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<br /> c�sadcu�nat�un ut c�ther tnkinB�if any pa�t uP the�i�openy,or f�x canveynnec tn licu of cniidemn:ition,nre hercby assipned mid
<br /> I �;hall bc:ps�Cl�a A.cndcr. '
<br /> Cn ihe event of u totnl tukirog uF ttt: Property. tho procecds shnll be applied ta Aie sun�a secured by Q�is Security
<br /> Intitrument. whethcr ur rtat ttten duc,with nny sxcess puid to�urrower. In thc evcat nf n purtlal tuking af the Property ln
<br /> which tpo fuir maekct valuc af thc Proparty imtncdlutaly bcforc tha tnking ir;cqual to ar grcuter than�he amount of the�ums
<br /> I secuKd by this Secutiry Instntnxnt immedintcly beforo tho tnkins.unleFS BortoNec nnd L�nder otherwise ngrt�in writing,
<br /> thc�+umw r+ccured by this Sccuriry Inhtn�mcnt shnll be reduced by the umaunt af�hv proc�:eds muitinlied by thc following
<br /> ti'trctian: (a)the mtnl amount ot thc sumy setured immediutely i�efarc ilic wkinH.JtvWcJ by tb1 thc fair marttet value of tlie
<br /> � Prpperty immedis�tcly befare the tuking. Any halancc shap be p�id to Borrawer. In tit�n event�f u punla!tnking of the
<br /> Pmperty i� whici�thc fuir mnrkct vnluo of thc Pmperty immcdintcly befom the tuking is Icws than thG umount of the xums
<br /> � securcd immtdintely bcfora the taking. uniess Bo�rower und Lender othcnvir+c nLqtcc in wrlting ur�nlcss upphcuble luw
<br /> rnherwise pmvides,the prc�ceedx Fhnll be applied to the suma secur+ed by this Secur�ty(nstrument whether or not the sums s�+e
<br /> then due.
<br /> If the Prapeny ig nbandoned by 9arrower.or if.after rtotice by L.ender to BorYOwer thut the condemnor offer.►to muica
<br /> . � an awnrd ar aettle u cla�m for dnmages.Botmwer fnils to respond to Lendcr within 30 duys uRer tlte dnte the not�cc is givcn.
<br /> Lender is authorized to collect und apply the proceed.r,ut its option,either to restorstion or repair of the Pmperty or to the
<br /> sums�ecured by this Security Instrument,whether or not then due.
<br /> [3niess Lender and Borrawer otherwise agree in writing,any applicntion of proceeds to pdncipal shnil not extend ar
<br /> postpone the due date of the monthly payments refermd to in paragmphs 1 nnd 2 or chunge the nmount of such paymen�s.
<br /> 11. Borrower Not Rele�sed; Foebe�rance By I.ender Not e Waiver. Extensian of the time for payment or
<br /> modificution of umortizadon of the sums secured by this Security Inscrument granted by Lender to�ny successor in interest
<br /> of Bornower sha!noi opernte m r�elease the liubility of the original Borrawer or Borrowerk saccessan in interes�Lender
<br /> shall not be re uimd to com�nence proceedings ags�nst any successor in interest or nefuse to extend dme for paymenc or
<br /> othenvise modi�ty amocti�ndon of the sums secured by this S�curity Inswment by neason c►f any demand made by the original
<br /> Borrower or Botrower§successorw in interest. Any forbearsttce by Lender in exercising uny right or remedy shull not be a
<br /> wnivee of ar preclude the cxeroisc of any right or remedy.
