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<br /> co�tGemnntlon or other taking of Any part of thc Praperty.or for conveyance In Iteu af c emna on,cu��s here y nssigned ttnd
<br /> shell be paid to Lcndet.
<br /> In the event of a total tulcjng of tho Property,the proceeds shall be applied tu the sums aecared by this Secariry
<br /> Instcument,whether or not then due,wlth uny eacess paid to�orrower. In ths event of n�Sartial taking af the Property in
<br /> which the feir market value of tha Property immedlstely twfore the taking la equal to or greater than the amount oP the svms
<br /> secured by this Secudty Instrument immedlutely before the tuking,unless Hotrower and Lender otherwlse ap�ee In writL�g.
<br /> the sums secuted by th[s Securiry Insmiment shali be reduced by the am�unt of the proceeds multlptied by tbe foAowln�
<br /> fracdon: (a)the totat amount of the sums secured Immediately befois the takin8.divtded by tb)the fc�ir market value of the
<br /> Property immediately before the taking. Any balance shall be paid to Horrower. In the event uf a partial takin of the
<br /> a
<br /> property in which the fair market value of the Pto�erty immedlately before the tnktng js l�s thrui the amount af e sums
<br /> secuced lmme�iiataly befa�'.the taking, unless Borrowoi and•.1,.@nder atherwise ugree in wdting or unless applicable Iaw
<br /> othcrwlse pmvldag,ti�e�prooceds shu11 be Ag'plied to the sums sec�u�'ed by this Security Instrument whether or not the sums are
<br /> then duc. . .
<br /> If the Pinporty Is abandoned by Borrower,or if,nfter notice by I.ender to Borrower that thc aondemnor affers to moke
<br /> an award or�ettie a claim for damages,Horrower fails to respond to i.ender within 30 days after the date the notice is given.
<br /> Lender is authorized to coAect And apply the proceeds,ut its opdon.either to icstoratIan or repair of the Property or to tha
<br /> sums secum,d by this Securiry Instrument,whether os not thcn due.
<br /> Unless Lemmder and Borrower otherwise agree tn wrlting.any u pllcation of proceeds to princlpsii shnil not extcnd or
<br /> L
<br /> postpone the due date of tha monthly paymenta referred ta in pnmgrnp s 1 and 2 or chan�e the amount of such payment�.
<br /> lp. Borrower Not ReleASed; Fbrbeaeance 8y [.ender Noi s Waiver. Extension af the time for puyment or
<br /> modit7cudon of anodixcttion af the numc aecured by this Secudry Instrument Arnnted by Lertder t�any successor in intercst
<br /> of 8orruwer nh�ll nat operate to releuse the liubility of the uriginul Barrower or Borrower's successorx in interest.Lender
<br /> xhidl not be reyulred to commenco proreedings against ony xuccessor in interest ar refuse to extend time for puyment or
<br /> otheewfsc malify amortixatInn af the xum�r:ecured by this Sccurity lnrtrument by rea�on of uny demund made by the orlgirtnl
<br /> tiarrowet or Bnerowert� succevsars in interest. Any farbearuitce by Lertder in cxercfaing any right or remedy sNnll not be u -
<br /> waivcr of ar preclude thB exerclae af any�ight or remedy.
<br /> 12. Successora und Axsigns Bound;Jotnt aad Severni l.iability:Casignera The covenunGc und ugreementa of this
<br /> Security Insirument shnSl bfnd nnd benefit the successors and assigns of Lender and Dorrower,subject to the provisions of
<br /> p�ogrnph IT. Borrower's covenan�.w und u�reemen�g shall be Joint and severnl.My Borrower who casigns thts Securiry
<br /> Insuument but dces not execute the Note: (u)is co-stgning this Secudty Tnstrument only to mortgage.grant und convey that •
<br /> Borrower`s interest In the Aroperty under the terms of this Secudty Instrumcnt; (b)is not personaqy obligated to pay the sums ':..��+'
<br /> secured by this Security Insqument:and(c)ugc�ees that Lender and any other Borrower muy ugree to extend,modify,forbear ::�;.;
<br /> or mnke uny uccommodations with re�urd ro the terms of this Security Instrument or the Note without that Borrower�s ,�",�
<br /> co�ent.
