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<br /> '!"f�F."THFR WiTH all ihc imptovbments rww ar hereaftee erertod on t�ie prupe�ty.uid a1T-i�ieei�tnu,�ppartee!noer,ea� „ �
<br /> flxtureH �a+w ur her�.ufder a paxt uf d�e propetty. AC rtplecenk�ts uyxt �idltluu, shail also t�s cnti�Pr�;t hy.',this Scrurit�
<br /> Inr,lru�t�ent.�4li of the CmtigninY is rcfcrral tn in t6ix�:urity 1n.�truinent aq the�Prnparty." .
<br /> ' 84I�ROW�[t COVP,NAN'I°S tiuit 8t�rcawesaa l�wfblly�eit�ad ot the e�tale henby conveyed ar�d Fu�thh�ri�hi to�rant�ad �,
<br /> atinvey thc Prap�rty and th�t tha Prc►perty i�ur�ncumbered.rxccpt Car encumhrana�.nf roand:'Bon»wer�b�Rant�and wilt "
<br /> defc�nd�nlly tht title to the Pmpeny dnrt dl cl�inu and dem�nd�,.wbJect ta+u►y enaunbr�nca�af reeord.
<br /> '1'HIS SECU�tI�'Y INSTRl7MFNT�mblr�uniferm covsnants far n�tt9�ul uea end non•unifarm cpvenMts+vjth linai�ed
<br /> vxri�ttnna bY juripdktipn to conetituto�eNform roc�uMty iaitn�m�enc cc►derin�'real pni�riy.
<br /> UNIFURM COVENANTS.Bcirrower and I.endtr rnveru�and ag�+x a fallawr:
<br /> 1. Paymeat ot Principal wnd Intc�rd�tt �WY�+t �ad I.�te Ch�rae�. Horrower ah�ll A��Y P�Y �'hen due tl�e
<br /> prinetpal of anc!interost on tho dabt evidensod by the Nnte and any prepayment�und 1ue chu�a�due uadar the N'ote. , ,
<br /> Z.6'unds[o�Twres And insur+mce.5ubjoct to applicablo Itw or to a written waiver by l.ender.Bnrro�er�tWl py ta
<br /> l.ender on the day monthly payrt�ents�un due undcr the Note,unt31 the Nato is poid in fu11,s sum("Funds"y for:(�)yelWfy tsxa
<br /> tind nssessments which may attain prlodty over this Security lnstrument As R lien on ti�Pruperty;(b)ye�rly lcosehoW paymont�
<br /> or ground nnte on the Prqpetty.if any;(c)yearly haa�trd or prop�ity insvranoe pnmiam.4;(d)yeeriy ticwd insut�u�ce poemiutu�. ,
<br /> � if uny+;(e)�wrly martgage insw�ance premiums.if s�ny;nnd(�any swns payuble by Borrower w t,endec. in�oand�nce with
<br /> the provlsions of paragraph 8, in lieu of the paymant of mortgage insuruna pramiwus.Theso items an callod"Eacrow Itema."
<br /> • I.ender tnay, at aay time, collect und hold Funds in an nrnount noc to exceed the maximum atnount a tender ft�r s�faderally• .
<br /> related mortgago loan may reqaire for�orrower's oscrow account under the foderal iteal Bstate Sattleme�t!'rocedurcs Act of
<br /> 1974 as amended frpm tlme to time. 12 U.S.C. SectIon 2601 et seq. ("RESPA").unless another!aw that appUes to the Eunds
<br /> seta a (esser umount. If so. i.ender may. at any time, cotlxt a�hold Funds in an amount �wt to eacad the leaser amount.
<br /> Lender may estimate cAa wnaunt of Funds due on the basis of currcm data and reasonnble esHmates of eapendItures of tbtuce
<br /> Escrow Items or otherwise tn accordtu►ce with applicable law.
