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<br /> TCi3is'f'�3E,°.:'lfTt�a!1 th�imprcrr:t�s�t�na�+ arhes�aR_�s e�eit�!on the P'-'opeNY� And etl�em�nie.appuct�.a�
<br /> , fixsurcs now or herr.�fter a pari nf thc property. Alt repl�cemeate and eciditiona ehaU 'aleo bo caverod bY thi� becurity
<br /> Mst�uincuc.l�11 uFthc Ci)YC80It1$I9 f�FCYY�[tl�Il EI1�9 �;CllYlly Ip5!(l�iltEtli AS lI1C"Prapeny."
<br /> BORROWE?R COV�NAIVT9 that Burrower f9 lawll�lly seiced oY the estate luret�y conveyed c�ad ha9 the cight ta grant r,nc!
<br /> convey cho Propqny an�! th�t the Prope�ty IR unencumt�ccA, cxcept far encum'brancey of record. }3�rrawer warrents und wlDf
<br /> defend generaily thc title to the Pmpe�rty egeinst ali c lalms�nd demands.aubJcet to any encumbr�r�es of rconrd.
<br /> TI-ilS SPCURlTY INSTRIJMENT cambincs uidforn�cavenante for natfonnl use ared n�n�uniform co�enants wltl�1lmited
<br /> vari�tlons by jnr6sdlction to constltuto a uniform cu:curity�nstrument covering teal praperty.
<br /> UAl1�ORM COV�toIANTS.lk�rrowet�ux1 I.c:nc�crccavcnu��t n.r�3 agrec�s folla��s:
<br /> 1. P�ynknt ot Principd and Intet�ak PrepMrmment and L�te Charges. Borrowcr shdl pmmptly pey when duo the
<br /> prinetpat of ax1 interest an thc debt cvidencsd by the Note and i�ny prepnymcnt and Iuto churgrs duo uixler Uir Nate.
<br /> 2. �Ln�b for Taxra and lmurance. Subject to epplicublo!aw ar to u wrtttcT►waiver by I.cnder. D'orrower shatl pay to
<br /> Lender on the day monthlp puyments nre duo under crio Nmte,untit the Nate ia paid in t�ll,n sum("Funds")far: (e)yearly taues
<br /> and assessmenu which may attaio priorlty over this Sau�ity IKStrumcnt as u lien on the Property:(b)yeurly leusehold puyments
<br /> or gronnd rcnts on tl�e Properiy.!f uny:(c)Yearly hw�ard or prop,,rty insurance pnmluma:(d)Yearly fload insurnnce premfums.
<br /> if any; (e)yearly mortgagc lnauranse preminms, lf any; and(fl aaY sums payable by Batrower to L.ender. in accordaace with
<br /> the provlslons of pamgrapl�8, in Iteu af the payment of rnongage insurance premiums.These Items are a+lled"Escrow Ttems."
<br /> f.ender may. ut any time, collect and hold Funds inan amount nat to exceed the maxlmum amount a Icnder for u fede�aliy
<br /> related mortgoge loan may require for porrower's escrow account under the federat Restl Estate Setttement Pracednres Act of
<br /> 1974 as amendal fram timB to Ume. l2 U.S.C. Sxtion 2601 et seq. ("RESPA"),unless nnother law tiut uppties to the Funds
<br /> set.s u lesser amount. If so, Lender may. at any Qme,collect 1nd hold Funds in nn amount not to excetti the losser nnwunt.
<br /> Lender mny estimate the amount of Funda due on the basia of wrrent data and reasonable esdmates of expeudituies of futnre
<br /> Fscrow Items or otharwlse in accotdance with applicable law.
