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<br /> `Ptffitsl711�Et W['i'11 ull�he im�ys�vcn:�ut��now oe her�aftem crcctcd ui�tita prnp:rty.an�f�11 en�ernents,appurtenonr,es,
<br /> and fintur�s�iaw ur itr.re.iRcr n part uP tfto pru�x�ty. All rcjdncemeuts nnd addiii�ng eha11 n(so bo covc:red by td�iR Secudry
<br /> Pn�tn�ment. Ali af�ho tim�ntng ie refcrctd tp 6n thiA Scrurity lnatroment as thr."Praperty."
<br /> 6iflRROW��t COVE?NANT�that 8ortnwer iK iawf�ily�c{scd of tho extato hc�by convtycd and has tho dght to yrant
<br /> wn�canvey�ho Pe�perty and that tho pmpeny iR unencumb,nd.exeept far encunibrAnces of record. Barrower wurrunw and
<br /> w11I defend gemrally tho dtta tu tho�perty agdnst all clairns and dcmends,subjat to any enewnbrancea of rocoid.
<br /> TiJIS��CURtTY INSTQ:UMENT comblac� u�ifomn covmnn�e for nntionnl u�o and non•unif�cm covenunt�with
<br /> limited varladona by Jurisdictlan to consNwte a unifatm secudty Insttumeret covedng resil preperty.
<br /> UNIFO1tM CQVENANTS. Borrower and laender covanant und ugree as follows:
<br /> �� p�ypkn;ot prieciptl and intertyt;Prep�ymc�nt And LAto Charges. Homnwer ehnU pmmptly pay when due the
<br /> princtpal of and inurcxt on tho debi evfdenced by the Noto and any prepnyment und luu charges due under the Nou.
<br /> Z. F1�Ad.i[or'11ixe�and Iagurancp SubJect to applicable law or to n written wuivcr by I.endcr.Horrower ahali pay to
<br /> Lender on the day monthly paymants ar�e due uader the Nate,un�l the Note is pafd In full,a sum t"�ds")for.(a)yeuriy
<br /> � taxes and assessments ahich mny attnin prtority over thia S�curity Inswment as s IIen o��the Ptoperty:@)yearly lca�chold
<br /> payments or ground mnts on the Pmperty. if nny; (c)yearly hazard or pmperry insurence premiums; (d) yeurly tlood
<br /> iasw�ance premiuma,�f any;(@)yearly mortgage Iasuraace premluma�if any: and (� any sums puyable by Bomower to
<br /> Lender,in necordunce wlth the pmvisions of paragraph 8, in Iteu of the payment of cnortguse inswance Premiums. These
<br /> items are called"Fscrow ltema." Lender may.et any time.coUect aad hold Funds in an amount not to eaceed the maximum
<br /> smount a lender for a fedarally related mortgage loan may requlre for Borrower's escrow account uuder the federal Reai
<br /> Estaie Seulement Pcacedures Act of 1974 as amended fmm time to dme,12 U.S.C.§2601 ei seq.("RESPA"),unless enother
<br /> larl ihat applies to the Fuads sets a lesser amoimt, if so.I.ender may,at eny dme.collect and hold Fuads!n an amount not w
<br /> excced the lesser arnoun� Lender may catimate the amount of Ft�nds due on the basis af current data aad masonable
<br /> estiraaDes of expendttures of tbture Escrow Items or othenvtse ia accordaace with applicable law.
<br /> The Funda sball be held in aa institution whose deposits az�e insur�ed by a federul agency. instrnmentaliry,or entity
<br /> (iacluding Lender,if Lender is such an insdtudoa)or In aay Fedetal Home Loaa Bank. Lender shall apply the Fonds w pay '
<br /> We Escrow Items. Lender may aot cherge Borrower for holding and applytng the Pl�nds.annually analyzing the escrow
<br /> accoun� ar verifytng the Escrow Items,unlesa Lender pays Borrower iaterest on the Funds and applicable law permits ;'�`
<br /> L.ender to make such u eharge. However,Lender may require Borrower to pay a one-time charge for an�ndependent ceal
<br /> estate tax reporttng servlce used by�.ender in caanecdon with this loan,uniess appUcable law provides otherwise. Unlesa an :
<br /> `„.tr,. agreement�s made or applicable luw requires interest to be paid.I.eader shail not be tequired to pay Bormwer any lnterest or .•
<br /> earnings on the Funds. Bormwer and Lender may agee ia wddng,however.that interest shall be pafd on the Funds. Lendar �;+?
