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200410570
<br />DEED OF TRUST
<br />Loan No: 24634 (Continued) Page 6
<br />without limitation a guaranty of all or part of the Note.
<br />Hazardous Substances. The words "Hazardous Substances" mean materials that, because of their quantity, concentration or
<br />physical, chemical or infectious characteristics, may cause or pose a present or potential hazard to human health or the environment
<br />when improperly used, treated, stored, disposed of, generated, manufactured, transported or otherwise handled. The words
<br />"Hazardous Substances" are used in their very broadest sense and include without limitation any and all hazardous or toxic
<br />substances, materials or waste as defined by or listed under the Environmental Laws. The term "Hazardous Substances" also
<br />includes, without limitation, petroleum and petroleum by- products or any fraction thereof and asbestos.
<br />improvements. The word "Improvements" means all existing and future improvements, buildings, structures, mobile homes affixed on
<br />the Real Property, facilities, additions, replacements and other construction on the Real Property.
<br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses payable under the Note
<br />or Related Documents, together with all renewals of, extensions of, modifications of, consolidations of and substitutions for the Note
<br />or Related Documents and any amounts expended or advanced by Lender to discharge Trustor's obligations or expenses incurred by
<br />Trustee or Lender to enforce Trustor's obligations under this Deed of Trust, together with interest on such amounts as provided in this
<br />Deed of Trust.
<br />Lender. The word "Lender" means Nebraska National Bank, its successors and assigns. The words "successors or assigns" mean
<br />any person or company that acquires any interest in the Note.
<br />Note. The word "Note" means the promissory note dated October 19, 2004, in the original principal amount of
<br />$200,000.00 from Trustor to Lender, together with all renewals of, extensions of, modifications of, refinancings of, consolidations
<br />of, and substitutions for the promissory note or agreement. The maturity date of this Deed of Trust is April 20, 2005.
<br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal property now or
<br />hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; together with all accessions, parts, and
<br />additions to, all replacements of, and all substitutions for, any of such property; and together with all proceeds (including without
<br />limitation all insurance proceeds and refunds of premiums) from any sale or other disposition of the Property.
<br />Property. The word "Property" means collectively the Real Property and the Personal Property.
<br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this Deed of Trust.
<br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan agreements, environmental
<br />agreements, guaranties, security agreements, mortgages, deeds of trust, security deeds, collateral mortgages, and all other
<br />instruments, agreements and documents, whether now or hereafter existing, executed in connection with the Indebtedness.
<br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and other benefits derived
<br />from the Property.
<br />Trustee. The word "Trustee" means Nebraska National Bank, whose address is PO Box 397, Kearney, NE 68848 and any substitute
<br />or successor trustees.
<br />Trustor. The word " Trustor" means Roger A. Heffelfinger and Rhonda J. Heffelfinger.
<br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH TRUSTOR AGREES TO
<br />ITS TERMS.
<br />TRUSTOR:
<br />S
<br />of
<br />STATE OF"° /I
<br />INDIVIDUAL ACKNOWLEDGMENT
<br />)SS
<br />C0FlMlTr of ! 1
<br />On this day before me, the undersigned Notary Public, personally appeared Roger A. Heffelfinger and Rhonda J. Heffelfinger, Husband &
<br />Wife, to me known to be the individuals described in and who executed the Deed of Trust, and acknowledged that they signed the Deed of
<br />Trust as their free and voluntary act and deed, for the uses and purposes therein mentioned
<br />Given under my hand and official seal this ! % day of 2Q
<br />T
<br />No", Public in and for the State of %f � ✓'
<br />GENERAL NOTARY -State 01 NeOnslut
<br />VICKI S GOETZ . oonoden expkes f x —.1.3 —,2w
<br />' 3. My Comm. Exd S- -%3
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