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<br /> (C�NDiT10LdAL iIIIC�I�ICAT10�1 AND EXTEN�ION �F L4'�AN TERIIAS)
<br /> THIB 8Al100N RIOEA t�m�d�fhit, ZMl1—dY� Au�tlst .„�,�.�nd N Y�oaipoi'rMd itEO md �h�l b�
<br /> �""_at`�te ertrenA ertd ee�!x�tenbnt tM Me�lgl��Owd of'(rwt a ONd to B�CUn O�bt (tM"&aurt!'Mtsburr�l') of tPN sanw dM/ 9►nn
<br /> Oy tlN undw�qn�d(dw'QorrowK'f b Mow�th�oorroww�NoM to�[�ten 9�nic and �•� �n�e.nv
<br /> (tM "L�ndN') of N+�s�d�M nd o�inp tM P��P�f►���+ !M 8�ourlf�r 1n�►t
<br /> md locutd�4¢11 EMt_�1�m�tA�elr�-w��a iu.ti...�■ wnte�_,_,
<br /> (/fOpNry AdatN�J
<br /> TM bqn�t aaM staMd on tA�No�N caMd the"Nob Rat�.• TM dob of th�IMoM M a�li�d ttM"NcN Oata.' t urtd�star+d th�lwndir
<br /> may fnntNr tM aob.8�cudty bKt�wrbnt�nd thk Flidrr. Th� LeedK a snlran�who Wc�th�Notb th�&wrN�l InsUum�nt�nd thk 1�
<br /> by 1nn�Nr�rtd who Is rntltMd to ncN�PaYmmt�undu tM NoE�k a�Md tA� `NoL�HoldK'
<br /> ADDITIONAL COVEWANI'S. In addltion to tM cov�ntnte �nd a�nwrwnb b tM &ecutihr In:trumm� eortow�r ar+d I.�ndK
<br /> NrthK aowmn!and apn�as lobvra(dMpiM anlMinO to tM oontrirN contaM�O h th�8�auri!►Instrummt or th�Notsx
<br /> i. CONDITIONAL,MODIFICATION AND EXPENB�JON OF O.OAN TERIIAS
<br /> At th�mtluritf►dab ot tM Nab�nd S�curt�l Inauum�nt (tM"Noa MawAh►Daae9. I wN b� aDN to�Dend ths NoE�M�ukY Dat�to
<br /> QR10bl� . 10T4 (tM 'EtQ�fld�d MaWdh► DW") Md modiy t!N Nob R��to th�"MOd1i�d Nob R1t�`drbrmtNd 1n
<br /> . �'��`• ': �axord�nt�wMh Seotbn 3 btbw tf tN th�aondRions V�� h Seotion 2�nd 8 bebw ur mrt(th�"COnd�lonai ModMoation�nd 6d�ntbn
<br /> . �i +apqtbn'. tt thoW eondRbns �n not md, t und�tand thtt th�Not�Holder b und�r rto obi�tbn to nHnuwy d�Nob or ro rviodiry th�
<br /> ..I,,,�^.�,, ^�, Not�, ra�t 1M Not�R�b or�nd tM not�MtWAty DA2�,and that�w� havr to np�y t M No t�tr o m my o w n�s a+r c a o r t i n d� M�b K
<br /> wiMMp to Und rt� tM morwp to np�y tA�NoU.
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<br /> ! ':.� '��� Z. CONDITIONS TO OPTiAN
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<br /> �:�,:�i`;��''.s,'__t�;..�. It 1 waM to �ou�oiM ths Condkbeal ModYication md E�tensbn Optbn�ceNY� cond�lona must bo met as ot tM Nots Maturh► D�E�.
<br /> r .-r...r•.. ✓ TMs�conditon� m: (1)1 muat tdl b�tM ownr md ocaupu�t of t�s P�� subj�ot to tM 9�a+dly instrum�n!(tM'Properq9:l�) �
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<br /> ;,Y.: . mua a cum�ni h my monwb wr�n.nd c.nROt n,�v�.been moro chan 3o dar we on my or u�s �Q�cn.duia mon�►b ar��s
<br /> !�:.•' '�. .,, ' knm�t�i�bN Pnc�dlnp th�Nob MaduR�►Dab:(3)ther�u�no Ii�ena�dehats�or enaumbr�nca aWlnet th�PropMt�t,or oth�r adrws�m�Mnis
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<br /> . :t�•:; •_•:,rt •' LiNClMIQ�LO t1'1��IOp�lly (�6fP�{Of�Iutt� 1pi1B�i{i6b�5bftlaiiiG iiC2�F"'tv Q{i.�L(1d�IIjtd�$) E!�!!Q S�f�11Q �l1I� IA��1Uf1!IMS!
<br /> �� : . . noordodi(d)tl� ModYwd Nob Rab Cannot b�mon thtri 6 P�e��Rolnts �bove the Nots Rate,and(�I mus!m�ks a writt�n rsqwst
<br /> ��,,'� ,��.�;� to th�Note Hald�►as p�ovldsd N Seotlon 6 bebw.