<br /> sball g[ve to Boaower.without charge.an annual accowting bf the Funds.showing aredits and debits ta the Funds and the '�f
<br /> purpose for wtiiah each debit ta the Funds was made. 'Ibe Funds are pledged as addidonal securlty for all sums secured by .;.,,,:
<br /> ti�is 9ecariry Instxumeu�.
<br /> j��'''}' If tbe Funds held by I,ender eacecd the amowtts permitted to be held by applicuble law. Lender ahiill account to ,,�,
<br /> s�',�; ,
<br /> �;!���'�;;-�'� Borrower for the excess Funds in ae�ordance with the requirements of appUcable law. If the umount of the Funds held by t+w,c�
<br /> �, ���r��� � Leader at any da:e is not sufticient to pay the Escrow Itema when due,Lender may so notify Borrower in writing.and,ln '`�'�'
<br /> %�`�;` such case Boirower shaU pay to Lender the amount necessary to meke up the deflctency. Sorrower shall make up the .;:;,:
<br /> �"" deficiency in no more than twelve monthly payments.at Lender's sole d�scredon. ..
<br /> '�'� Upon payateat In full of ell sums secured by this Security Instivment,Lender shall promptly refund w Borrower any
<br /> Fnnda held by Lender. If.under paragraph 21,Lender sball acquire or sell the Property.Lender. prior to the acquisldon or
<br /> sale of the Prnperry,shaU apply any Funds held by Leader at the time of ucquIsition or sale us a credit ngainst the sums
<br /> secumd by this Securlty Insuument.
<br /> 3. Applieation of Poyments. Unless epplIcable law pmvtdes otherwise, all paymenu r�eceived by Lender under
<br /> parageaphs 1 and 2 shaU be appHed: titst,to any prepF►yment chsuges due under the Note;second.to amountc payable under
<br /> paragraph 2;third,to inte�st due;founh.to princlpal due;aad last,to any lute charges due under the Note.
<br /> 4. Chargesi Lienv. Borrower shuU pay all taxes, ass�ssments, chtuges.Mes nnd irnposidons attributable to the ,
<br /> Property whtch muy attain prtority over this Security Instrument.und lcasehold payments or ground rents.If ar�y. Bocrower
<br /> shaU pay these obUgations in the manner provIded in pamgraph 2,or If not paid in thnt manner,Borrower shall pay them on
<br /> time directly to the person owed paymen� Bonower shall promptly fumish to Ixnder all nodces of amounts ro be paid under
<br /> ihia patagraph. If Bornower makes these payments diretdy.Bo:mwet shall promptly fumtsh to I.ender�eceipts evldencing
<br /> the paya�ents.
<br /> Borrower shall promptly discharge any lien which has priority over tl�is Security Inswment unless Borrower.(a)agnees
<br /> in wridag to the payment of the obllgaHon secured by tt�e lten in a maiu�er acceptable to Lender,(b)contesu in good faith the
<br /> leen by.or defends against enforcement of the lien in,legul proceedings which in the Lender's opinion operate to pmvent the
<br /> , enforcemeat of the lien;or(c)secunes from the holder of the lien an agreement sadsfi�ctory to Lender subordinating the lten
<br /> to this Security Insuumen� If Leader detemunes that any pact of the Property is subject to a lien whlch may attaia priority
<br /> aver Wis Seturity Instcument,L.end�r may give Borrower a noti�e identifytng the lien. Boaower shall satisfy the tien or teke
<br /> � one or more of the actions set forth above within 10 days of the�3ving of notice.
<br /> `��' S. Ha�rd or Property I�rnace. Bomower shall kecp the improvements now existing or hereafter erected on the
<br /> Property insured against loss by fire.hazerds included within the term"extended coverage"aied any ottcer hazards,including
<br /> floods or flooding,for which I.ender requires insurancc• 'this insunu�ce shall be mairtained in the amounts end for the
<br /> t,; Fbmf 3028 9190 fpoRt 2 qy�'6 pagetl
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