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<br /> nay�nentq may r.o(onger bc caquiral,nt die upaIan af Gcader.if mortsage insumnee eoverage(in the n.nount ancl for eho peciocl
<br /> . that I.ender requires)pruvided by an insutcr approvcd by Lendcr ngni�becomcs uvnil�blc and is abtai�ted. Borrawer al�all pay
<br /> tT�e pr�miums roquited to inuintain mortgage insuran�c in etfcct,ac to provido u loss rescrve.until tha requiren�ent for nwrtga$e
<br /> insurnnce ends in uccordance�vith uny written agreemont betwcen Borrowcr and Lendar or applieable luw.
<br /> 9 Inepectlon. Lendcr ar Ita agent may make rcasanab�e entties upon and inspectlons af thc Propercy. Lender shall give
<br /> Bonuwer��otice nt the time of or priar w an Inspection spaifying reasannble cause for the inspection.
<br /> 10. Co��uj�ilon.Tbc proccutx of any awacd nr etaim for dama�es, dlrect or eonseqnentir�l, in connectlon with any
<br /> condemnation or other tukfng of uny part of the Property,or for canveyuncc in lleu af oondemnuttan. ure hercby assigned and
<br /> shall b�paid t�I.ender.
<br /> ,In the event of a tawi talcing of the Prapertv.the proceed.9 shall tw applied to the suma sesured by thia Secwity Insuument.
<br /> whether or not then due. wlth any excess paid to Ranawer. Tn the event of a purttul wking of the Property in which thB fair
<br /> macket vpiae of the PropGrty immediately before thc takipg is equal to or greater thnn the amount of tho sums secui'ed by this
<br /> Serurity l��squment immedlately beforc thc takiag. unless Bornawer and Lender othenvlse agree tn writin�,tho sums secured by
<br /> this Security Insuument shall 1�.rodu�ced by the amount of the proceeda multtplied by the following fraction: (a) the total
<br /> umount of the sums scxured imrrtr�fiately before the taking.'d�Y�dad by(b)the fair markct value of the Property immedistely
<br /> before the taking. Any balance slinil be paid to Borro�l�r. Iz+t6e event of a partial takiag of the Property in which the fair
<br /> market value of the Pcoperty immaliatcly before the taking:�s less than the amount of the sums secured immedistely before the
<br /> taking.unless Borrower and I.ender otherwIse agree in wdting or unless applicable!aw otherwise provides.the proceeds shall
<br /> b8 applied to the sums secuted by this Security Instrument whether or not the sums are then due.
<br /> If the Propecty ls abandoned by Horrower.ar if,after notfce by Lertder to Borrower that the condemnor offer�tu n�uke an
<br /> award or setde a clalm for damages. Horrower fails to mspond to Lender,vIthin 30 days after the date the notice is given,
<br /> Lender is suthorized to coAecII end apply the proceEda,at its opdon,either to restoration ar repair of the Property ot to the sums
<br /> secured by tbis Secnrtty Inatra�ment,whether or aot then due.
<br /> Unless Lender and Borrower otherwise agree in writing, any applicatton of proceeds to pdncipal shall not extend or
<br /> postpone the due date of the mor�thly payments referred to in parngraphs I and 2 or change the amount of such payments.
<br /> 11.Borrower Not ReleASe�;ForbearaQCe By Lender Not a Waiver.Extension of the time for payment or mvdification
<br /> of amortization of the sums secured by this Security Instrument granted by Lender to eny successor in interest of Eorrower shall
<br /> aot operate to release the liability of the origjnal Borrower or Borrower'4 successors in interest. Lender shall not be requjred to
<br /> commence proceedings against any successor:n interest or refuse to extend time for payment or otherwise modify amortization
<br /> of the sums �ecured by this Secur3ty Instrument by reason of any demand cnade by the original Boaower or Borrower's
<br /> successors in interest. Any fotbeartirtce by L.ertder in exercising any right or remedy shail nut bc a waivae�f ar pr�tude itie
<br /> exercise of any right or remedy.
<br /> 12. Successors an�d Asstgns Bound;Joint nnd Several Liability; Co-sigaers. The covenents and agreements of ihis
<br /> Security Instrum�ent shall bind and benefit the successors and assigns of L.ender and Bon�wer, subject to the provisions of
<br /> paragraph 17. Borrower's covenants und ageeements shalt be joint and several. Any Borrower who co-signs this 3ecurity
<br /> Instrumertt but dces not execute the Note: (u)is co-signin� thia Security Instrument only to mort�age,grant and convey that '�
<br /> Borrower's interest in the Property under the terms of this Security Instruinent: (b)is not personally obligated to pay the sums
<br /> secured by this Security Instrument;and(c)a�rees tliat Lender und any other Borrower may agree to extend.modify. forbear or
<br /> make any accommodadons with regard to the terms of this Security Instrument or the Note wia�vui ti►a:Sar•awar's conscnt.
<br /> 13.Loar►ChaRges.If the loan secured by this Secudty Instrument is subject to a la�v which sets maximum loan charges.
<br /> and d�at law is finally interpreted so chat the interest or other loan chazges collected or to be collected in connection with the
<br /> loan exceeci the permltted limits, then:(a)uny such loan charge shall be reduced by the amount neces.gary to r�iuee the eharge
<br /> to the permitted limir,and(b)nny sums already collected from Borrower which excceded permitted limits wjll be cefunded to
<br /> Borrower. Lender muy choose to make this refund by reducfng the principal owed under the N�te ar by making a dinect
<br /> payment to Borrower..If a refund reduces principal, thc redncaon wlll be treated as a partial prapayment without any �;�
<br /> prepayment charge under the Note. r�
<br /> 14.Noltces.Any nottce to Borrower provided for in this Security instrument shall be given by delivering it or by mailing `•itii
<br /> it by first clnss mail unless applicable law requires use of another method.The notice shall be dlrected to the PropeRy Address `�`'
<br /> ��:
<br /> or nny other address Borrower designates by notice ta Lender. Any notice to Lender shall be given by first class matl to t
<br /> Lender's address stated herein or any other address Lender desi�nateg by notice to Borrower. Any notice provided for in this x+
<br /> Security Inswment sh�ll be deemed to have been�iven to 8orrower or Lender when given as provided in this paragraph. �
<br /> 15.Governft�g Law; Severability. This Securnuy Instniment shatl be govemed by federal law and the law of the �'=�
<br /> judsdictton in whi¢h the Property is locuted. In the event that any ptovision or clause of this Security instrument or the Note
<br /> conflicts with applicable law.such conflict shalt not affect other provisIons of this Security Instrument or the Note which can be �'�.�
<br /> given effect without the conflicting provision.To thls end the provisions of this Security Instrument and the Nate are declared �
<br /> to be s�verable. � "'
<br /> ' 16.Bort�ower's Copy.Horrower shall be given o�az conformed copy of the Note and of this Secudty Inswment. '�
<br /> Fortn 3028 9/30
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