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<br /> � � 3. H+���rd�Pragorty Ysssussace. B4tro�rer eh�Yi ke�the t�mgmwQmenu no�r�dsele�a hatwl5w'«vote�d on .
<br /> the Pt+opert9 iruuted apinel toqr by�ro,hsz��inoladcd wit;�Fn the tcrm"�xtended covers�e" �nd anr other ha�ia.
<br /> dnc;ludiaf tl�da or Plc�ndin�,for which I.e��lor raluitrs�nsurance.'�'his insuras�c�shetl be muinu3ned rn the Amaun�s
<br /> �nd tur tlse geriode th�t Lender require�.'Tt►n ituauranea c�rrier pravtdfng tho fnsurance sh�ll be chc,�an by BocraN�er
<br /> b�bj,�,:tn I�tr'a ag�xevd�►1+�sk nhal n�ot M unre�aanably�rithhold.rt Aarrower iails to cndntda oovern�pe de�cribed
<br /> abova. L+�ncter m�y�at Lar►der�eptton,obuin oovente to pmtaot Lender'�rlShts im ehe Property in a000rdrn�Mith
<br /> p�ca�p�7.
<br /> Aii irrurana poliole��t�1 e+s���L�11 br sooeptabte to 1.4nder and�ha11 inotude�rnnd�rd meetp/e et�ur�.
<br /> t�ctQ:.s ct�lt �sve th�ri�ht*_�h*�1� t�1��►11cir!�enA renewale. lt i,endoero�ulras, Horrower ehtll pwtriAtlY tivd ta
<br /> i;ertder al rocdpt�o�piid pra�+iums ub rsne�r�l noda�a.l�n the avent o►lar,Horro�rar�hs11�ve prompt nottoe w Me
<br /> ituunnos raniK and l.awer.Lender m�y ne�ka proot oi lor it not mode promptly by Bottor.er.
<br /> Unlar I.enaer and Barowar otherNtee��e in nrttin�,indunnce procceds eh�ll be ipplle�w noowntton or�ep�iR
<br /> af the Propa�ty dams�ed.it the n�taraston or repir i�ecanomicaliy�aaibie�nd L,ai►der'e sticurtty ir not laMenad.It the
<br /> reatorasIan or re�ir�not eoonwmlcatty fesaible�r I.ender'e ecaudty xould be leeeened,ehe insunnce pmcaeda ot►s1�1�e
<br /> applied w the eum�eeeurad by thie&eaudty Instrument.whether or not thon due,xith my eYOee�pald to Borroxar.IE'
<br /> guno�,rer�ba»done the P �erty�or dooe nnt anawer withir�30 daya a nottca tram I,endor th�s the insura:►w carrttir has
<br /> oifered w eerile�olaim.th�ien Lender may calleat the inaunnce pr�cee�9a.I�mder r�►�Y uee the tu repair ar
<br /> restore the Propercy or w py sum�sesaured by this 3eourity Inatrument,whether or aot then dua. e 3�dsy penod w111
<br /> be�in when the nottae ia�tven.
<br /> Unlesa Lender sad Borcower otherwiea��reo In wr�tlns,my appltcation oi procoeda to princtpal sbari not oxtend or
<br /> ne the due d�te of tM monthly paymente reterred to In para�raphs 1 snd 2 or ch�nge the smount of thepsymente.
<br /> t undet pera�ph 21 the Ptoperty is�cquired by Lender, Borrower's right to any insurance pelictes and proceods
<br /> resultin�tmm dsraage W the Praparty priar to tha acqui�ition shal! pas9 ts Lender to the exta�tt oi tho��ma sxured by
<br /> thte Seourity L�strument immedtatalypnor to the ecquleidon.
<br /> 6.Q�u�ney.Preaervatioa.Mdntea�aco and Protectioa oi tha Property;BorcoRer's Losn Appticatioa;
<br /> L�seholds. Borrower shall occupy.establieh,and use the Property as Harrower's principat residcnce aithin s�rty days
<br /> atter the e=eaution ot thie Securlty Instrument and shall wnsinuo to occupy the Proporty.as Borrower's princtpal
<br /> resIdence tor at least one year atter 4ha dat�oi occupancy.unless Lender otherwise asrces tn wnting.which consent shali
<br /> not bo uareasonably withheld,or unleas e:tenuating circumstaaces exist which ara beyond Horrower's control.Borrower
<br /> ahall not destrny.damige or impsir the Property.altow tha Property to deteriorate.or commis waste on the Praperty.
