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. . . _ �e�i��s��x��r:�•.�,ir.'i;r, ' . . ::j� � � . ' . �,i. ° '�: <br /> a►s,..,���..,�. <br /> . .,.. <br /> �[y' '-,,,;; i� ;o <br /> -- . . � :;ie_, ,_ � - --- -- - - - ------ - --- - -— -- - -- <br /> ��so��� <br /> perlods Ihnt Lender requircw. 71ie tnsurance cnrrier praviding the Insuranze shall be chasen b Borrowcr aubJec to nder�s <br /> � • npprnvAi which sh:�l!not bc unreaso»ubly withhcld. If Barroivcr fnils to maintuin coveruge described nbove,Lcndcr mmy.at <br /> Lcnclicerk aption.abtain covern�e to protect Lender's dghGg in the Property in ucwrdance wlth pamgmph 7. <br /> � ' All insurunce policies and renewale ahell bt:acceptable to L.eader und Ahull include�atandurd mortgage clauso. I.ender <br /> � shnU hove thc right to hold tho policies nnd renewnis. If Lender re�uires.Horrow�r xhA11 promptly give w l.cnder all receIpt� <br /> of pa�d premiutns und renewral nodce�v. in the evem of los9.Bosower shull sive prompt rtodce to the insurnnae currIer and <br /> � I.tnder. L.ender may muke proof of loss if not made prompt[y by Horrower. <br /> Unless Lender nnd Romower otherwise nFtee in wtfdng,insumnce proceeds shall 6e applted to restoration or repair of <br /> the PropeRy damseged. if the restaratton or repair is eoonomtcAlly fea.gible und Lend�rk security is not lessened. If the <br /> resromtion or repuir is e�ot economlcaqy feu.gtble or L.ender�r.ecurity would be Iessened. the insurance procceds sh�ll be <br /> appl�ed to the sums secured by thfs Securfty Instrument,whether ar nat then dno.with any excess paid to Bottower. If <br /> Borrowor abandon.g the Property.or dces nat answer within 30 days a nottce from Irender that the insurance corrier has <br /> offeced ro settle n clalm.then Lender may coUect the insumstce proceeds. Lender may use the proceeds to repuir or restore <br /> the Property or to pay sums secured by this Security Instrumen�whether ar not then due. The 3t1-day peric,d wlll begin when <br /> the aotice Is given. <br /> Unless 1.ender and Borrower othenvise agee in writing, any appltcutton of proceEds to principai shall not oxtend or <br /> postpone th�t due dute of the montdly payment�refemed to ln p�arssrnphs 1 and 2 or change the Amount of the paymenus. If <br /> under puragmph 21 the Pmperty is acquimd by L.�nder.Borrower's d�ht to any insurance policies and prnceeds i+esulting <br /> from dumage to the Property pdor to the acquisition shali pass to Lender to the extent of the sums secured by thls Seeurlty <br /> Insuument anmediutely pdor to the acquisitIon. <br /> 6. Oocupancy, Pr�servatlon, Maintenaace and Protect[on of the Property; Borrower's Loan Applicut[on; <br /> I.easeholds. Bomnwer shaU occupy.estalilish,nnd use the Property as Bomower's princ ipal residence within slxty days after <br /> . � �:� - the eaeeution of this Securi►y tnsuument and shaq condnue to occupy the Property ac Borcowerk principa!residense for at <br /> '�` "� least one year nfter the date of occupancy, unless Lender othenvise ag�ees in writinng, which consent shatl not be <br /> � r r, s.,. unreasonubly wIthheld.or unless extenuating clrcumstances exist which are beynnd Borrower`s control. Horrower shall not <br /> ;:...:,..;• � destroy,damage or impair the Property.allow the Property to deteriorate,or commit waste on tOne Property. Borrower shall <br /> be in defnult!f any forf�eitur�e actian or proceeding,whether civil or criminal,is begun thai in Lender's good fuith judgment <br /> _ ..x?:..�`���,z�4 could �esult in forfeiture of the Property or otherwlse materiaUy impair the lien ctested by this Securtry Instrument or <br /> J� . q.,._ ;'::. <br /> �A,�' Lender�securtty interes� Borrower mtty cure such a default and reinstate,as provided in paragraph 18.by cAUSfng the action <br /> •�„�.:�: or proceedlns to be dlsmissed with u culin�thnt,in Lender�s good faith determination,precludes forFe[ture of the Borrower�s <br /> ��'w�5;�%x� interest in the Property or other maeerial impairment of the ijen created by this SecurIty Insqvment or I.enderk securiry ,�r <br /> °�- �• - ��� interes� 8orrower shall nlso be ir� defauic if Borrower, during the loun nppllcn[ion process. gave materially fnlse or F ,- <br /> �=;���"`l��r$� inaccurate infonnauon or stutements to i.ender!or failed to provide Lender with any material information)in conneciion with •�' <br /> � �'�,u�:'_�,�,;s:.