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�.�.t i.�.p�p• 'tfl s�-:_'i�;` .i -.F�v...s�i�Ml►i.. .t�IV�'� ���}���j�rv't�� `�^�6� }t�� 5'"� .- '4E4R,- .j. i . . !%, . ., � . {r��<, �_r. <br /> _.. �. ^ � <br /> - ,��..;;`�,.� ��.�.,.s�t,A•:7�. ' �� ���� n�Y'r.J,1Jt �{7 � • ' ` .. .. . .,. ,;. <br /> �' ' ' ';'.-� .''."w.i. <br /> '_ .. _' ;` .. ' Y� M�S+LJt ..�!l��n� .--��:'J�'ws� � - �., >- ' <br /> �'°�i <br /> , i .. <br /> � . <br /> '��:� it17484 . <br /> TO(i6THBR WIT'H a!t tlte improvcments now vr hereaSier erccted on d�o praperty.and nll enscmcnt�.upp��tcnancca, <br /> nn�f�r.EUres aow a.hererff�r a pa�t of th�rmnerty. All repY�cemcnts nnd udduinna sq�sslso���t�crcQ by t1s!�8ecasiry <br /> Instrumen3. A11 of tho fo�goiag is r¢ferred to in thls Security Instrumcnt os the"Praperty." <br /> BORROWER COV@NANTS thut Borrowcr!s luwPully sdsed af the cstntc hercby conveyed nnd has the dght to grnnt <br /> :::: aad convey the Property and that the Property i�unencwnbered,exapt for encumbrancag of rxord. Borrowcr warrants and <br /> will defend ge»eralty tho Gtlo to 1he Peaprrty aga�nat uU claims and demandA,subject eo any encumbrances of r+ecoid. <br /> TI�IS SECURITY YNSTRUMENT combines uniform covenanta far antionu9 use und non-unlform envenuntx with <br /> Iimited vcuiadons by jueisdictian w ronsdtuto a unifonn r,ecurity inswment covering t+eal pmperty. <br /> UNIFORM�OVENANTS. �mrower aed Lender coveneat aad agice as follows: <br /> 1. P�yneent ai PrtacipRt�ad Interesti PrepsYn►ent s�nd Lwta Charges. Borrower Rhall prompUy puy when duc tho <br /> principal of and lnterest on the debt evidenced by the Note aad nny prepuyment und late churgea due under thc Note. <br /> 2. F�unda for'Thxe�and Iasuranirr. Subject to uppllcable lnw or to a writtcn waiver by Lender,I3ortower ehall pny to <br /> Lender on the day moathly payments are due uader the Note,unNl the Note is�nid in fu1t,II RUfII{"Funds")for.(a)yearly <br /> taxes and assessment�whlch mny attain priorIty over thi�Securtty Instiument as a tIen an the Property:(b)yeurlY leusehold <br /> payments or grouad rents on t!►e Propecty, if eny; (�) yearly hazard or property insumnce premiums; td) yearly tlood <br /> iasumnce premIums, if uny; (e)yearlp mortgage iqsucance prerniums, if any:and (�uny sums payable by Bonower to <br /> I.ender.in accordaace wlth the provisions of paragraph 8,in lieu of the aymenY of mortgage insurance pre�niwns. 'Ittese <br /> p <br /> iteme are called"Escrow Items:' Lender may,at any time,coDect end ho d Funds in un umount not to exceCd th�maaIsRam <br /> amount a lender for a federally related mortgage loan may requiire for Homowerk escrow nccount under the federal Renl <br /> Bstate Seulement Procedunes Act of 1974 as umended from drne to dme.12 U.S.C.§ 2601 et sey.("RESPA").unless another <br /> law that appUes w the Funda sets a lesser amount. If so,Lender may,at pay Wne.coliecl uud i�old Ei�nds ln an aznount nat to <br /> exceed the l�ser atnoua� I.ender may esdmate the amount of Funds due on the basls of cunent deta and �tssonable <br /> estimates of eapeaditures of fut�ue Escrow Items or otherwise in accordnnce with applicable law. <br /> �•tt The fl�ads shall be held ia an institudon whose deposits are insured by a federal agency.insirumentality.or endry <br /> (includiag Lcnder.if Lender is such nn IastituHon)or in any Federal Home IAaa Bank. I.eader shnll apply the Funds to pay <br /> ��•h ;�,,� ;;�� ths Escrnw Items. Lender may not charge Borrower for holding and applylns the PUnds, annually cinalyzing the escrow S <br /> ,,a� , uccoun�or verifying the Escrow Items, unless I.ender pays Bo:rower interest on the Flinds and applicable law permIts i " <br /> �' '� Lender to make such a charge. However.Lender may re�uim Bocr�wer to pay a one•time charge for an independent resl <br /> ;, estate tex reporting service used by Lender in connecdon wnt�this loan,unless applicable law provides otherwise. Unless an <br /> � ���% agreement ts made or applicable law re�uires interest to be paid,Leader shall not bc iequined to pay Borco�ver�ny tnterest or <+'• <br /> a _ ;�j�, earnings on the Fl�nds. Bomower uncl Lender may a�ree in wrldng,however,that iaterest shall be paid on the�Lnds. I.ender ;,,�. <br /> • t•,� ," shall glve to Borrower.without charg�,an annuul accuuntIn�of tl�e Funds.showing cmdits and debits to the Funds and the <br /> �`.