,r:::l�';,.� � ,. .. ' . -' . � ..
<br /> .. '�:` �.. �,o,
<br /> % ( ."A.�w...�. � . _
<br /> '��) .�
<br /> Q�- 10'l102
<br /> TOC3ETIiBR WiTH all the Impmvements aow or her�aRer erxted oa the RrapertY�.eed atl e�seirieata.sppurtaanoa►uid .
<br /> tixtures now os hescaRer a purt of tha pro�erty. Ai! nplacer�nts and addidons shall afso bo c�vend by this Saurity
<br /> bist�umcnt. Alt of the foregaln�is rcfencd to in this Securlry Instrum�nt ns the"Pe+eperty."
<br /> SORRQWER COVBNANTS that Harrawcr is lawfully scised of the estate hereby c.�nveycd and has chc dght to gsai�t and
<br /> copvoy the Properry snd Ehat the Prnpetty ia wxncumberod.oxcept for encumbrences of record.Borrow�r warrants n�d will
<br /> defend grnenl6y the tltle to the Pmperiy Agedmst all claims and demands.FubJest t4 any cncwnbraaas of record.
<br /> THIS 3ECURITY iNSTRUMIBNT combin�s unlform oovenants for nadonal use atid non-uniform cavenants wlth limited
<br /> vArlatlone by jurisdictiun to constltute u uniform securlty tasaument covering real property.
<br /> � UNtt'OIth1!COVL�NANTS.Horcov�er nad l�ndar covennnt nnd flgme es follo�vR:
<br /> I. paytneat of Prinoclpsl and taterea� Prepqyment and 1.s�te Ciwtges. Bonower shail proraptly pay when due tbe
<br /> principal af and interest on the debt evidenced by the Note ond ru►y prepayanent nnd latc charges dua undcr the Noto.
<br /> �.FuadR Ior Taxes and Insurance. Subject to applicable law or to a written wa�ver by I.ender.Borrower shall pay to
<br /> Le�der an the day monthly payments a�e duc undor tlu Note.uaui the Nou is patd in tLll.a sum("Funds")far:(e)yeaily tases
<br /> add nssessments whlch may attain prlority aver this Security Instnunent as a lien on the Property;(b)Year1Y leasehold puyments
<br /> or graund rents on thc Froperty.if any; (c)yearly hazard or property insurance premiums;(d)yearly flood insuraace premiums.
<br /> if any:(e)Yeaz'ly mortgage insw�attce premiums�if any:and(�any sums payable by Borrower to I..ender.in uocoidance wttft
<br /> the proYtsFom af paragreph 8, ia 13eu ot the payment of mortgage Insurnnce premlums.These ite�ns are called "Escmw Itemg."
<br /> l.ender may,at any time� oollect s�nd hold Funds in an amount not to eaceed the maaimum atnount a lender for a federally
<br /> related mortga$e loan may myWre for Borrower's escrow account under the federal Rea!Estate Settlement Procedures Act of
<br /> 1974 as amended from Wne to time, 12 U.S.C.Secdon 2601 et seq. ("RESPA"),unless aaother law that spplles to the Funds
<br /> sets a lesser amaunt. If so. Lender may, at any timo, collect and hold Funds in an emount not w eaceed the lesser amount.
<br /> Lender may estin�ate the amount of Funds due on the basis of current data end mu+wnai�te estiuwtes of expenditnres of thturc
<br /> Escrow Itema.or otdenv�se in eccordance with applicable law.
<br /> The Funds shall be held in an inatltution whose deposits ace insure� by a federal agency. Instrumentatity, or entity
<br /> (iculuding Lender.if I.ender is such an institution)or In any Fe�eral Home Loan Bank.L.ender shall spply ihe Funds to pay the
<br /> &crnw Items. I.ender may not charge Borrower for holding and applying tha Funds.annuslly analyziag the escrow account,or
<br /> ver�fying the Escrow Items,uniess Leader pays Borrower interest on the Fands end applicable law permits Lender to make such
<br /> a charge.However. Lender may require Borrower to puy a one-time charge for an independent real estate tax ceporting service
<br /> used by L.emter in cannection with this toan. unless applicable law provides othenvise. Unless an agreement is made or
<br /> applIcable law requlres Imerest to be paid.Lender shall not be required to pay Borrower eny [ntemst or earnings on the Funds.
<br /> Borrower and Leader mny agree in wridn�,however,that interest shall be paid on the Funds. L.ender shall give to Borrower.
<br /> without charge,an annual accounting of the Funds,shawing credits and debits to the Funds and the purpose for which each
<br /> debit to tiie�unds was made.Ti�e Funcis arc gIaig�xi u�u�iditiucyat ac�urlty f�r ali stttns securt:d by thls Scau�ii3r Ir�messt.
<br /> If the Elinds held by I.ender exceed the amounts pern�itte�t to be helJ by applicable law. Lender shall account to Barrower
<br /> for the excess Fuads in acxordanco wIth the requirements of applicable law. If the smount of the Funds held by Lender at any
<br /> dme js not suffcient to pay the Escrow Items when due.I.ender may so nodfy Borrower in wridng,and.in such case Borrower
<br /> shcill pay to I,ender the amount neccssary to make up the deficiency. Borrower shall make up the deficiency in Ro more than �'-;
<br /> twelve monthly payments.at I.eader's sole discretion.
