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200410373 <br />To the extent permitted by Applicable Law, Lender may charge a reasonable fee as a condition to Lender's <br />consent to the loan assumption. Lender may also require the transferee to sign an assumption agreement that is <br />acceptable to Lender and that obligates the transferee to keep all the promises and agreements made in the Note <br />and in this Security Instrument. Borrower will continue to be obligated under the Note and this Security <br />Instrument unless Lender releases Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall give Borrower notice of <br />acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in <br />accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If <br />Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted <br />by this Security Instrument without further notice or demand on Borrower. <br />WITNESS THE HAND(S) AND SEAL(S) OF THE UNDERSIGNED. <br />-� <br />(Seal) (Seal) <br />JAMES E. ROBISON - Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />[Sign Original Only] <br />Form 3590 1 /01 <br />DDS -1AR Page 4 of 4 <br />