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DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated OCTOBER 20, 2 0 04 together <br />with all Riders to this document. <br />(B) "Borrower" is DENNIS SAUTTER AND TERRI SAUTTER, HUSBAND AND WIFE <br />AS JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HAMILTON MORTGAGE COMPANY <br />Lender is a ARIZONA CORPORATION organized <br />and existing under the laws of ARIZONA <br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX, <br />ARIZONA 85004 <br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY <br />123 NORTH LOCUST, GRAND ISLAND, NEBRASKA 68801 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated OCTOBER 2 0 , 2 0 04 <br />The Note states that Borrower owes Lender SEVENTY- TWO THOUSAND AND 0 0 / 10 0 <br />Dollars (U.S. $ 72 , 0 0 0 . 0 0 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />NOVEMBER 1, 2024 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(1) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider <br />7° A <br />Condominium Rider <br />❑ Second Home Rider <br />❑ Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />® Other(s) [specify] <br />, ^ <br />rn _ <br />Biweekly Payment Rider <br />PREPAYMENT RIDER TO <br />SECURITY INST <br />a <br />C n T <br />Z <br />i <br />D <br />h <br />M N <br />..� <br />n cn <br />p. <br />c D <br />o <br />ry <br />CD <br />o ­1 <br />0 <br />F <br />v> M <br />►—` <br />M <br />Q <br />r— 70 <br />r n <br />o <br />After Recording Return To: <br />p <br />o <br />D <br />HAMILTON MORTGAGE <br />COMPANY <br />C-0 <br />CID <br />2700 NORTH CENTRAL <br />AVENUE, SUITE 1500 <br />N <br />PHOENIX, ARIZONA 85004 <br />Loan Number: 00004 <br />-22824 <br />? <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />:_ <br />r <br />MIN:1001993- 0000422824 <br />-6 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated OCTOBER 20, 2 0 04 together <br />with all Riders to this document. <br />(B) "Borrower" is DENNIS SAUTTER AND TERRI SAUTTER, HUSBAND AND WIFE <br />AS JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HAMILTON MORTGAGE COMPANY <br />Lender is a ARIZONA CORPORATION organized <br />and existing under the laws of ARIZONA <br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX, <br />ARIZONA 85004 <br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY <br />123 NORTH LOCUST, GRAND ISLAND, NEBRASKA 68801 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated OCTOBER 2 0 , 2 0 04 <br />The Note states that Borrower owes Lender SEVENTY- TWO THOUSAND AND 0 0 / 10 0 <br />Dollars (U.S. $ 72 , 0 0 0 . 0 0 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />NOVEMBER 1, 2024 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(1) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider <br />❑ <br />Condominium Rider <br />❑ Second Home Rider <br />❑ Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />® Other(s) [specify] <br />❑ 1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />PREPAYMENT RIDER TO <br />SECURITY INST <br />(.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial <br />opinions. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DocMagicei-,�xma.,.s 800-64s -1362 <br />Form 3028 1/01 Page 1 of 10 www.docmagic.com <br />