<br /> 13. Loan Charges. If the luun secured by this Securiry Instrument is subJect to a law which sets mwcimum laan
<br /> char�es,and thut law is finelly interpreted so that the interest or other loan churges collected or to be collected in connecdon
<br /> ,,, ' �o- with the loan exceed the permitted limits,then: (a)su�y such loan char�e shall be reduced by the amount necessary to reduce
<br /> the charge to the permitted Iimit;and(b)any sums aireudy collected from Borrower which exceeded pertnitted limits wiU be �, �.
<br /> � } �: refunded to Bormwer. L,ender may choose to make thls refund by reducing the principal owed under the Note or by making a ,..-,:::y.
<br /> direct payment to Borrower. If a refund reduces principal,the reducdon will be tr�ateci�a partial prepayment without any ;�yr�,
<br /> prepayment chargo under the Note. `'
<br /> 14. Notice.9. Any notice to Bormwer provided for In this Security Inswment shall be given by delivering it or by
<br /> malling It by first class mail unless appltcable law requires use of unother method.The notice shall be directed to the Praperty
<br /> Add�+ess or any other address Borrower desjgnutes by notice to Lender. Any nadce to Lender shall be given by first class <<••
<br /> mail to L.ender's address stated hercin or any other address Lender desigc►ates by notice to Borrower. Any nodce provided for ���%•��
<br /> in thls Secuaty Inswment shall be deemed to have been given to Borrower or I.ender when given us provided in this �j�:`4.
<br /> ara
<br /> p s1�Sp.hGoverntag Law;Severability. This Security Instn�ment shall be�overned by federal law and the luw of the
<br /> ° jurisdicdon in which the Property is Lacated. In the event that any provision or clause of this Secudry Instrument or the Note
<br /> �`' confltets wlth�ppllcable law,such confltct shall not affect othec provisions of this Security[nsuument or the Note which ctut .
<br /> be given effect without the conflicting provision. To this end tlie provisions of this Security i�strument nnd the Note are
<br /> '' declared to ba severnble.
<br /> �4. �4+%�„ y�'� 16. Borrower's Copy. Borrower shall be given one conformed copy of the Note cind of this Security Insaument.
<br /> �.:,,..�
<br /> +�f��l�'�,::,:4''��;y: 17. 71�ansfer of the Property or e Beneficlai Interest in Borrower. if atl or any part of the Property or any intemsc in
<br /> .•�;,;,;, it is sold or uanafecred (or if a beneficial interest In Harrower is sold or uansferred and Borrower is not a narural person)
<br /> ;��,:�;��� without Lender�s prior wrttten consent,L.ender may,at its option,require tmmediate payment in full of all sums secured by
<br /> �:�'.�`•'•,� this Security Ii�shument. However.this option shall not be exercised by Lender if exercise is prohibited by federal lnw ag of '�^.�
<br /> �" �'' the date of this Security Insuument.
<br /> 'Y.y�:.,t,
<br /> ��r,' If Lender exercises this option.Lender shaA�ive Borrower notice of acceleratIon. The notice shull provide a period of
<br /> _-1'v._.;
<br /> .,�ax-:�, •� . not Less than 30 days from ihe date the notice is delivered or mailed within which Borrower must puy all sums secured by this
<br /> , �;'�' �`F: Securlty Inswment. If Borrower fails to puy these sums prior ro the expiration of this pedod.Lender may invoke any
<br /> ..r„�=:�=`•=��r-� remedies tted b this Securit Inswment wtthout further natice or demund on Borrower. •,�
<br /> r:.�-..�:_. P�i Y Y •:,,.
<br /> '.�,y.N'�:����� � 18. Borrower's Right to Reinstate. If Borrower meets certain condittons,Borrower shaq have the rigt�t to have t..
<br /> • �����:�,.;:.:, enfo�ement of this Securiry Insuument discontinued at any time prlor to the earlier of: (a)5 days(or such other period as
<br /> {::�:;;•:'.::±�`�t+�r Single Family--PLnnte Mae/FYedd[e Mac UMFURM INSTRUMENT•-Unfform Covennnts.9/90 fpage 4 nfb pagee)
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