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<br /> � �nnymaxa may no lon�rr be req�iirod;�t tho upticur at l.ecxkr.if mort�ye insura,^�ce o�vesege<iq���?tr�p��C�aad for the'perbxl
<br /> that Lefider cequiras)�prcrvlde�l hy an inxuc�s r�nzvc�f by l,�c�cler�gein becarrn.w available and is`o�ta3u�:3;::�orrower ah�lt py �
<br /> �:c�,rcmiumti reqi�f.rcd iu ni:ti►�tstlu�ttnrtg:�g�Insur���ue lu cfQircl.�►Y tu��Srnvlde u loss rescnle,until t]te feqqtsemont for mpttgagc
<br /> iizsurAnce end9 in arcc�rdnrxo with a�ny writtr.n nKrten�nt hetwccn!i�►rruwer nnd [.cn�icr 9r uppl@wbY�taw, �
<br /> 9. Inepectinn. I.�nder ur Ita ugons inAy ntako re��u�tt�hlo enlllry u{�on end Inspecdens of the�P.caperEy..Lender shQ{�g[ve
<br /> Barrower noticc at the Nnn�f��r prl�►r to wn Inwpecliu��K�sc�cli'yiug re�.uanwbla cuur,e for the ins�tioii., . � �
<br /> 10. CondannaUon.The pra�cedx uP any uwWrd i�r riahn fc,r damxges, direct or c�nsequent�al;.in canncction with any
<br /> r.�ndemnatian ar othcr tukfng af any pari oY tho Froperty.or firr�nnvey�ncc tn 8eu of condemaattion;�arc her�by assignc�td and
<br /> sS�all Uc�pa{d 10 Lctixicr. '
<br /> In tho event of a tatal taking of tho Property,tl�e pr�xads hhull bu apptIal to the sums secured"�iy this 3ecurity Instn►meat,
<br /> whethe�ur nat thcr+due. with uny excess paid tu Hurn�wer. In tho cvcnt aP u partial taking of the�roperty in which the fair
<br /> market value af thc Pmpcny imnu�dincely t,efare tho taking is eqwd tn or grcuter than the amount af tt�o�uns secured by this
<br /> Secud�r Inanument immedfutely befare the wking.unie�.g Horrower und I.cnder othenyise agrce ia writing,`t�e aums secured by
<br /> this Security Instn�ment 9hoil be raluced by tho umuunt of thc proceedK multiplled by the foUow�ipg`Fraction: (a} the tota!
<br /> wnount of the sums securcd immcdiatcly.bcforc tho tnking, dividcd by(b)�h� fair markct v:ilue of iho Prop'erry im�ticxiiatciy
<br /> before the taking. Any balnnce shnll bc pa3d to 8orrower. In the ovent af a partial taking of the Prope�ty�ip wh(oh che fair
<br /> market value af the?raperty immcdlateiy l�fore tho tuking is le�s than the umaant of the sums secured imsnediately befoze the
<br /> � trilcing, unless Borrawer and Lcnder athenviso agree in wdting ur uniess appli�:uble law otherwise provides,�he procceds shul!
<br /> j be upplied to the auma secure�by this Securlty Inetn�ment whether ar nut the sums ure then due. '
<br /> I If the Praperty la abanduned by Bonower.or if.aRcr nutice by l.ender ta Borrower that the conciemnor uffors ta m�ce an
<br /> award or setda a cluim for dumuges. Borcowcr fuiis to respand to I..enc1cr within 3U days aftcr the data ;he notice la�iven,
<br /> I.ender is authorized to a�ltect and apply the procecds.at it�optio�i,either to restoration or repair oY the Ymperty or to the sums
<br /> secured by this Secudty Instrument.whetf�er ar not then due. � �
<br /> Unless L.ender and Barrawer othenvise+igrec in wrlting, uny upplicuttan of proceedg to pr�ncipal shall not extend or
<br /> postpone the due date of the monthly paymenta r�ferrcd to in parugrnpha 1 and 2 or changc the amount of auch.paymene.q: �
<br /> 11.Borrowe�•Not Released;Forbearance By I.rnder Not a WAiver.Extenslon of the time for puyinent or modificatlon
<br /> of amortiTatIon of the sums recured by thiR Security In.r•trumont grunted by L,ender to uny successor in interest of Borrower shall
<br /> not operate to release the liab[Nty af the�riginui 8armwer or 8urwwer'x xuccc�xsors fn interest. I.ender shaii not!�reyu�ed to
<br /> commence proceediags Against ctny sucee4sar in interest ar refuse tu extend time fur puyment or ouierwise modify amortjzaition
<br /> of the sums secured by this Security Iestrument by reus�n af uny demund madc by the ariginal Borrower or Borrower's
<br /> succe.csors in interest. Any forbeurance by Lender in exercising uny right ur remed�+ shntl not be u waiver of.or preclude the
<br /> exercise of any right or remedy.
