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<br /> l tftture� nrnv ar kerea!!� a �rt af tico praperr�. All � aad additior� ahap Wra be covated by+ � yaNity
<br /> lnRtrumax. AI!af the fnregoing i�rc4rrrd to in this 5+ecurlty I�unrumrnt Aa tt�c"Pmperty "
<br /> i Bt)�tI2UW�R(.�UVEfVATv'T5�h�t&xtY►wer iR l�wfutly aei,;oif uP the cstwt�hereby ronveyai wrK!fu�r tha dghi ta�nsnt snd �
<br /> j rnnvey the I�rnpc►ty six)that tha E�rnpeny is unennicx�berod,except[or en��wmbraixc�►of reccsr�l. Elorrawer wura�xs rnd will .
<br /> � defend generally the titte to the Propertya��inst all clsima�nd demuidi.aubJect to any encumbrae�es oP raoni.
<br /> "t'HtS SECi]ItITY iNSfRUMENT L6mbine.s urtifo'rm cpvcnanu for n�tiond uue nnd a�on-unitorm cuveruunts witt�limited
<br /> v,1ri�Won�hy.f uriidiabn to oon:tlate�unjFcxm�avdty imttument caverint ral property. �
<br /> IIMfFORM L'OVENAHTS.Borrowu•wixl l.ender covcn�nt ard�gtee as followe: . �
<br /> t. Paymeel ot'Prindp�l aud I�t��ra�t� Prel�l+n�at an� Late C4�. Aorcr�wer shdl p�mp�lY P�Y wlxn due tt�
<br /> pririctpal oP and inte�est on the de�t evidenoed by the Note and an;Prepaymeat aad lute clurges due under the Note.
<br /> 2. Fw�d�[or Taxes aod L�w�ance.SuDject to appticable law or to a written waiver bp Lepder. Bonrower shail �wy to '
<br /> � Lcnder on the day monthly psynxms am dut under the Note,unHl the Note is paid in fuli.a sum("Furds")for.(�)yarly taxe�
<br /> and a5sessmentn which�nay uttein priority over this Socur�ty Insuument as a lien on the Propeity;(b)yarly leasehold paymrnts
<br /> or�cnurnd renta on the Property.if any;(c)yearly ha�ard or property insuranca premi��ms;!IU ytarly Qood inwrance premluma.
<br /> if any; (e)yeuly mo�Ygage insurance premiums, if eay; and(t)any sums payablo by Horrower ta i.tnder.In sccordance with �
<br /> the provisIanv of parag�aph 8.in lieu of tho payment of mortgage uteurance preminms.The.ce items are c�UUod"Hscmw Items."
<br /> Lender may. at any time. coAax and hold Funds in an amo�ut aot to exceed tha maxiraum emount a lender for a foderally
<br /> nluted martgage loan may requin for SotrowePs escrow acxoont wider the foderal Real Estate Scttlement Ptuceduns Act of
<br /> f974 as wnendod fror�dme to dme. 12 U.S.C.Section 2601 et seq.("RESPA").unless another[aw that applits tn ttte Funds
<br /> sets a lesser arpcwnt. If sa. L.ender may. at any time. voAect and hold Funds In an amount not w eaooed the lesser amoucet.
<br /> Lt.�sIcr msy estia2ate tke sutQSnt of Fuads due on ehe basts of sumettt dssa aAd c+essonalrk es�ir�ates of chcpae�wre.s of fisture
<br /> Escrow Items or otherwise fi acco�danre with applicahle laW.
<br /> 'The Funds shall 6e held in an tnstitution whosc deposits are insured by a federitll agency. instnunentality, or entlty
<br /> (includiag I.ender.if Lender is sucd an institutiony or in nnny Federal Home Laan Bank.I.ender shall apply the Funds t4 pay the
<br /> Escmw Items.L.ender may not charge Bomnwer for holdins nnd applybg the Funds,annually su�aJyzing the escrow aceotmt,or
<br /> ver�fying the Bscrow Items.unless Lender pays Borrower intemst on the Funds and applicable!aw permits Lendet to matce such
<br /> a charge.�klowever.Lender may require Bomnwer to pay a one-time charge for an independent mal e�tete tax t+eporting service
<br /> used by Lender In c:unnection with this loan, unless a�splicable law provides otherwisa. Unless an a�reeiaent is mado ur
<br /> a�►plicable!aw requires interest to be paid.[.ender shall not be t+equired W pay Borrower any intemst or eamings on t6e Funds.
