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<br /> perlods Ihnt Lender requircw. 71ie tnsurance cnrrier praviding the Insuranze shall be chasen b Borrowcr aubJec to nder�s
<br /> � • npprnvAi which sh:�l!not bc unreaso»ubly withhcld. If Barroivcr fnils to maintuin coveruge described nbove,Lcndcr mmy.at
<br /> Lcnclicerk aption.abtain covern�e to protect Lender's dghGg in the Property in ucwrdance wlth pamgmph 7.
<br /> � ' All insurunce policies and renewale ahell bt:acceptable to L.eader und Ahull include�atandurd mortgage clauso. I.ender
<br /> � shnU hove thc right to hold tho policies nnd renewnis. If Lender re�uires.Horrow�r xhA11 promptly give w l.cnder all receIpt�
<br /> of pa�d premiutns und renewral nodce�v. in the evem of los9.Bosower shull sive prompt rtodce to the insurnnae currIer and
<br /> � I.tnder. L.ender may muke proof of loss if not made prompt[y by Horrower.
<br /> Unless Lender nnd Romower otherwise nFtee in wtfdng,insumnce proceeds shall 6e applted to restoration or repair of
<br /> the PropeRy damseged. if the restaratton or repair is eoonomtcAlly fea.gible und Lend�rk security is not lessened. If the
<br /> resromtion or repuir is e�ot economlcaqy feu.gtble or L.ender�r.ecurity would be Iessened. the insurance procceds sh�ll be
<br /> appl�ed to the sums secured by thfs Securfty Instrument,whether ar nat then dno.with any excess paid to Bottower. If
<br /> Borrowor abandon.g the Property.or dces nat answer within 30 days a nottce from Irender that the insurance corrier has
<br /> offeced ro settle n clalm.then Lender may coUect the insumstce proceeds. Lender may use the proceeds to repuir or restore
<br /> the Property or to pay sums secured by this Security Instrumen�whether ar not then due. The 3t1-day peric,d wlll begin when
<br /> the aotice Is given.
<br /> Unless 1.ender and Borrower othenvise agee in writing, any appltcutton of proceEds to principai shall not oxtend or
<br /> postpone th�t due dute of the montdly payment�refemed to ln p�arssrnphs 1 and 2 or change the Amount of the paymenus. If
<br /> under puragmph 21 the Pmperty is acquimd by L.�nder.Borrower's d�ht to any insurance policies and prnceeds i+esulting
<br /> from dumage to the Property pdor to the acquisition shali pass to Lender to the extent of the sums secured by thls Seeurlty
<br /> Insuument anmediutely pdor to the acquisitIon.
<br /> 6. Oocupancy, Pr�servatlon, Maintenaace and Protect[on of the Property; Borrower's Loan Applicut[on;
<br /> I.easeholds. Bomnwer shaU occupy.estalilish,nnd use the Property as Bomower's princ ipal residence within slxty days after
<br /> . � �:� - the eaeeution of this Securi►y tnsuument and shaq condnue to occupy the Property ac Borcowerk principa!residense for at
<br /> '�` "� least one year nfter the date of occupancy, unless Lender othenvise ag�ees in writinng, which consent shatl not be
<br /> � r r, s.,. unreasonubly wIthheld.or unless extenuating clrcumstances exist which are beynnd Borrower`s control. Horrower shall not
<br /> ;:...:,..;• � destroy,damage or impair the Property.allow the Property to deteriorate,or commit waste on tOne Property. Borrower shall
<br /> be in defnult!f any forf�eitur�e actian or proceeding,whether civil or criminal,is begun thai in Lender's good fuith judgment
<br /> _ ..x?:..�`���,z�4 could �esult in forfeiture of the Property or otherwlse materiaUy impair the lien ctested by this Securtry Instrument or
<br /> J� . q.,._ ;'::.
<br /> �A,�' Lender�securtty interes� Borrower mtty cure such a default and reinstate,as provided in paragraph 18.by cAUSfng the action
<br /> •�„�.:�: or proceedlns to be dlsmissed with u culin�thnt,in Lender�s good faith determination,precludes forFe[ture of the Borrower�s
<br /> ��'w�5;�%x� interest in the Property or other maeerial impairment of the ijen created by this SecurIty Insqvment or I.enderk securiry ,�r
<br /> °�- �• - ��� interes� 8orrower shall nlso be ir� defauic if Borrower, during the loun nppllcn[ion process. gave materially fnlse or F ,-
<br /> �=;���"`l��r$� inaccurate infonnauon or stutements to i.ender!or failed to provide Lender with any material information)in conneciion with •�'
<br /> � �'�,u�:'_�,�,;s:.� -
<br /> �;,;,..''::;r:;.;;'•ra�., the loan evidenced by the Nate. including. but not limited to, representaaons concemin�Borrower�s occupancy of the ��s"�
<br /> Property us a principal residenee. If this Securiry Inswment is on u leasehold,Borrower shall comply with all the provisions
<br /> �, ,+�;�^,z 1-�t,� of the Icas�. lf Bosrower acquires fee title to the Property,the Ieasehoid and the tee utic shall not mesge untess Lender a�c+ees
<br /> •;�,_;:t`,.;,$ , •, to the merger in wridng. -.