<br /> Borrower shsll be in default it any forieItura actlon or proceeding, whether clvil or crlminal,ie begun that in Lender's
<br /> good f�th judgmeat could reault in forteiture oi the Property or otherwise msurially impair the lien created by this
<br /> Sccucity Instrument ot Lender's security intarest. Borrower rrtaY cure such a default and reinstate� ea prov�ded ia
<br /> patagcaph 18. by causiitg the aat�on or procadiag to be disrt�issed aith a tuling that, in Lettder's �ood faith
<br /> datciRii��tton�p�tuQ�fat�ft�iturt af the Borra�sr's int..�resi in tlte Pt+op!�y�r other material impatrnnei►t of the lien
<br /> cteatod by ttia Security Instrument or Lender's se�vrity in�t.Borrower shall also be in deisult ii Borrower�during
<br /> the loaa applicatlon process. gave materlally faise or inaccucate infonsatIon or staLements ta L.aader (or fe�led to
<br /> provtde L,eader with any msterial tnformatIon)in connectton with the loan evidenced by tha Note�including�but not
<br /> lim�ted to�represontstloas concesning Borrower'e occupancy of the Property as a prlacipat residence. Yf this Security
<br /> Insuument ia an a leasehold,Aorrower ahell comply with ail the provisions ot the leasa. It Borrower scquires fee dtle to t.
<br /> tho Ptoperty.tho leasoehuld end the tee tide shnll not merge unless I.ender agrees to the merger in wrlting.
<br /> 7.Pmtectiva ol Lender's Ri=hte ja the Pcoperty. If Borcower iaile to periorm the covenantn end agreements
<br /> ss containod�n this 3ecurity Instrurment�or there is a legal proceeding that may sigruficantly affect Lender's rights In tha .°
<br /> Property (such as a procceding in bankruptcy, probate. for cc�ndemnation or forfeituro or to entorce laws or :
<br /> regulations).then Lender may do and pay for ahatsver ia necessary to proteat the value of the Property and Lender's .'`�,�
<br /> rights in the Property.I.ender's actians may include paying any suma secured by s lien whtch hes prIority over this
<br /> Security Insuument.appeacing in court,psying re,asonable attorneys'fee.a and entering on the Property to make repatrs. ;.,:.
<br /> Althougtf Lender may take action uader this paragraph 7.Lender does not have to do so. '���••
<br /> u Any amounts diabursed by Lender under thie paragraph 7 shell become additional debt ot Borrower secured by this
<br /> Sccurity Instrument.Unless Borrower and Lender agree to other terms oi payment,Lhese amounts shall bear interest °•�
<br /> { irom the date oi diebursement at the Note rate and shall be payable. with interest,upon notice trom Lender to Borrower ;.. '
<br /> � roquqting psymant. �r� ,
<br /> ='; 8.Mort�$a Insurance.It Lender required mortgaga insurance as a condition of making the lnan secured by this
<br /> Sccurity Insuument,Borrower shall pay the premiums required to maintain the mortgsga inauraace in effeat.If.for any
<br /> t�easoa,the mortgege insurance coverage requircd by L.ender lapses or c�ases to be in effect. Borro�ver shal! pay the
<br /> premiuma required to obtein coverage sul�tantially equivalent to tho mortgege insurance pnviously in eitcct.at a cost
<br /> ;� substetitially oqvivalent to the cost to Borrower oi the mortgage insurnnce previously in eifect� irom an alternats
<br /> � mortgaga insurer approved by Lender. It substantially equivalent mort�age insurance coveraga ia not available, �
<br /> Burroaer ehali pay to Lender each month a sum equsl to one-tcvelfth of the yesrly mortgage insurence premium being
<br /> •:;,,r paid by Borrower when the insuraac:e�verage lapsed or ceaEed to ba in efte�t.Len�9er aill ecaept.usa and retain these
<br /> paymenis as a loas rcserve in lieu ot mortgaga msutance. Las9 reserve paymenta may no longer ba required,
<br /> F�502� 8/90
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