<br /> Borrower and Lendor may agree in w+ddng,dowevet, that inter�st shull be pald on the Funds. Lender shaU give w Borrower,
<br /> withaut chruge. an unnual a000unttns of the Funds,showing credits and debits to the Funds and the purpose for wh3ch each
<br /> debit to the Funds was r�adp.T�e Ft�!ula ere pl��e�a�edditiona!��risy for n!1 sums s�t�r�f by thi�S�trliy Insint�.
<br /> If elte Funds held by Le�tder exceed the amounts permItted to be held by applic�ble taw.Lender shaU.anoount to Borr+ower
<br /> fnr the excess Funds in uccordance with the reyuirements of appl[cable law. If the amount of the Funds i�e1d by L.ender at any
<br /> time 9s hot sufficient tu pay the Escrow Items when due,I.ender�may so notify Bornower in writtn�.and.nm s+ach case Borrower
<br /> shall,p�y�ta Lender the amount neaessary Eo make up the deficiency. Borrower shall make up the deficiency�ln no mace than
<br /> twelJe Monthly payments,at Lxnder's sole discretion. .
<br /> Upon payment in full of�ll sums securecl by this Secur�ty Instrument. Lender shtill �►romptly refund to Borrower any
<br /> Fur�ds held by Lender.If.under paragnph 21. Lender shall acquire or sell the Property.l.ender.prior tb Cha acquisition or sale ,
<br /> of the Property. shuQ apply any Furtds held by Lender at the time of acquisition or sale as n credit against the sums secur�ed by
<br /> this Securlty Instrumrnt.
<br /> 3.Appikutian of Pl�ymmts.Unless Applicable law prov[des otherwise.alt payments received by I.ender under paragraphs
<br /> 1 and 2 shall be applied:first.to any prepayment churges due under the A*ote;second,to amounts payuble under par�raph 2;
<br /> third,to interest due:foueth,to principal duc;and tast, to any late charges due under the Nute.
<br /> 4. Chstrges;Llenv.Bonower shali pay all tuxes. assessments.ch�es. fines und imposittons attributable to the Pr�apetty
<br /> which may atuun pr�oriry over thls Security Instrument, and lensshold payments or gmund rents. if any. 8otrowec shall pay
<br /> these obligutlons in the manner provlded 1n paragraph 2,or if not paid in that manner,8orrower shall pay them on time diaectly
<br /> to the person awed payment.Borrower shall pmmptly fumish to i.ender nil notices of sunounts to be paid undcr this paragraph.
<br /> if Borrower makes these paycnents directly.Borrower shall prompriy furnish to Lender receipts evidencing the payments.
<br /> Borrower shalt pmmptly disrharse any lien w�nich hav priarity over this Sflcarity Instniment unless Borrower:(a)a�rreeg in
<br /> writiag to the payment of the obligntIon secured by ihe Ilen in a manner acceptable to I.ender;(b)wntests in gaad fatth the li�n
<br /> by. or defends against enforcement of the lien in. legal procee�inga which in the I.ender's opinion operute to prevent the
<br /> enforrement of the lien;or(c)secures from the hotder of the(ien an agreement�atisfactory to Lender�ubordinating the lien to
<br /> thIs Security Tnsinunent. If I.ender determines that any part of the Property is subject to a tien which muy attain priority over
<br /> this Sacurity Instn�ment,L.ender may�i�e Borrotver a notice idenEifying the lien. Borrower sh�ll satisfy tMa lien or take one or
<br /> more of the actions set fonh above within l0 days af the�iving of notice.
<br /> Form 3028 8190
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