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�.. � 4S'I,''� ,� , �{s�?'.rv ���it j�4,, Ir`r:,�'a. "ia"ir� ' � , • �r ��+� <br /> � �, ' ! r g .).. �a> _ f7�;=q • • . 1!> <br /> Li'---._--------- � ' . ,' . <br /> _ _.... ... ° <br /> . � ,�.. -„r,..�..., ,_ _. — <br /> '�i`,,�,� ' <br /> �--to���,s <br /> co�tGemnntlon or other taking of Any part of thc Praperty.or for conveyance In Iteu af c emna on,cu��s here y nssigned ttnd <br /> shell be paid to Lcndet. <br /> In the event of a total tulcjng of tho Property,the proceeds shall be applied tu the sums aecared by this Secariry <br /> Instcument,whether or not then due,wlth uny eacess paid to�orrower. In ths event of n�Sartial taking af the Property in <br /> which the feir market value of tha Property immedlstely twfore the taking la equal to or greater than the amount oP the svms <br /> secured by this Secudty Instrument immedlutely before the tuking,unless Hotrower and Lender otherwlse ap�ee In writL�g. <br /> the sums secuted by th[s Securiry Insmiment shali be reduced by the am�unt of the proceeds multlptied by tbe foAowln� <br /> fracdon: (a)the totat amount of the sums secured Immediately befois the takin8.divtded by tb)the fc�ir market value of the <br /> Property immediately before the taking. Any balance shall be paid to Horrower. In the event uf a partial takin of the <br /> a <br /> property in which the fair market value of the Pto�erty immedlately before the tnktng js l�s thrui the amount af e sums <br /> secuced lmme�iiataly befa�'.the taking, unless Borrowoi and•.1,.@nder atherwise ugree in wdting or unless applicable Iaw <br /> othcrwlse pmvldag,ti�e�prooceds shu11 be Ag'plied to the sums sec�u�'ed by this Security Instrument whether or not the sums are <br /> then duc. . . <br /> If the Pinporty Is abandoned by Borrower,or if,nfter notice by I.ender to Borrower that thc aondemnor affers to moke <br /> an award or�ettie a claim for damages,Horrower fails to respond to i.ender within 30 days after the date the notice is given. <br /> Lender is authorized to coAect And apply the proceeds,ut its opdon.either to icstoratIan or repair of the Property or to tha <br /> sums secum,d by this Securiry Instrument,whether os not thcn due. <br /> Unless Lemmder and Borrower otherwise agree tn wrlting.any u pllcation of proceeds to princlpsii shnil not extcnd or <br /> L <br /> postpone the due date of tha monthly paymenta referred ta in pnmgrnp s 1 and 2 or chan�e the amount of such payment�. <br /> lp. Borrower Not ReleASed; Fbrbeaeance 8y [.ender Noi s Waiver. Extension af the time for puyment or <br /> modit7cudon of anodixcttion af the numc aecured by this Secudry Instrument Arnnted by Lertder t�any successor in intercst <br /> of 8orruwer nh�ll nat operate to releuse the liubility of the uriginul Barrower or Borrower's successorx in interest.Lender <br /> xhidl not be reyulred to commenco proreedings against ony xuccessor in interest ar refuse to extend time for puyment or <br /> otheewfsc malify amortixatInn af the xum�r:ecured by this Sccurity lnrtrument by rea�on of uny demund made by the orlgirtnl <br /> tiarrowet or Bnerowert� succevsars in interest. Any farbearuitce by Lertder in cxercfaing any right or remedy sNnll not be u - <br /> waivcr of ar preclude thB exerclae af any�ight or remedy. <br /> 12. Successora und Axsigns Bound;Jotnt aad Severni l.iability:Casignera The covenunGc und ugreementa of this <br /> Security Insirument shnSl bfnd nnd benefit the successors and assigns of Lender and Dorrower,subject to the provisions of <br /> p�ogrnph IT. Borrower's covenan�.w und u�reemen�g shall be Joint and severnl.My Borrower who casigns thts Securiry <br /> Insuument but dces not execute the Note: (u)is co-stgning this Secudty Tnstrument only to mortgage.grant und convey that • <br /> Borrower`s interest In the Aroperty under the terms of this Secudty Instrumcnt; (b)is not personaqy obligated to pay the sums ':..