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<br /> � , perIods�hat Lender requireA. Tho insumnce c:nerfer providing the �nsuranee shnli be ch�sen by 8orrawer s��bject to I.e:nder�
<br /> � appmvc�l whtch shnU not be unrensannbly withheld. If Barrower fuiln to muintain eoverngo descdbed ahove.l.e7dcr may.iu
<br /> l.ender�apdan,obinin aoverage to protect i.ender'�righ�9 in iho Property in urcordance with pnrugmph 7.
<br /> � All insumnce policies nnd rcnewalx sball bo acceptublo to I.ender and shull include u stan�ard ttnartBago clause. 1 end�r
<br /> � ehaU huvo tha right ta hold 1he poltciea und t+encwnle. If Londet requirca,8nrrawer shall promptly give to Lender ull tcceipts
<br /> � of paid pmmium++and r�enewuf natices. In[he event of loss�Borrawcr Fhu11 give prompt nattee ta the inRUrimee cuafer nnd
<br /> ! I.ender. l.�:nder may mako prnof ot tosa if not mu�3n prumpdy by�ur;uwer.
<br /> Unlcss L.ender and Bo�rower otherwisc agrcc in wridng.inr�urancc pracceda xhail 6e Applied to resrorarion or repair of
<br /> the Propeny dnmagcd, if thc restnmtion or r�pnir iK ccanamically feANiblc and I.endetk rcecurity iw nm Ics�ened. If the
<br /> restaratinn ar cepafr ix�tut economicully fea�ible nr LenAcr��ccurity wm�ld t+c Icauned. the insu�anca ptmeeds ehnll bc
<br /> upplled to th�xumx rccured hy thix Sccudty Inr�tnunent,witether or nut thcn duo.with nny exccss pnid to�ornawcr. lf
<br /> Barruwcc ubi►ndans the Pm�sehy. c��daey nnt unswrr within 30 dnyw o nuticc fmm L.endcr thut Ihe incurnnce currler I�a4
<br /> offercd Iu�;ettic n cluim.then Lender muy rallect t�e in4umi�ce pmceeds. I.ender may u+c the proceedr�tc�nepair or restore
<br /> ihe['mpccty ar ta pay xums securcd by thi.s Serurity l��gtrument,whether ar not then due. The 3f�duy pericxl wiH l�egln wlie�t
<br /> thc notice is sivcn.
<br /> Uniex,Lender nnd 8o�rawer othenvlhe agree in writing,jiny iipplicutinn of pmecedR to principul ahull nat extend or
<br /> a postpone the due dute of�he mo»thly paymcnta referned to fn p�gmph� I and 2 or chur►ge the nmount of the puyment�. If
<br /> under nuragmph 21 the Pmperty iti ucyui�ed by Lender.Burrawerh risht to any insurance poltcies and proceeds resulting
<br /> fmm dumage to the Property pdor to the acquieitian shuil ptu;s to Lende�to the extent of the sums secured by this Security
<br /> j Insuumont immedlately prior to thQ acquisition.
<br /> : 6. (Tectipancy, Preservation, Mnintenance �nd Pratection oP thn Property; Borrower's Loan AppUcatinni
<br /> I Lesiseholda Boirower shall occupy,estabitsh,und use the Property�ti 8orrower�s principal restdence within sixry days ofter
<br /> the execution of this Security Iostrument and shull continue to occupy the Property as Bomowerk prinetpal residertce for ut
<br /> ,.,�,:„�;,} . Ieast one yeur ufter the date of occupancy, unless Lender otherwise agrees in writIng, which consent shuU not be
<br /> unreasonably withheld,or unless extenuatin�clrcumstances exist which ure beyond Borrower�s control. B4mnwer st�all not
<br /> ^ , destroy.damage or impair the Aroperty,allaw the Properry to deteriorate,ar commit waste on the Froperty. Borrower shall
<br /> �' = � �^" be in defuult jf uny forCeiture action or proceeding,whether civil ar criminal,is begun that in Lender�s good faith judgment
<br /> �,�;:��'�'��', F� could result in forfeiture of the Property ar otherwjs� matednlly impair the lten created by this Security Instrument or
<br /> � ,�.;;�r I Lender�security interest. Borrower may cu�such u defuult and reinstute.as provided i�puragruph 18,by causing the action
<br /> ' or proceeding to be dismissed with a ruling that,in Lender's gaod fatth determinat[on,precludes forfeiture of the Borrowerk
<br /> � •.�:<.i's��:-,`�`'•, I interest in the Propeny or other muteriul impairment of the lien crented by this Security Inswment or Lender?�securiry
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<br /> interest. Borrower shuil also be in default if Borrower, durins the loan uppltcadon process, gave mate y se or
<br /> .�'� �.`�. inaccurnte informut�on or statementr,to Lender(or fniled m provide Lender with any matedal information)in connecdon with
<br /> ,�,.,, .�.�.:; ,..;;,. . � the ioan evidenced by thc i�iotn, iucludi�►g, but not 13mited to. re�rscntations:n�::.miag Sorsawerb occc,�.zncy of ttse
<br /> ?�,��•••..-���• �<:;. ; PropeRy us a principal residence. If this Securiry Instrument is on u leusehold,Borrower shall comply with pll the provisions
<br /> �='��,',°'.. ,, • of the laase. If Botrower acquires fee title to the Praperty,the leasehold und the fee tide shall not merge unless Lender a�rees
<br /> .*;� • to the merger in writing.