<br /> ;�.a•r:!�••-. • ���t 7. Protectton of[.ender's Rights in the Prnperty. If Boirower fsuls to perfomn the covenents and ugreements -
<br /> ��;-'a'�. � " ^" conu+lned in this Security Insuument, or there is u le�ul proceeding that muy significontly a8�ect Lenderk rights in the ;
<br /> �;,��,�.�a;`•,•r�''__-?� Property(such us a proceeding ln bnnkruptcy.probate.for condemnapon or forfeiture or to enforce laws or reguladons),then �_
<br /> • Lettder may do and pay for whatever is necessary to protect the value of the Properry and Lender:s rtghts in the Pruperty. �
<br /> � � Lender�s actIons ma irtclude in un sums secured b a lien which hus riorl aver this Securit lnstrument,a arin �'•�"v"
<br /> ';?�,�'is'�' .'" �,-'�. Y PaY � Y Y P tY Y PPe b' `'��ir.�.
<br /> :>'�r,t^t,'•�4�.��•.i; in couct,paying reasonable anomeys'fees and entering on the Property to make repaits.Although L.ender muy teke action µ},�.
<br /> �'k�•�•:=�2'ru:�; under thls parctgraph 7.Lenderdces not have todo so. _
<br /> ' � ` ��:�* , My amounts disbursed by i.ertder under this parasraph 7 shall become additional debt af Burrower secured by this �'
<br /> ,��'"��"� "'� Security Insuument. Untess Borrower and Lender agree to other rerms of payment,these amounts shall bear interest from the
<br /> :� �'�•t�`� ��'.-�`r dute of disburserteent at the Note rnte and shall be payuble.with interest,upon notice gran Lendcr to Borrower requesting ���'`
<br /> : ',',�;�r��.r��si paymenG �:�.
<br /> - S. Mortgage Insurance. If Lender requ�r+ed martgage insurance us u condition of making the loan secured by this •'`�
<br /> "M!�"�"'�""�'�• '• Security Instmment,Borrower shull pay the premiums required to maintuin the mortgage insurance in effect. If. for uny
<br /> _'!�'"�" ""•'"'^'"'� reuson. the mortgage insw�nce covernge requued by Lender lnpses or censes to be in eFfec� Bortuwer shall pay the
<br /> "� � ::: � premi�ms required to obwin coverage substanaAlly equivalent to the mortguge insurance previously in effect,s►t a cost
<br /> '��t�I�- substantially equivs�lent to the rnst to Bomower of the mortg�e insurance previously in effecG from an ateemate mortguge
<br /> ^���`;"•�`� , � insu�er approved by Lender. If substantialty equivulent mortgage insurance coverage is not uvailuble.Borrower shull pay to �
<br /> ;+"5" "�• Lender each month a sum equ�l to one-nvelfth of the yearly mortgage insurnnce premium being pa�d by Bocrower when the
<br /> insurance coverage lapsed or cea.sed to be in effect. Lender witl s�ccept,use und ntain these payments as u toss reserve in lieu
<br /> -. - of mortgage insurance. Loss reserve payments muy no tonger be requimd,at the opdon of Lender, if mortgage insurartce
<br /> � " ' coverage(in the umount and for the period that Lender requires)provided by an insurer approved by Lender again becomes
<br /> '�`t°� '� .� avtulable and is obtained Borrower shap pay the premiums required to msuntain mortgnge insurunce in effect,or to provide u
<br /> . �' loss reserve,undl the requirement for mortguge insurance::rtds in nccordance with�ny written agreement between Borrower �
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<br /> ,;,-;k cind Lender or upplicable law.
<br /> �':ri: . • ;�".{ 9. Inspection. Lender or iu ugent m�y make reasonable entries upon tutd inspectionx of the Property. Lender shall
<br /> '�''�. '' �}j" �ive Bomower nodce at the time of or prior to un inspeeaon specifying neasonable cuuse for the inspection.
<br /> " 10. Condemaation. The procceds of at►y award or claim for dnmuges,direct or consequential, in connection with any
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