
<br /> � ���. .; to the person owed payment.Borrower shall promptly furnish to Lender all notices of amounts to be paid under this paragraph.
<br /> � �:�A;��f;�'.:� '� � `` � If Borrower makes these payments directly. Horrower shall promptly tumish to Lender receipts evidencing the payments.
<br /> �.�, . + Borrower shall promptly discharge any Iten which hns prlorlty aver thiR SecurIty Instrument unlesa Borrower:(a)agreea in
<br /> � . ��� I wrlting tothe puyment of the obligution secured by the lien in u manner ucceptabte ta Ixnder. (b)wntests in�ood falth the Hen
<br /> '"�.'�''„ ' � b , or defends a a�nst enforcement of the lien in, le nl rexeeclin•a which In the Lender's o inion o rate to revent the
<br /> ���• • � enforcernent of the Iten;or(c)secures from the holder of th Iten un agreement satisfuctory to Lender subordinating the iien to
<br /> �`"' ' , ��.�' i this Security Instrument. If Lender determines thut uny purt of the Praperty is subject to a lien whiCh may attain priority over
<br /> ''�� this Securiry Instrument,Lender rnay�ive Borrower u natice identifying thc lien. Borrower shall satisfy the Iien or take one or
<br /> � . '�S� more of the actions set forth above within 10 days of the givin�uf nut icc. . :�;�
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<br /> �'� Form 3028 8180 •� �`�
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