<br /> 12. Successors and Asslgns Bound;Joint und Several LiublNty;Co-signera 'Ihe covennnts and ngreemenu of this
<br /> Security Inswment shpll bind and benefit the succe�.sors and assigns of Lender and Bornnwer,xubject ta the provisions of
<br /> para�ph 17. Borrower�covenunt,s und o�reemen�c shatl be joint and sevenel.My Borrower who casigns thIs Security
<br /> Instrumenc but does not execwe the Note: t�)is casignin�this Security Insnument oniy eo mortgnge,grant And convey thnt
<br /> Bormwer's lnterest in the Propt�ty under the terms of this Security Instmmenr (bl is not pec:sonally obligated to pay the sums
<br /> secured by thls Security Inswment;and(c)a�rees that Lender nrtd any other Barrower may agree ta extend,modify,forbear
<br /> or malce any accommoduttons�vith regaid to the tertns of this Security lnstrument or the Note without thnt B�rrower�s
<br /> consent
<br /> �i3. i.u�n C1�'�s. it'the laan �u[c�by ihi�Secusity issstsvment is subjezt to a !aw whi�•h�r� mnximum Inan
<br /> charges,and thut!aw is tinnlly interpreted so that the interest or other loan char�es collected or to be colleeted in connectlon
<br /> with the loan exceed the permitted limits,ihen: (a)uny such loan charge shall be�rduced by the amount�ecessary to reduce
<br /> the charge to the petmitted IimiC and(b)arey sums ulready collected from Borrower which exceeded pem�itted limits will be
<br /> refunded to Bortower. Lender may chaose to make this refund by reducing the principal owed under the Note or by making a
<br /> dite�t payment to Bomower. If u refund reduces principal,the mciuction will be treated as a partial prepayment without uny
<br /> prepayment ch:uge under the Note.
<br /> 14. Not�ces. Any norice to Borrower provided for In this Securiry Instrument shaU be given by deliverirg it or by
<br /> mailing it by t"irst clsiss mail unless npplicable law requims use of another method.The notice shull be directed to the Property
<br /> Address or any other address Borrower designates by ndtice to Lender. Any notice eo Lender shaii be�iven by first class
<br /> mail to Lender's uddress swted herin or any other uddmss Lender designates by notice to Bormwer. My notice provided far
<br /> in this Securi[y Instntment shull be deemed to have been given to Borrower or Lendcr when given:is pmvided in this
<br /> p��Ph.
<br /> 1S. Gnverning I.aw; SeYeeabIl[ty. This Securiry Insuument shall be govemed by fedeml law and the law of the
<br /> j�risdictio»in which the P[operty is locuted. In the event that any provision or clause of tl�is Security Instrument or the Note -
<br /> confl[cts wIth appltenble taw.such canflict shall not affect other prnvisions of this Security Instniment or the Note which c:tn '
<br /> be given effect without the contlicting provlsion. 'Ib this end the provisions of thi, Security Instrument nnd the Note are �
<br /> declared to be seversble. ��
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<br /> 16. Borrower's Copy. Bomower shall be given one conformed copy of the Note and of this Security Inswment. �:"
<br /> 17. 7lransfer o!tde Yroperty or a Benefcciui interest in Borrower. If all or any pan of the Propercy or any interest in
<br /> it is sold or tronsferred(or if a beneticial interest in Romower is sold ar uansferred und Bomower is not n natun►I person)
<br /> withoat Lender�prior written consent. Lender may,at its option,reqnire immediate paymeut in tnll of all sums secured by
<br /> this Security Instrument. N�wever,this option shnll not be exercised by Lender if exercise is prohibited by federal law as of
<br /> the date of this Security Instrumen� "
<br /> if Lender exercises this option,Lender shall give Borrower notice of accelerstion. The notice shall provide a period uf ���-
<br /> not less than 30 days from the dnte the nodce is delivered or m;uled within which Bomower must pay all sums secured by this
<br /> Security InstrumenG If Botrower fuils to pay these sums prior ro the ex�,irution of this period. Lena�r may invoke.:+ny
<br /> remedies petmitted hy this Security Inst�ument without further notice or demand on Bonow��.
<br /> .;i, 18. Borrnwer's Rig6t to Reittstute. If Borrower meets certain condiuons. Botroicer shalt have the rigltt to have
<br /> enforcement of this Securiry[nsuvment discontinued at any time prinr to the e:ulier of: (a)S days lor sa�ch other period:u
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