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Return To: Home Federal Savings and Loan Association of Grand Island 221 South Locust St Grand Island, NE 68801 ` Prepared By: Stephanie Lilienthal Lilienthal , 221 South Locust St Grand Island, NE 68801 [Space Above This Line For Recording Data] FHA Case No. State of Nebraska DEED OF TRUST 321- 2376909 THIS DEED OF TRUST ( "Security Instrument ") is made on October 29th, 2004 The Trustor is KELBY V OSTRANDER A /K /A KELBY OSTRANDER, A SINGLE PERSON ( "Borrower "). The trustee is Commercial Federal Bank, A Federal Savings Bank ( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island which is organized and existing under the laws of The State of Nebraska , and whose address is 221 South Locust St Grand Island NE 68801- ( "Lender "). Borrower owes Lender the principal sum of THIRTY FOUR THOUSAND FIFTY AND 00 /100 Dollars (U. S. $ 34 , 050.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on November 1, 2034 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the FHA Nebraska Deed of Trust - 4/% - 4R(NE) (0305) m VMP Mortgage Solutions (800)521-7291 Page 1 of 8 Initials: 70 n� n m cn c C) _ Z 7Z o --A O n 0 < c� C rn t }1 '? m O. N R1 O co -T1 L M r f D- O can C J � CJ'1 A �J (D Ul �� Z Return To: Home Federal Savings and Loan Association of Grand Island 221 South Locust St Grand Island, NE 68801 ` Prepared By: Stephanie Lilienthal Lilienthal , 221 South Locust St Grand Island, NE 68801 [Space Above This Line For Recording Data] FHA Case No. State of Nebraska DEED OF TRUST 321- 2376909 THIS DEED OF TRUST ( "Security Instrument ") is made on October 29th, 2004 The Trustor is KELBY V OSTRANDER A /K /A KELBY OSTRANDER, A SINGLE PERSON ( "Borrower "). The trustee is Commercial Federal Bank, A Federal Savings Bank ( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island which is organized and existing under the laws of The State of Nebraska , and whose address is 221 South Locust St Grand Island NE 68801- ( "Lender "). Borrower owes Lender the principal sum of THIRTY FOUR THOUSAND FIFTY AND 00 /100 Dollars (U. S. $ 34 , 050.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on November 1, 2034 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the FHA Nebraska Deed of Trust - 4/% - 4R(NE) (0305) m VMP Mortgage Solutions (800)521-7291 Page 1 of 8 Initials: