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<br /> i TO(7�TIil��t WITH.�ll.the lmprovmtiente now an c�reaRer e�ctcd on the pmperty. e�se�nt�s����1 .
<br /> . Gxtur�s �x�c+� ar i�ereuftes u purt uf tl�e }�ebpctty. All t�ep18:���nts an�1 txluitluns s4iu11 nlsn t►c e�vered hy thi� Socu�ity .
<br /> Inftrumtnt.All of�he foregotn�is refernd ta in this Socurity I��strmnent us the"PrMrerey."
<br /> i � BURRUWL�R CQVflNANTS th�t Aorinwe�la lawfully eei�ed af tiy�at�te Posreby conveya!ud tuw tlk right ta fr�nt�ad
<br /> 1 mnvey ttK Property aixl tha tho Propecty is ur�encumban�d.except far cncumbr�ncea�if tocatd. Bum►wet wwnnu�uM wiQ
<br /> J defend gener,ily the title to the 1'r+opeAy n91�il claims�nd dem�nd�,eubJoct ta,�Y enepmbranca�of reootd.
<br /> I THIS SECU[tITY INSTRCMENT�mhlnca uniform covenant�for m�tion�l u�e�d twn-uaifrnm cover�nts wlth Ilmited �
<br /> � verI�tiana by jud�iiction to car�etitnte e unifcrrm s�curity;n9t.�u�ifej�l cove►Sitig ru�{�;uti�:tiy,
<br /> � UNIFORM�OV BNANTS.Bonrower and i.cnder oovcnmt And agree w�followe:
<br /> l. Pnyment ot Princtp�l and Ynten� �'r�paynxnt ped l.ute Ch�es. Aormwer sh�11 pn►mptly piy when due the
<br /> pdncipal ot and intereat an the dtbt evldencod by the Notc at�d any pcepayment dnd late cMarge�due under thc Note.
<br /> 2. Funds for'['axes An� Insurana. Subjoct to applicable law or tA a written waivrr bys Le�ea.Borrower eiwll p�y to
<br /> Lender on the da�+manthly pwyments az+e d�e und�r thc Note.untll the Note is pald in tbll,a Fum("Funds')for:(a)yearly taxpE
<br /> end assessmerts which muy attain prtarity over this Security Luqua�ent os a lten ara tt+o 1'raperty:(b?Y�ly IeaRehnld p:qy�stss
<br /> or gmund rents on the Property,if wcy;(c)yearly hazard or property insurance prcmiums;(d)yearly fload insuruxx pretniume,
<br /> if auy:(e)yearly raortgage insurance premiums. if any; and(�uny stuns payable by Barrower to Leader.in accordance w3th
<br /> the pmvisio�of parugraph 8. !n lieu of the payment of raartgage insuraacx pnmium.9.Thesc items erc caUod"F.scrow Items.'
<br /> Leader may.ut uny time. collect uad hold Funds in an emaunt not to caceed the ma�ciraum nmount u lendar for n federa➢ly
<br /> related mortgagc loan may roquive for Bormwer's escrow acoount under the federal Real Estate Settlement Pmcedures Act of
<br /> 1974 as nn►ended from time ta time, 12 U.S.C.Section 2601 et seq. ("RESPA").ualess aaother law that applies to the Futds
<br /> sets a lesser auwunt. If so. L.ender may,at sny time.collect and hold Fwida In su�aatoant rtot to exceed the tesscr amowit.
<br /> �xnder may esdmate the atnount of Funds due on the basIs uf cwreat data rrnd trASOnuble esNmates of eapenditures 4f futute
<br /> Escrcw Item�or otherwise in accotdance with applicable law.