<br /> 12. Suo�essors and Assigas Bound; Joint nnQ Several l.tability; Lo-slgnerA. The covenants end agr�eements of this
<br /> Security Instrument shuil bind and benefit the successors und utisigns uf Lender und &�rrower, subject to the provisIons of
<br /> para�raph 17. Borrower's covenants and ugreements shuil be juint und tieverul. Any Harrower who co-signs this Securlty
<br /> Instrumer►t buc does not execute the Note: (u)is co-signing this Security Instrurn�nt only to monsu�e, grant aad convey that
<br /> Borrower's Interest in the Pmpeny under the terms af this�ecudty instrument: tb} !�not per�unully obligated to pay the sums
<br /> securcd by this 5ccudty Instntment;and(c)u�rees thut l.emtcr und any othcr Borrower muy ugrec to extend.modify.forbear br
<br /> make any accommodatlons with resard to the ternu of this Secudty Instrument ur the Nute withuut that Horrower's consent�
<br /> 13. Loan Charges.If the loan secured by this Secudty Instrument is subject to+�luw which seta max{mum loan charges,
<br /> and that!nw is finally inte�reted so that the interest or other loun chctrges coitected ur tn be collectcd in connection with the
<br /> loan exceed the permitted limits,then: (a)any such lonn churge shull be rcdured by thc amaunt necessury to rcduce thc charge
<br /> to the permitted IimIr.and(b)any sums ulretuly coUected from Borrower which exa.ti�da! permitted limits will be refunded to
<br /> Borrower. Lender may choose to make this refund by raiucing the principal owed undcr the 1Vote or by making a direct
<br /> payment to Borrower. If a �refund reduces principal. the reduction wil! be treutcd ah u purtit►! prcpaymeni without any
<br /> prepayment charge urtder the Notc.
<br /> 14.Notiaes.Any notice to Barrower provided for in this Secudty Inssrument�;hull be given by delivering it or by mailing
<br /> it by f�rst class mail unless applirable taw requires use of another method. The natire tihull be dirccte�i to the Property Address
<br /> ar any other address Bormwer designates by notice to I.ender. Any notice to I.cnder�hall bc biven by first class mail to
<br /> Lender's address stated herein or any other address Lender designates by notice t� Horry�wer. Any notice provided for in thia
<br /> Security Instrument shall be decmed to have been given to Borrower or I.ender whcn given i�K pr��vWcd in this para�raph.
<br /> 15.Governin� Law; Severability. This Securiry Insttument shnq be govemeci by fedcrul !uw and the luw of the
<br /> jurisdlction in which the Property is located. In the event that uny provlslnn ur cluu�e uf this SecurIty Instrument or the I�iote
<br /> conflicts with applicable law.such rnnflict shall not affect other provisions af this Sccurity Instrument ur the Nute which csn be
<br /> �iven effect without the confltcting proviaion.To this end the provisianw of thiti Security(nwtrumcnt cmd the Note isre derinred
<br /> to be severable.
<br /> 16.Borrower's Copy.Borrower sh�ll be�tven one conformed copy uf the Nate und uf tl►iti Sccurlty Inxtrument.
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