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<br /> IY)[ik'1'f#G'R Wf'fH ail the impmvenients tx�w or henatter e.mcte4 nn tlx� �►rqteny.�;�i"a�i�,ap �n•r�rur., ,
<br /> �u�d futtus�s rww ar E�rreuttzr a p�'t of t�:pm;x�ty. All replartn�ents wsd addir�lons titiali nl�be c�vercd by ihis SeCUriEy
<br /> Instrttment. Aliaf the f�rregoing fs rcfemrd to in thi�t Secwriry In�Orumcnt�Ide"Fkoperty." .•
<br /> BQItRnW@R C'OV6NAN'1`S tlwu 4Mm►wcr iq lnwfully seised�f the est�tc hereby�v�nveyed and has tha�ight to�pt�nt
<br /> �nd ronvey tho Ptriperty�nd shat the Ropnty is une�Wnbern4 escept far tncarnbru�ca of rocotd. �xtower wanr�ats and
<br /> will defrnd�eneraily the title ro th�Propnty egainst a!!ctatms�rtd�emands.sub�oct to any cncumManocs of recad.
<br /> 7'HI� S�t:tiEtCl'Y tNSlt�illu�i�i`P cnmbincs unifarm ravenams far mtiaul ilSC t1i� [KMi^1itllfuiaii CtlYtilii7il8 wi�;i
<br /> 13mited variatfons hy��riisdictia�to catsdtuta a onifomi secudty in�tume�t covering neat prroperty.
<br /> UNIFOR�i COVBNAlV1'S. Borrower and Lcrder covenant and agtGO av followa:
<br /> l. Pqreat d�ndw1 and�teesr�Pe+ep��ent�bd l.tte�ae�es. Bomnvrer ahadl P�mP�Y MY wben duc the
<br /> princt�l of and intarst an tha debt evlilenad by the iJote end�ry ptepsyment and late churges due�nder the l�ote.
<br /> Z. E�unda toe 7yu[es aad[awra��ee. Subject to applicable law or to a writcun waiver by Lead�er.Bamwer shall pay to
<br /> Ltndes on tho d�y monthly paymsnts are dua under[he Notc.unsll the Nou is Qaid in full.a sum("Fnnds")for:(a)yearty
<br /> taxes�nd a:�sesunents awhich may attain priority over this Security Insuwnent as a lien on[he Pruperty:(b)Yearly kasel�old
<br /> PaYmeat� a gtosmd �ent� on the Ptopcny. if aay: (c) Y�Y��� P��rtY insarance {memiurus:(d) Yeuly tlood
<br /> iasurance premlumv.if any:(e)Yr.arly mortga�e insurance pmnium�.if any: and(�any sujns payabla by Batuwa W
<br /> Len�der.in ac�cotd�nc�e with the pmvlslons of para�aph 8.ia liw of the paymemt oi mortgage insuranoe premiums. ltiese
<br /> items are called"6scrow Items." l.ender may.at pny time.a�llect and bold li�ads in an umount noi w eacce,ed�he maximum
<br /> aa�ount a Icader fa a federally celnto�moegage loan may�rquire for Bo�marera escrow axamt u�dar t6e federal[teal
<br /> Estate SculemsRt Pmcedwes Ac1 of 1974 us umended fmm ttme co time.I2 U.S.C.;�601 et seq.("RSSPA"),untess uatha
<br /> taw that applies tn ti�se f�uds tiets a tes�er araou�t tf so.Lender a�ay.at any Ha�.co}!�x�d hold Pmtds ir�en smouni Qot w
<br /> exaeed the lesser uu�un� Lender may estImate the amount of F�uids due on tde bacis of cument data and�sanable
<br /> estim.ltes of expeudit�nes of future Escrnw Items or othezwIse ia acconiance witb appticable law.