<br /> The Funda shaU be held in iu► instltution whose deposlts ate insured by a fadernl asency, lnsmrmematity. or entity
<br /> (includiqg l.ender.if Lender is sach an institutIon)or in any Federal Home Loun Bank. Lender shaQ apply ths Funds ta pay the
<br /> Escmw Items.Lender may not charge Bomowcr for halding and applying the Funds.anaually anal�+zins the escrow a«;ount.or
<br /> verifying the Escrow Items.unless Lender pays Bom�wer interest on the Funds and applicable luw permita Lender to make such
<br /> a charge. Hawever, I.ender may require Bormwer to pay a one-time charge for an independent real estate ta�c reporting service
<br /> us�d by [.ender 3n connectIon with thls loan. unless nppljcable law pt�ovides otherwise. Unless un egreement is made or
<br /> appltcuble law requires intemst to be paid, i,ender shall rtot be requtred to pay Borrower any interest ar earnings on the Funds.
<br /> Bomower and Lender may a�ree in wriHng. however.that interest shell be paid on the Funds. I.ender shall give to Borrawer.
<br /> without charge, an annual accoanting of the Fwtds, showfng c�dits and debits to the �unds and the purpose for wfiic�each
<br /> debtt to the Funds was made.The Funds are pledge�sis addlt�onal security for all sums secured by this Security Insuument.
<br /> If the Funds held by Lender exceed the amounts permltted to be held by applicable law.Lender shall aocount to Borrower
<br /> for the excess Funds in eccordance with the mquirements of apptirable law. If the amount of the Funds held by[.ender at any
<br /> time ts not sufficient to pay the Lscrow Items when due,I.ender may so nodfy Borrower tn writing.und.in such case Borrower
<br /> shall pay to l.ender the atnount necessary to make up the deficiency. Borrower shall make up the deficiency in no more than
<br /> twelve moathly payments,at Lender's sole dIscretion.
<br /> Upon payment in fup of all sums secund by this Sexurity Instrument. Lender shull pmmptly refund to Barrower any
<br /> Funds held by Lsrider.If.under pivagraph 21.Lender shall acquire or sell the Property. L.ender,prior to tha acquisitlon or sale
<br /> of the Properiy,shall apply uny Furtds held by Lender at the time of acquisiHon or sate as u credit against the sums secured by
<br /> this 5ecurity Insnument.
<br /> 3.Ap�►lieation o!Payments.Untess applicable Iaw provides otherwise,all payments recen�ed by Lender under paragraphs
<br /> 1 and 2 shall be applied: first. to any prepayment charges due under the Note; second, to amounts payable under pata�raph 2;
<br /> third.to intemst due;tburth,to principal due;and last,to any late charges due under the Note. �
<br /> 4.Chargrs;Lt�. Borrower shall pay all taxes.assessments,charges. fines and impositions attributable to the Property :���
<br /> which may uttain prioriry over this Security Instrument. and leasehold payments or�round renu. if any. Borrawer sh�ll pay '.�+�:
<br /> these obligations in the manner provided in paragraph 2,or if not paid in that manner.Borrower shall pay them on time directly �'�.
<br /> to the petson owcd payment.Borrower shall pmmptly fumish to Lender all notioes of umounts to be puid under this paraSraph• ;,��.
<br /> If Borrower malces these payments directty. Borrower shalt promptly fumish to I.ender receipts evidencing the payments. �,�.-�_
<br /> Borrower shalt promptly discharge any lien whtch has priority over this Security Instrument un�ess Borrower: (a)ugrees in ��
<br /> writing to the payment of the obligatton secured by the lien in a manner:ccceptable to Lender:(b)contests in�ood faith the lien
<br /> by. or defends uguinst enforcement of the lien in, l�gai p�ings whtch in the Lender's opinion operate to prevent the
<br /> enforcement of ttte lien;or(c)sec�res from the holder of the lien an a�reement satisfactory to Lender subor+dinating the lien to
<br /> thia Security insttument. if Lender determines that uny part of the Property is sstbject to a lien which may attain priority over
<br /> this Security instnrmee►t..[..encier muy give Borrower u notice identifying the lien. Borrower shall satisfy the lien or wke one or
<br /> more of the actions set fotth above aithin 10 days of the�iving of notice. .
<br /> Form 3028 9180
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