->i��f�;`��'�%�� Qurpose for which each debit to the Funds was made. The Ftinds are pledged as addidonal securIty for all sums secured by ?� <br /> �: <br /> this Secuttty Instivment. <br /> ��'`""""��'`"' If the Fhnds held by Lender exceed the aatounu pemiltted to be held by applicable law, L.ender shall account ro ''•.::'+. <br /> ju�rd+-� ^;;�f�•:.� <br /> �'��-'�c.' •t• - Borrower for the excess Funds in accordance with the requirements of applicable law. If the amount of the Ftinds held by <br /> 4 1�''i�>',�'....'""i, <br /> � Lender at any time is not sufticient to puy the Escrow Items when due.Lender muy so notify Borrower in wrtting,and,in <br /> � `'�" "'`�� � suc6 case Borrower shaU to I.eader the amount aece to make u the deficienc Borrower shall make u the <br /> tit;,S ',�;�' :t l�Y �Y P Y• P ••:u <br /> ,�;,;t,,��,.,;_.:._ defictency in no more than nvelve rnonthly payments.at I.eader's sole discredon. ;�_•• <br /> �h,.:>�s;, ^�• . <br /> ��'��'•�� Upon payment in full of all sums secured by this Securlty Instrument,I.ender shall prompdy refund to Bomower any .�.;:,, <br /> '�;'1�'^�'�`�'.•�`• Funds held b Lender. If.under ara h 21.Lender sheU uire or sell the Pro Lender,prior to the ac uisidon or �,:�'' <br /> V�' ,. Y P fi�P �1 PertY• 9 r. <br /> '+-'��:"�"t' sale of the Propecty,shell apply any Funds held by Lender at the time of acquisidon or sale as a credit a$ainst the sums •<�. <br /> .,�'�� secutied by th3s Security Instrument. '�^ti <br /> L •,` - 3. Application of Paymeats. Unless applicable law provides otherwise,all payments reccived by l.ender under ;,�,�' <br /> �`:*���� paragraphs 1 and 2 shall be applled:firs�to any prepayment charges due under the Note;second,to amounts payable under , <br /> paragraph 2;third,to interest due;fowth,w principal due;aad lest,to eny late charges due under the Note. <br /> 4. Cherges; Lfens. Borrower shall pay all taxes,assessments. charges. fines und imposidons amlbutablo to the .�� <br /> � Property which may attaiu prloriry over this Securlry Instrument, aad leasehold payments or ground renu,if any. Botrower ''� <br /> ,• .�.` shal!pay these obligadons ln the manner pmvided in paragraph 2.or if not paid in thnt manner.Borrower shall pay them on <br /> V�e.,.w�••, • <br /> ���,��_ �'� ame direcdy to the person owed paynient. Borrower shall prompdy fumish to Lender ull noGces of t►mounts to be patd uader ; <br /> �>{"�,,��+�;� this paragraph. If Borrower makes these payments directly, Borrower shall prompdy furnish to Lender rereipts evidencing �:•;� <br /> , the paytnents. ' '; <br /> k�..�i"�.'..,1�`� �. <br /> ' f 'y�`��"'`' -' Bomower shall promptly discharge Ar►y lien which has prlori ty over this Security Instrument unless Borrower.(a)agrees <br /> .n:�. •` ��.j"� <br /> 4..::. :- <br /> �,.�. : :. .;..'. in wriHkg to the payment of the obligation secuned by the lien in a manner acceptable to Lender.(b)contests in good faith the <br /> -� •�•• -• llen by.or defends ag�inst enforcement of the I{en in,legat praceedings which in the I,eader's opinion operate to prevent the <br /> r�-.��-.'��:;�•'- enforcement of the lien;or(c)secures from the holder of the Uen an agreement satisfactory to L.ender subordinudng the lien <br /> ���R;:;��� to this Securiry InstnunenG If Lender determines that any part of the Property is subject to u lien which may attain priority ':.;;�� <br /> r;�`""�'�':., ���., over this Secwity Inshument,Lender may give Borrower a aorice idendfying the lien. Eorrower shall saNsfy the lien or take �"`'.• <br /> �".';;' one or more of the uctions set fonh above within 10 days of the giving of notice. ���'� <br /> .:_�����` ' S. Hazard or�+ogerty Insuranoe. Borrower shall keep the improvements now exlsdng nn c�reafter e�cted on the <br /> ���" �. Property insured aguinst loss by fire.hazards included wItliln the term"exteaded coverage"and any other hazards,inciuding <br /> ;•_.. <br /> ` �'� • -�':'••�� floods or flooding. for wluch Lender requires Insurauce. This insurance shall be ma�►teined in We amounts and for the <br /> ��,:i'�i)fl::._;� ;�, ;�� <br /> y.,��',�, ,,..�'•. I�om13028 9190 (paSt 2 oj6 ppgts) '.��,. <br /> 1ili <br /> �Y yN�,��i�u�� 1 <br /> . �9�.a.�'�"� <br /> ,�, <br /> iJtu�,4 , . �Il• J <br /> i,.�.ci. .. . . ". . .. ,. .. .....i: .,..n�'.�'i= .x�A'a.T: ._.. . - . . , _ . . . .1,-' �. ... --��- l <br /> . . , . . . .SiM1�� r- ..t11'�+'• .. <br /> . .. _. _' ' 1 a. � .. 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