<br /> • The Funds shall be held in iu► instltution whase deposlts are insured by a federal agency. insuumentslity, or eatity
<br /> (includjn�Leader,if I.ender is such an instituNan)or in any Federal Home Loan Bunk.Lender shall apply the Funds to pay the
<br /> Escrow Items.Lender muy rtot charge Bonower for holding and npplying the Funds,aqnually analyzing the escroW account.ar
<br /> verifying We Fscn►w Items.unless Lender pays 8orrower interest on the Funds and upplicable law permits Lender to mak8 such
<br /> a charge. However, Lender may requi�e Borrower to puy u one-time charse for an independent real est�te tax rzporting servia
<br /> used by �.ender in connaction with this loun. unless appitcable law provIdes otherwise. Unless am agrcement is made or
<br /> appitcable law requires interest to be pald,Lender shall not be requited to pay Borrower any interest or eaminga on the Funds.
<br /> Borrower and I.ender may agrce in wrtting, however, that interest sh�ell be paid on the �unds. I.endP.r sba11 give to Bosower.
<br /> withaut char�e. an annual accounung of the Funds. showing credtt�and debits to the Funds and the purpose for which each -
<br /> debit to the Funds was mude.The Funds are pledged as addtttonal security for all sums secured by this Sccur[ty lnstium�nt.
<br /> If the�nds field by Lender exceed the amounts permitted to be held by applicable Iaw. Lender shsJl aocouat to Borrower
<br /> for the excess Nunds in accordartce wIth the mquirewents of applicable law. If the nmaant of the Funds held by L.ender ut�ny
<br /> dme is not sufiicient to pay the Escrow Items when due.Lender mny sa notify Borrower in wrtd�tg.and.in such case Borrower
<br /> shatl pay to I.ender thc amount necessary to make up the defictency. Bcrrower shall make up the deficiency in no tnorc than
<br /> t�telve monthly payments.at L,ender's sole discretton.
<br /> Upon payment in fi�il of all sums secured by this Security Instrument. Lender shall promptly refund to Horrower any
<br /> Funds held by Lender.If,under paragraph 21. Lender shall acquire or sell the Property. I.ender,prior to the ncquisltion or sale
<br /> of the Property, stiall apply any Funds held by Lender at the time of acqulsition or sale as a ccr�fit against the sua�s secured by
<br /> this Security Instnunent.
<br /> 3.Appl[catlon of Payments. Unless applicable law provides otherwtse.a(1 payments received by Lender under paragraphs
<br /> 1 and 2 shall be appHed: first. to any prepflyment charges due under the Note; second. to amaunts paynble under paraBraph 2;
<br /> third.to interest due;fourth,to principal due:and tast.to any lata char�es due under the Note.
<br /> 4.Charges= Liens.Borrower shall pay all taxes.assessments, charges, fines and imposido»s attdbutable to the l�roperty
<br /> which mny nttain prior�ty over this Security Instrument, and leasehold payments or ground rents. if any. Borrower shall pay
<br /> these obli�utions In the manner provided in paragraph 2.or if not paid in thut manner,Borrower shal(pay'them on time directly
<br /> � �'F to the person owed pnyment.Borrower shall promptly fumish to Lender a!1 notices af amounts to be paid under this parngraph.
<br /> "� ' If Borrower makes these payments directly.Borrower shall pmmptly furnish to L.ender n;ceipts evidencing the payments.
<br /> �,s� '``'�^::� Bonower shall rom tl dischur e an lien which has rtorit over this Secufi Instrument unless Borrower:(a)a�rees in
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<br /> y�v�°.;,��. •: writin�to the payment of the obli�atton secured by the lien in a manner acceptable to Lender; (b)contests in good faith the Ilen
<br /> `"'"" �' ` b or defends a ainst enforcement of the Ilen ln. le al rocecdin s which in the i.ender's o inion o rate to revent the
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<br /> :.�.�..��.,:�•. enforcement of the lien:or(c)scxures from the holder of the lien an agreement satisfactory to Lender subordinatins the 1[en to
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<br /> ;,��.,,;,4,. this Security Instrument. If Lender determines that any part of the Property is subject to u lien which may uttain p onty over
<br /> •:;:,,�,:'•-:<«'v.`s� this Security Instrument, I.ender may give Borrower a notice identifying thc lien. Borrowcr shnll satisfy the tien or take one or :;
<br /> "�" '' �+'�� �F' more of the actions set forth above within 10 days uf the giving of notice. ^.
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