<br /> �.,`�, ;, � ::{� S. CALCULATING THE MODIFIED NOTE RATE
<br /> '' y TM ModYYd Noi�R�U wW b�� f6�sd ab of htvest equat to Me Fede�N Home Lan Morty�ps Corporatbn'e rsquked n�t ytsid far
<br /> " 3by�ar fbud nls mortaps eubJ�ot to a G4daY mandaory deBYerY aommitmBn�Olus onefialf of one P��t(0.5%)rowtd�d to the ne�nst
<br /> . ,•.. :. �:.�::. oMaiphth of or� p�an!(0.126%)(th�TAodIH�d NoU Rab'). t'he re4uted�et yfsW nhaN be ths tDDUctb�e rt�t yleid in etfaat on th�d�ta
<br /> •+�•:, , :r:.�� �rtd tim�of dty thtt t notiy th� Not� Holda of my ek¢tion to e�aiss the Condkionu ModiRcttbn and ExMnalon Optbn. If thta rsquMsd . �..
<br /> 1, r...�.,,,..,�.�,;,. nat yMid(s not avai�bM.th�Nota Hotdv wW d�mhe the Modif(ed Note Fiete by ushp aomparable Intormatton.
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<br /> .. '•,="� 4. CAICULATINO THE NEW PAYMENT AMOUNT
<br /> • ,.. � `= Provld�d ths ModifMd Not�Flat�as aabukted h 8eotlon 3 above is �ot prett�than B pamentape Pohte abovs the Nots Rab and sp
<br /> .:. '.�..'':•:i',', OthK CMdRbM �lqtllhd H S�Otl011 2�b011�t�i OiWfl�d�ths Nots HoWer wlq dst�nnho th��mount of th�monthy PaYrtNnt that wM be '
<br /> .�.. "'. auMiatent to repry B fue(�)th�unpatd Pdnapat,Pws(�)acorued but unpsid Intwat.P1ro(o)aN otha suma 1 vAI ovN und�th� Not�u►d
<br /> ... , Sxur�y Ustrument on ths Note Nl+b+rit�►Oate(aaaumY�p my mor►thb wy�ta thm an eument.as nquirad unda 8aotion 2 abov�?,orer the
<br /> .. . �Nq eKbndod twm at th�ModMt�d Not�Rib h puu rnonthh PaYments. ihe reauR of this cataulotion w19 be tha new unount ot my
<br /> . ' . Prho�t and M�at PpmNnt�r moMh unW tM Nob ts fut�r paid.
<br /> 6. EI�RCISING THE CONOITIONAL MODIFICdTiON AND EXTENSlON OPTION "
<br /> �"+�.,`�.. TM Note Hotdr►wiN notMy nr at te�t 80 cakndu daya b advance of the Note MaturUy Oats�nd edvis�me of Ma prhotpat,acauod
<br /> �;��U� but unpdd hterest,and aN other suma 1 am eospeoted to owe on the Note Mat�cky Due. Tha Note Hohfer also wi9 advise me thtt t may
<br /> ' �ta�tlu Cortdtlon� ModNloatbn and Extention Optbn B the oondkbns in S�tion 2 abova a»met. Tha NoDS Hotder wUl provkl�my
<br /> i"=•�'.M payrt�ent reeord htormtNon,top�the�with the n�me. tiGe and eddress ot the peraon repreaentinp the Nots Hotder that t must noti�r h arder
<br /> `�.,i ta axerotss the Cond�ton�i Modtfia�ton ond Ext�naion Optbn. If I meet the eandtttone of 8eatb�2 above,t nay exerolse the Candtlbnat
<br /> •�" ModtHO�tbn and E�ntion Optbn by noNyNp the Wot�HoWer no earlier thu� 60 oatendu days and no kter thm 4S eakndu daye prbr to
<br /> :���..• the Not� MaturRy DaU. The Note Molder wp1 cak�ilab the f6�ed ModMkd Note R�ts based upon ths Fedrrat Hortw Loan Mortplp�
<br /> � `�' Corpontbn's�ppllcebN publbhed requke0 net yleld b eMect on the dtte and tYne ot dey notiHcation ts�eceMed by the Note Holder ond as
<br /> � '�'" cebulated h 8eation 3 abovd. 1 wpl then havs 30 catendar days to proWde tha Note Holder wkh ncc�ptabb proof of my requlrod ownerehp,
<br /> oeoupmey�nd propety Ibn etatua. 8etore the Note Maturily Date the Note Molder w1A advbs nb ot ths new hterest nte(the Mod�ed
<br /> �I � Note Fltts),rtew monthy payrnent amount and a date,th�e and piace at wfibh I mu8t appear to aqn anY doeumenta required to eomPlete
<br /> , � ttre requlred Note fi�M modificaGon and Note MeturHy Oate extenston. i underat�nd the Note Holder wG� oharpe me retsonebte teea and
<br /> x, � , • eoats aesoaisbd with the ex�olss of ths optbn.
<br /> + BY SIGNINO BH�OW,BORROWER aceepte and syneea to the tertns and eovenents eonmhed In thb Batbon Rider.
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