<br /> ' �� . 7. Protectton of Le��der's Rights in the Property. If Borrower fnils to peYform the covenants and agreements
<br /> • "!`: . contained in this Security Tnsaument. or them is a legul proceeding that may significantly uffect Lender's rights in the
<br /> ,';;:'',�•'," . Property(such ns u proceedin�in bankruptcy,probate.for coademnation or forfeiture or to enfome laws ar regulagions).then
<br /> ;�<<�;,� . ; : , . Lender muy do and pay for whntever is oecessary to protect the vn[ue of the Property nnd Lender'�rights in the Property.
<br /> ,•�....::.—_..�_...W. Leader's uctions may include paying any sums secured by u Ucn which has pr�ority over this Securiry instivment.appearing
<br /> ..,�,,,,�,;..,,,,>;,; ; .�.,�,,, in court,paying reusonable attomeys'fees and entering on the Property to make repain.Althou�h Lender muy take nction
<br /> �;,,..:,+^.,:;:;}:,,.,,,,,:, under this para�rnph 7,Lender dces not huve to do so. � y�
<br /> :•�::�.�'1'f;�;�!�,;.y"._.,� Any amounts disbursed by Lender under this paragrnph 7 shall become additionul debt of Borrower secured by this '��:
<br /> �'''�4�'•��"r'•`•�t� � ��• � Security Mstrument. Unless Sorrower and Lender usree to ather cerms of puyment,these amounts shall bear interest fr+om the
<br /> r"�"�r� �"�"�'� date of disbursement ut the Note rate au►d shull be u able, with interest.u n notice from Lender to Borrower uestin
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<br /> ,yu�:r�;.;..,�r• �• payment. ,
<br /> r.+���,;s;y..-.�:r•:.�•:�. 8. Martgage Insuranee. [f Lender reyuired mottga�e insurunce ac a condidon of malcing the loan secured by this ' �
<br /> �.::.ti.,;°�:::�r .�� . Security Inswment.Borrowet shall pay the pmmiums requimd to maintain the mortgage insurnnce in effec� lf,for uny
<br /> �s"-''`' ���' " reason. the mortga�e insurance coverage requi�rd by I.ender lapses or ceases to be in effect, Borrower shull puy the
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<br /> �'�'�^''.`r'�` � premiums required to obtuin covernge substanttully equivutent to the mort�uge insurunce previously in effect. at a cost ��
<br /> �`� .• substnndally equivulent to the cost to Borrower of the mort�uge insurance previously in effect,from an ultemnte mortgnge � ��t`
<br /> ~~�;;.. .. . �1�;;:;. : :� insurer approved by Lender. If substantially eyuivnlent mort�age insurance coveruge is not avuiluble,Borrower shall pay to „-�;�
<br /> •:<<•�?-�.'._�' Lender each month a sum equal to one-tweifih of the yeauly mortguge insurance premium bein�paid by Borrower when the �r:,
<br /> •f��':��'�.�"� , insurnnce eovemge Inpsect or censed to be in effect. Lender will nccept,use und retuin these puyments as u.loss reserve in Iteu '
<br /> -�'%'�`•�! of mortguge insurance. Loss mservc puymenG: muy no lon�er Fse myuired,ut the apcion of I.ender, if mortguge insur.ince
<br /> ����``:" " covemge(in the amount and for the period that Lender requires) provided by un insurer approved by Lender nguin becomes
<br /> uvailuble and is obtuined.Borrower shnil pay the premiums oequired ta mAintuin mortgage insurance in effect,or co provide a
<br /> loss reserve.until the requirement for mortgage insurance ends in accordance with uny written agreement between Horrower
<br /> � ��'�^`''•<. .�� � and Lender or applicable law.
<br /> •s� �`� 9. Inspectlon. Lender or its ugent muy make reasonable entriea upon und inspections ot the Property. Lender shnll
<br /> ���;5�'••�•..i give Borrower notice ut the time of or prior to nn inspection specifying rea,onubl�cause for the inspection.
<br /> ��'�`�'��' � 10. CondemnaUon. The proceeds of any award or cluim for dumuges,direct or wnsequenti3l,in connection with any
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<br /> 'i1:',: • Singlc Famlly•-Irannie MselFYtddle Moc UNI�FORM 1NS'fItUMENT•-Uniform Covenwts 9190 1/krRe;ujA�aigrsl
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<br /> A v�;,t'r,;�'.. . 11i Urd�r CNL 1�800S1D83&10 FA7C 61�814�31
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