<br /> Upon payment in full of all sums secured by this Security Insuument. Lender shall promptly refund to Borrower any
<br /> Fuads held by I.ender.If.under paragraph 21.Lender shall acquire or sell the Property. i.eader. prior to the acquisidon or sale
<br /> of the Property.shall apply any Funds held by Lender at the dme of acquisition or sale s�s a credlt ageinst the swns secured by
<br /> this Security Insuument. ,,,�
<br /> 3.Applicnflon of Peyments.Unless applicable law provides otherwise,all payments receive�by Lender under paragraphs
<br /> 1 end 2 shall be applied: first. to any prepayment charges due under the Note; second, to amounts pnyable under psuagraph 2; �a
<br /> third.to interest due;faurth.to pdncipal due:and last.to any late charges due under the Note. �
<br /> 4.Chacges;Lieaq. Bomower shall pay all taxes.assessmeats, charges. fines end impostHons attributable to the Property
<br /> whtch may nttain priority over this Security Instnunent. end leasehold payments or ground renu, if any. Borrower shall pay `"��'
<br /> these obtigadons In the marmer provided In paragraph 2.or if not paid in that manner,Borrower shall pny them on time directly `��
<br /> to tho person owed payment.Borrower sha(I prompdy furnish to Lendet all notices of amounts to be paid under this paragraph. � r•�'�
<br /> � �'� If Borrower makes these payrr�enta directly,Borrower shup prompdy furnish to Lender receipts evldencing the paymeats. •
<br /> Borrower shal!promptly dlscharge any lien whtch has prloriry over this Secudty Listrument unless Borcuwer: (u)a�rees in •
<br /> wrlting to the payment of the obligation secured by the fien in a menner acceptable to Lender;(b)contesu in good fa{th the lien
<br /> by. or defends against enforcement of the lien in, le�al proceedings which in the I,ender's opinion operate to prevent the
<br /> enforcement of the lien:or(c)secures from the hotder of the lien an asreement satisfactory to L.ender subordinatin�the lien to
<br /> tQtis Security Insuument. If Lender determines that any part of the Property is subject to u lten which may attain priority over
<br /> this Security Insm�ment, Lender may�Ive Borrower a rtotice idendfying the lien.Borrower shall satisfy the lien or take one nr
<br /> more of the actIons set forth above within 10 days of the giving of notice.
<br /> Fotm 3028 8180
<br /> Pepe 1 of 8 ..,,
<br /> �y .r _ '1' � .. t•:.Y�W:�z�l, .�
<br /> 'T�i�. , . ��r�. _ . . ... . ' � . __ , ' " :. " " . . . : j ��... .. � .. '
<br /> `r !. '�', ,A i
<br /> `�.. :��•; . __ . ... , — "� . � a,-� ;do.iV'J - .
<br /> . . "
<br /> a.... ' . .. .. . . .
<br /> �s. .t.�-.. � � . .
<br /> R'�a.(",� �i.,'kSbc�a i3 - _ � - . . -' , � � � _ -� .' ^ a r�erV'- P- ,�� ,.. _ . . . . .. . ..
<br /> �� . , . i� . . .
<br /> �.C�S 1. r .. .. . . �.�•i�.
<br /> ,� � � f W - . . , .,�'.�.{ �,+���'�i.. . . . .i . ..
<br /> k+.e:�ri.�"o.,� d3 . . . - ' - .�� ��.a.'-�TS..'�.�► �.��,.~.-� ., . . ..
<br /> 0..,��` t f , . �`• �` ^ ,�,, ,gs�{�}y►y� . �� .. ..
<br /> .*'#�cb'. .��; �� , , e .. • . , t "1 ri�C - . • _ �,
<br /> �-' • .� .. .. ' ++!�� '�•�-� � .. _.
<br /> G = 's�;.� .�.. �i�� . . . .. � V "- 1) ��.� �(t�n���� ..
<br /> ,� . . ._. ._..- . . . . .. •� r'N.w•.C.i \n� .
<br /> . _.. .. _ _ , _ . . . � , . � ��.-..p . ..
<br /> ,. �J , _K�;�
<br /> n''�1� . . '• {�, 7 �i..fr�Y.`� .
<br /> •��' iy,'y . ' - , . . 1 � 1 � . .� '
<br /> �J�� SF t " .1� '�I P�l��' .Y}
<br /> � i i�' r�iF- °1� n�'{t - �' L �y , 4 � , „ .. � ��.�� I� �` , ..
<br /> ��1 ���M-i��r,i'• � .t'� 1+�- y� •1..�.f . .. �:, .. ;•-.,�' .' ..
<br /> ,. .;-
<br /> y .. 1 .. . ��L �cl. .�_ . .. �r:'
<br /> ...� �\":-UI�:�Fe*�t� ^��.r. .:{.,.�.:�:�+'���;�.� ' . . �'.f .. . ... .P?�.�.•� .r� •�#�:� • ' . .. - ..
<br /> ..�, . ., � .``...P•6'�� .. . . a��: „ u o . �� , ,�a.t �.. . . �.
<br /> . . < . .. . . . 7�7.. ��
<br /> r�'Y•.�,.�t�vl�" } 3�YMlyt"�^ :-Y� al�Yi.l1_'l.11u•t1 t- l�=I.';G��l tYi� i T� „- . �w .y� ��4�+uY��� �qf� •: � •. ' l
<br /> A :tt.
<br /> I'
<br />
|