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<br />After Recording Return To:
<br />Wells Fargo Bank, N.A. - Construction Lending
<br />2799 Wells Fargo Way, MAC# X9901 -08T
<br />Minneapolis, Minnesota 55467
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,
<br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in
<br />Section 16.
<br />(A) "Security Instrument" means this document, which is dated OCTOBER 19, 2004, together with all
<br />Riders to this document.
<br />(B) 'Borrower" is JASON T. RITCHIE and LAURI A. RITCHIE, HUSBAND AND WIFE AS JOINT
<br />TENANTS . Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is WELLS FARGO BANK, N.A.. Lender is a NATIONAL BANKING ASSOCIATION
<br />organized and existing under the laws of THE UNITED STATES OF AMERICA. Lender's address is 405
<br />SOUTHWEST 5TH, DES MOINES, IOWA 50320. Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is JOHN S. KATELMAN, ESQUIRE, 10855 WEST DODGE ROAD, SUITE 240,
<br />OMAHA, NE 60154.
<br />(E) "Note" means the promissory note signed by Borrower and dated OCTOBER 19, 2004. The Note states
<br />that Borrower owes Lender THREE HUNDRED THIRTY -NINE THOUSAND FOUR HUNDRED
<br />TWELVE AND 00 /100ths Dollars (U.S.$339,412.00) plus interest. Borrower has promised to pay this debt in
<br />regular Periodic Payments and to pay the debt in full not later than JULY 19, 2005.
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property. "
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br />under the Note, and all sums due under this Security Instrument, plus interest.
<br />NEBRASKA- Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 (page 1 of 13 pages)
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<br />Loan Number 0047182795
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,
<br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in
<br />Section 16.
<br />(A) "Security Instrument" means this document, which is dated OCTOBER 19, 2004, together with all
<br />Riders to this document.
<br />(B) 'Borrower" is JASON T. RITCHIE and LAURI A. RITCHIE, HUSBAND AND WIFE AS JOINT
<br />TENANTS . Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is WELLS FARGO BANK, N.A.. Lender is a NATIONAL BANKING ASSOCIATION
<br />organized and existing under the laws of THE UNITED STATES OF AMERICA. Lender's address is 405
<br />SOUTHWEST 5TH, DES MOINES, IOWA 50320. Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is JOHN S. KATELMAN, ESQUIRE, 10855 WEST DODGE ROAD, SUITE 240,
<br />OMAHA, NE 60154.
<br />(E) "Note" means the promissory note signed by Borrower and dated OCTOBER 19, 2004. The Note states
<br />that Borrower owes Lender THREE HUNDRED THIRTY -NINE THOUSAND FOUR HUNDRED
<br />TWELVE AND 00 /100ths Dollars (U.S.$339,412.00) plus interest. Borrower has promised to pay this debt in
<br />regular Periodic Payments and to pay the debt in full not later than JULY 19, 2005.
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property. "
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br />under the Note, and all sums due under this Security Instrument, plus interest.
<br />NEBRASKA- Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 (page 1 of 13 pages)
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