<br /> Tl�e Funds shalt be held in an institution w�ose deposits are insured by a federal agertcy, instn►mentality. or entity
<br /> (including L.ender,if Lender Is such an institution)orin any Federal Home Loan Bank.[�cnder shell appiy the Funds to puy th�
<br /> Esemw Items.Lender may not charge Bnrrower for talding and applying the Funds.nnnually analyzing the escruw stocount,or
<br /> vetifying the Escrow Items.unless Lxnder paya Horrnwer interest an the Funds aad upplic�ble law permits Lender ta make such
<br /> a charge.However, Lertder may require Bc�rrower to pay a one-time charge for un iadependent reat estate tax reportin�servica
<br /> used by Lender !n connection with this loan. unless applicstble lew provldc� otherwise. Unless an agreeRient is mude or
<br /> npplicable taw requtres interest to be paid.Lender shall na be required to pay Borrower uny interest or earninss on the Fands.
<br /> Borrower and I.ender may agree in writing,however,that Intenst shall be paid on the Funds.Lender shall give to Barrower,
<br /> without charge, un annunl accounting of the Funds,�howin� cre�lits and deblts to the Funds nnd the purpose for which each
<br /> debit to the Funds was made.7'he Furtds uce pled$ed as additional security for ail sums secured by ihi�Sa.�urii�I�uirumeni.
<br /> If the Funds held by Lender exceed the umounts permitted to be held by upplicuble [aw, [.ender shsill uccaunt to Borrower
<br /> for the excess Funds in uccordancc with the requirernents of appltcable law. Tf the amount of the Funds held by Lender at any
<br /> ti»ie is not sufticient to pay the�scrow Items when dne, Lender may so notify Borrower in wddng,end.in such cuse Borrowec
<br /> shall pay to Lender the amount necessary to make up the deficiency. Borrower shuil mulce up the deficlency in no mare than
<br /> twelve monthly payments.at Lender's sole discretion.
<br /> Upon payment ln full of aU sums secured by�his Security Instrument, Lender shnll promptly refund to Borrower any
<br /> Funds held by Lender.If,under para�raph 21. Lender shall acquire ar sell the Property. Lender,pr�or to the acquisition or sale
<br /> of the Property, shall apply any Funds held by[.enda at the time of acqufsltton or sule as a credit against the sums secured by
<br /> this Secudty[nstrument.
<br /> 3. Appltcatlon of Payments.Unless applicuble Isw provides othcrwise.ali payments received by Lender under paragraphs -
<br /> 1 and Z shal!be applied: first, to uny prepayment charges due under the Note: second, to amounts payable under paragrnph 2:
<br /> third,to interest due;fourth,to principal due;and 13st,to any Inte charges due under the Note.
<br /> 4. Charges;Lfens. Borrower shall pay all taxes,assessments,charges,fines und impositions attributable to the Property
<br /> which may attain pdority over this Secudty Instruinent. and leasehold payments or ground rents, if any. Borrower shail pay
<br /> these obligations in the manner provtded in paragrnph 2, or if not paid in that manner,Borrower shall pay them on ttme direcdy
<br /> to the person owed payment.Borrower shall promptlr furnish to Lender all noticcs of amounts to be paid under this paragrnph.
<br /> If Borrower makes these puyments dire.ctly,Borcowershali promptly furntsh to Lender receipts evidencing the paymen�s.
<br /> Borrower shaii promptly discharge any lien which has prioriry over this Securlty Instrument unless Barrower: (a)agrees in � :
<br /> wrjdn�to the payment of the obfigation secured by tMe lien in a manner acceptable to Lender;(b)contests in good faith the lien
<br /> by.or defenda against enfarcemens of the lien in. legal proceedings which in the Lender's opinion operate to prevent the .,�•
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<br /> enfarcement of the lien; or(c)secums from the holdcr of the lien an agrcement satisfactory to Lender subordinatin�the licn to „�
<br /> this Security instruittent. If L.ender determines that any pan of the Property is subject to a lten which may uttain priority over r• '
<br /> this Security Inswment, L.ender may give Borrower e notke identifying thc Ilen.Borrower shall satisfy the lien or take one or �°:�'•
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<br /> moce of the actions set forth above within 10 days of the giving of notice. ?•:•
<br /> Form 30Z8 8/90 '
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