��+' <br /> secured by this Security Insqument:and(c)ugc�ees that Lender and any other Borrower muy ugree to extend,modify,forbear ::�;.; <br /> or mnke uny uccommodations with re�urd ro the terms of this Security Instrument or the Note without that Borrower�s ,�",� <br /> co�ent. <br /> 13. Loan Charges. If the luun secured by this Securiry Instrument is subJect to a law which sets mwcimum laan <br /> char�es,and thut law is finelly interpreted so that the interest or other loan churges collected or to be collected in connecdon <br /> ,,, ' �o- with the loan exceed the permitted limits,then: (a)su�y such loan char�e shall be reduced by the amount necessary to reduce <br /> the charge to the permitted Iimit;and(b)any sums aireudy collected from Borrower which exceeded pertnitted limits wiU be �, �. <br /> � } �: refunded to Bormwer. L,ender may choose to make thls refund by reducing the principal owed under the Note or by making a ,..-,:::y. <br /> direct payment to Borrower. If a refund reduces principal,the reducdon will be tr�ateci�a partial prepayment without any ;�yr�, <br /> prepayment chargo under the Note. `' <br /> 14. Notice.9. Any notice to Bormwer provided for In this Security Inswment shall be given by delivering it or by <br /> malling It by first class mail unless appltcable law requires use of unother method.The notice shall be directed to the Praperty <br /> Add�+ess or any other address Borrower desjgnutes by notice to Lender. Any nadce to Lender shall be given by first class <<•• <br /> mail to L.ender's address stated hercin or any other address Lender desigc►ates by notice to Borrower. Any nodce provided for ���%•�� <br /> in thls Secuaty Inswment shall be deemed to have been given to Borrower or I.ender when given us provided in this �j�:`4. <br /> ara <br /> p s1�Sp.hGoverntag Law;Severability. This Security Instn�ment shall be�overned by federal law and the luw of the <br /> ° jurisdicdon in which the Property is Lacated. In the event that any provision or clause of this Secudry Instrument or the Note <br /> �`' confltets wlth�ppllcable law,such confltct shall not affect othec provisions of this Security[nsuument or the Note which ctut . <br /> be given effect without the conflicting provision. To this end tlie provisions of this Security i�strument nnd the Note are <br /> '' declared to ba severnble. <br /> �4. �4+%�„ y�'� 16. Borrower's Copy. Borrower shall be given one conformed copy of the Note cind of this Security Insaument. <br /> �.:,,..� <br /> +�f��l�'�,::,:4''��;y: 17. 71�ansfer of the Property or e Beneficlai Interest in Borrower. if atl or any part of the Property or any intemsc in <br /> .•�;,;,;, it is sold or uanafecred (or if a beneficial interest In Harrower is sold or uansferred and Borrower is not a narural person) <br /> ;��,:�;��� without Lender�s prior wrttten consent,L.ender may,at its option,require tmmediate payment in full of all sums secured by <br /> �:�'.�`•'•,� this Security Ii�shument. However.this option shall not be exercised by Lender if exercise is prohibited by federal lnw ag of '�^.� <br /> �" �'' the date of this Security Insuument. <br /> 'Y.y�:.,t, <br /> ��r,' If Lender exercises this option.Lender shaA�ive Borrower notice of acceleratIon. The notice shull provide a period of <br /> _-1'v._.; <br /> .,�ax-:�, •� . not Less than 30 days from ihe date the notice is delivered or mailed within which Borrower must puy all sums secured by this <br /> , �;'�' �`F: Securlty Inswment. If Borrower fails to puy these sums prior ro the expiration of this pedod.Lender may invoke any <br /> ..r„�=:�=`•=��r-� remedies tted b this Securit Inswment wtthout further natice or demund on Borrower. •,� <br /> r:.�-..�:_. P�i Y Y •:,,. <br /> '.�,y.N'�:����� � 18. Borrower's Right to Reinstate. 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