<br /> 'ilte �tr�ds st�all be held in sin institutHon whose deposiu an insm+ed by a tcderal agency.insUVmea�taliry.or enrity
<br /> fiacladir,�I.ender.if[.ender is such an iastia6onl or in any Fcderal Home Q.oan Bau7c. I.end�shall apply Qiee Fuads to PeY
<br /> Ihe Fscrow Itetns. lxnder may not cluvge Bomower for holding and applyiag the li�nda annuaiiy analyaing the escnuw
<br /> sucoun�or verifyeng the E.ur�w Items.unless I.eader pays Bomower iaterest on tl�e 1'wnds and applxable law pemrits
<br /> L.ender to make such a charge. Howerer.Ixnder may�equine Bomnwer to pay a one-time charge for un indepcndent neal
<br /> es�ate tax�rpofing service uu�1 by Lender in connection with this loan.untess applic361e!aw provides atheawise. Unles.s an
<br /> agroemeat is made or sy�plipt►le Inw�equires i�►tetest to be paid Lertcler s1�a11 aot Le r�uired to pay Bomovua�any intetrst or
<br /> ..�°n � shall Agve to Borrow�er.vidthout c and L,ender may ag+ee ia wridng.however.that inter�est stuiU be paid on the E�mds. Lender
<br /> .� .`:�{` Si er harge.an ananal a000unting of the Fvnds.sbowing cmdlts and debits to Ihe Fvmds and the
<br /> .-.:�.. �rpose for which each debit to the 1'�unds was made. '[1te Eiunds ane pledged as addiamia!sacurity for all snms secured by
<br /> '' this Sacurity Insuumen�
<br /> r���`'�"�"••'' U die Funds tuld by [.ender eac�aed the amounu peimitted to be heid by appficable taw. Lxnder shall aocount w
<br /> .•..E.°��•:�'' Brnrower for the excess i§u►ds in accoidance wid�th�cequiremenu of appltra+�le law. (f the amount of the�uads held by
<br /> '�:"'=i�`���." L,ender at aay�ee is not suflicient to pay the lEscrow Items a�hen due.[.ender raay so notify Bomower in writing.aad.in
<br /> ��������'� sueh case Bomnwer shall pay to Lender the amount nea�essary to make up tMe de�cienzry. Boaawer shall ma{ce up the
<br /> �. �,,_;:.;;•.,T. deficiency in ao more than twelre maatlilY Ra9ments.at[.enderk sole disrnetion.
<br /> % ' :���-��•� Upon payment in full of sU sums secured by this Securiry Inst�men�Lenda sl�all prompfly refuad to Borrower any tti,.;,
<br /> ,._ �.+���'.•�. �'vnds held by Lender. I�under parag�aph 21.[.ender shall aoquire or seU 1he Ptopeny.[xnder prior to the aoquisitian ot ,s`:�
<br /> ��,+m•���,•y�*�=- s�le of[he Ptoperty.shall apply any Fvnds held by L.ender at ttee tune of acquisiuon or sale as a�rnedit egsiinst tbe siva�s
<br /> �� �.'�•+��+.;� seauod by dus Security Iacwment
<br /> �'��'`' 3. Apptlatloa d P�yments. Uniess applicable law p�ovides otttenvise,ell payments �eeived by Lendet an�
<br /> ��'��F v,Y'^�' paragraphs I and 2 shall be applied:fust,to any prepayment charges due under the Nou;serond,to amonnt�payable under .:�
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<br /> ,� ' i:�;.;' patagiaph 2;third.w iaterest due:fourth.tn principal due:and last,to any late charges due uader the Note. ",
<br /> ` ,. ���`:�,; d. Charges;I.latv. Bonower shaU pay all taaes.assessments,d�arges.fines and impositioas amib�table to the �
<br /> �����,;;'• Ropetty wtdch may aftain priority over this Seauity lnsstu�ent,and l�asehold payatents or gt+ouad nenu.if any. Bomower `':����
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<br /> '�wh��'�1 sriall pay th�se obl�gations ia the manner pmvided in paragraph 2,or if r�os paid in that marmer.Botmwer sGali pay them on
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<br /> - �':��';"j��- 6me directly to the person ow•ed paymen� BormW er sha11 pmmptly fumish to Lender aIl aorices of amounu to be paid uada .
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<br /> xrf;,<�<:: dus patag�apb. If Bomoa•er makes the�paymeats dicectly.Bomower shall prompily tumish to L.e�ceceipss evidencing
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<br /> �=:.t �. , ����Pm�9 discharge t+ny Ge.�which h�s primity over this Secwity Iasa�ument unless Bor�uwer:(a)aSmes
<br /> ' • .„�;. •., in writiag w tl�e payment of the oblisation secumd by the lien in a manaer aooeprable eo Leader.(b)oontesu in good faitb the
<br /> � lien by.or d�fends againu enfonaemeant of the Ii�a in,teg�l prooeedinss which in the Lender's opinion opeiate to prevent the
<br /> To�••.• .
<br /> .:r en4'o�t of the Gen;or(c)secuirs Cmm the hoid�of the Gen an a,g�eeme�►t sadsf3ctory to Exnder subordinating the liea
<br /> "".x . to this Seanity lnsuumen� If Lender deteimiaPS that any part of the Prop�eity is wbject to u lien wtuch msy attain priority
<br /> ; otier this Security Inst�_�*++�*+t,Lender may gi�e Bamma�er a no5oe identifying the lien. Bo:rou•er shall satisfy the liea or take
<br /> ". ame or mo�e of the aciionc set fo:th above within 10 days of the giving of adtioe.
<br /> ..:;;�:° .:", S. �rd or Paopeeiy Ya�anoa Borrower shail k�eep the imp:o�•ements now existing or hereaft�e.nocted on the
<br /> _ R�operty instu+�d ag,ainst loss by fine.halaids includ��vithin the tettn"eateaded rnti•erage°and any other hvards,inclu�ing
<br /> � • ° floods or flooding.for which I.eader�quims insur.ince. 'ILis ins�uance shall be maintained in the amounts and for the
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