� - <br /> �;,;,..''::;r:;.;;'•ra�., the loan evidenced by the Nate. including. but not limited to, representaaons concemin�Borrower�s occupancy of the ��s"� <br /> Property us a principal residenee. If this Securiry Inswment is on u leasehold,Borrower shall comply with all the provisions <br /> �, ,+�;�^,z 1-�t,� of the Icas�. lf Bosrower acquires fee title to the Property,the Ieasehoid and the tee utic shall not mesge untess Lender a�c+ees <br /> •;�,_;:t`,.;,$ , •, to the merger in wridng. -. <br /> ;�.a•r:!�••-. • ���t 7. Protectton of[.ender's Rights in the Prnperty. If Boirower fsuls to perfomn the covenents and ugreements - <br /> ��;-'a'�. � " ^" conu+lned in this Security Insuument, or there is u le�ul proceeding that muy significontly a8�ect Lenderk rights in the ; <br /> �;,��,�.�a;`•,•r�''__-?� Property(such us a proceeding ln bnnkruptcy.probate.for condemnapon or forfeiture or to enforce laws or reguladons),then �_ <br /> • Lettder may do and pay for whatever is necessary to protect the value of the Properry and Lender:s rtghts in the Pruperty. � <br /> � � Lender�s actIons ma irtclude in un sums secured b a lien which hus riorl aver this Securit lnstrument,a arin �'•�"v" <br /> ';?�,�'is'�' .'" �,-'�. Y PaY � Y Y P tY Y PPe b' `'��ir.�. <br /> :>'�r,t^t,'•�4�.��•.i; in couct,paying reasonable anomeys'fees and entering on the Property to make repaits.Although L.ender muy teke action µ},�. <br /> �'k�•�•:=�2'ru:�; under thls parctgraph 7.Lenderdces not have todo so. _ <br /> ' � ` ��:�* , My amounts disbursed by i.ertder under this parasraph 7 shall become additional debt af Burrower secured by this �' <br /> ,��'"��"� "'� Security Insuument. Untess Borrower and Lender agree to other rerms of payment,these amounts shall bear interest from the <br /> :� �'�•t�`� ��'.-�`r dute of disburserteent at the Note rnte and shall be payuble.with interest,upon notice gran Lendcr to Borrower requesting ���'` <br /> : ',',�;�r��.r��si paymenG �:�. <br /> - S. Mortgage Insurance. If Lender requ�r+ed martgage insurance us u condition of making the loan secured by this •'`� <br /> "M!�"�"'�""�'�• '• Security Instmment,Borrower shull pay the premiums required to maintuin the mortgage insurance in effect. If. for uny <br /> _'!�'"�" ""•'"'^'"'� reuson. the mortgage insw�nce covernge requued by Lender lnpses or censes to be in eFfec� Bortuwer shall pay the <br /> "� � ::: � premi�ms required to obwin coverage substanaAlly equivalent to the mortguge insurance previously in effect,s►t a cost <br /> '��t�I�- substantially equivs�lent to the rnst to Bomower of the mortg�e insurance previously in effecG from an ateemate mortguge <br /> ^���`;"•�`� , � insu�er approved by Lender. If substantialty equivulent mortgage insurance coverage is not uvailuble.Borrower shull pay to � <br /> ;+"5" "�• Lender each month a sum equ�l to one-nvelfth of the yearly mortgage insurnnce premium being pa�d by Bocrower when the <br /> insurance coverage lapsed or cea.sed to be in effect. Lender witl s�ccept,use und ntain these payments as u toss reserve in lieu <br /> -. - of mortgage insurance. Loss reserve payments muy no tonger be requimd,at the opdon of Lender, if mortgage insurartce <br /> � " ' coverage(in the umount and for the period that Lender requires)provided by an insurer approved by Lender again becomes <br /> '�`t°� '� .� avtulable and is obtained Borrower shap pay the premiums required to msuntain mortgnge insurunce in effect,or to provide u <br /> . �' loss reserve,undl the requirement for mortguge insurance::rtds in nccordance with�ny written agreement between Borrower � <br /> �� -=•, <br /> ,;,-;k cind Lender or upplicable law. <br /> �':ri: . • ;�".{ 9. Inspection. Lender or iu ugent m�y make reasonable entries upon tutd inspectionx of the Property. Lender shall <br /> '�''�. '' �}j" �ive Bomower nodce at the time of or prior to un inspeeaon specifying neasonable cuuse for the inspection. <br /> " 10. Condemaation. 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