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<br /> perlads thnt Lentler requima. 'fhe insurnrtco carrler providing the insumrtce Fhali be chosen by Bormwer subject to Lender2+
<br /> * cpprovol which shall not be unreasonably witliheld. If Hanawer fuils ta nmintuin coverage dcscribed ubo�c,Lendcr may,ut
<br /> � L.enderk option.abtvin coverngo to protect Lende�ta rightx M the Propeny in nccordance with parngrn��7.
<br /> , Ail insurance policits nnd renewnla ahaU be acc�ptable to 4ender arsd r;hnll include a stnndurd maAgnge cluuse. Lendet
<br /> eh�ll hive the rlght to hold the pnUct�w and renewala. I�Lcnder requirce,Barrower shall prompily gtve to l.cnder nl!�cceipix
<br /> ' nf pntd pnmtums and rcnewul notices. in the evcnt of loss,Harrower eh�ill gtve prompt natice to the insurnnce cetrier and
<br /> l.en�er. Lertder may maice proof of loss if not mude promptly by 8orrawer.
<br /> Unitas L,ender wtd 8ortuwet otherwise ogrr.e ln wdting,insurnncc prxeedg Rhail be apptIed to iestoratton or repuir of
<br /> the Property dwnaged ��he restoration or repuir is economically feu.gible and Lender's�securiry is not lessened. If the
<br /> restoradon�r repalr ls not economlcnlDy feasible or Lender's securiry would be lessened.the insw�ance procceds shall be
<br /> appUed to the sums secund by this Securiry Insuumen�wheth�r or not thrn due. with uny excess puid to Botrower. If
<br /> Borrower nbandons the Property,or dces not answer wlthin 30 days a not(ce from Lender tD�at the insurance cartIer haY
<br /> ofFered to settle A clutm,then Lender may collett the tnsurnnce proceeds. Lender may use the proceeds to repuir or rextore
<br /> the Property or to pay sums secured by this Secutity Insm�ment.whether or not then due. Ttte 3U-day pericid wlll begln when
<br /> the nodce is given.
<br /> Unless Lender and Borrower otherwise agree In�vriting.any application of proceeds to principal shal!not extend or
<br /> postpone the due dnte of the monthly payment�referred to in purn�raphs 1 epd 2 or chan�e the amount of the puyments. If
<br /> urtder paragmph 21 the Property is acquired by Lender.Borrower'�right to any fnsurance policies and proceeds resultin�
<br /> from domage to the Property pr�or to the acquisition shall pass to Lender to the extent of the sums sexured by this Security
<br /> Insuumeat immediutely prIor to the ucquisldon.
<br /> 6. Occupancy, Preservation, Matntenaace snd Protectton oP t6e Pfaperty; Borrower's Loan Appitcation;
<br /> Le�seholds. Bo�rower shall occupy.estublish,and use the PropeRy as Borrower�principal�Idence within slxty days after
<br /> the execudon of this Securiry Instnunent and ahall continuo w occupy the Property as Borrower�princIpui resIdence for at
<br /> least one yeur after the date of occupancy, unless Lender otherwIse agrees in writing, which consent ahaU not be
<br /> unm.�sonably withheld,or unless extenuatIng circumstances exist which are beyond Bomower's controi. �orrower shall not �:,x�
<br /> desuny.dumage or impat�the Froperty.allow the Property to deteriorate.or commit waste on the Property. Borrower shaU :
<br /> be tn default if any forFeitur�Redon or proceeding,whether clvil or cdmu►a1,is begun that in Lender�s good feIth judgrnent `: %�
<br /> could result in forfeiture of the Properiy or oiherwise materIaqy impair the Iten crented by this Securtty Insm�ment or
<br /> Lender�security intenst. Borrower mny cure such a default and reInstate.es provided in parngraph 18,by causing the accion
<br /> or proc�eeding to be dismissed with a ruling that,In Lender�s good faith determination,precludes forfetture of the Borrower's �,.
<br /> m�.
<br /> Interest in the Property or other materlal impalrment of the lien created by this Security Insuument or ixnder�s security `:•-
<br /> '' interesG Bormwer sh�tl also be in defnult if Borrower. during the loan npplicudon process, gave materially false or `�':�i
<br /> inaccurat�infomiatlon or statements to Lender(or failed to pruvlde Lender wIth any materiol Infotmation)in connection with A.;,
<br /> itsa losn esides�ca! by !he Nate. incl�ag. bni aoL lfsnited so. r�gresentations coacerning Aormwer!c occupancy of the
<br /> Property as a princtpstl nsidence. If this Security Inswment ls on a leasehold,Borrower shall comply wtth all the provlsIons :
<br /> of the lease. If Borrownr acquires fee tide to the Property.the leasehold and the fee tlde shaU not merge unless Lender agrees �;�''
<br /> to the merger in writing. , `'
<br /> .,ti���•.
<br /> 7. Protectton ot I.+en�et's Rigbts in the Property. If Borrower fuils to perForm the covenants nnd a�reemenG4 t�:�;��.,.
<br /> conwined in this Securiry iavtn�ment,or tAere is a legul proceeding thut may significantly affect Lender�s r�shts in the „f�i����'
<br /> Property(such os a proceeding in bankruptcy.probat�,for condemnation or forfeiture or to enfarce laws or regulutIons),then ���;�'�
<br /> l.ender may do and pay for whntever is necessary to protect the value of the Pmperty and Lenderis rights in the Property. '���'�
<br /> Lender�s acttons may include paying any sums secured by u I{en which has priodty uver this Secudry Insuvment,nppes�ring �"`�'�
<br /> in court.paying reasonable attomeys'fees tutd entering on the Praperry ta make tepairs. Although Lender may take ection ��1���''�
<br /> under this para�raph 7.L.ender does not have to do so. �'�'�s�
<br /> Any amounts disbursed by l.ender under this paregmph 7 shait become additional debt of Borrower secured by this
<br /> SecurIty InswmenG Unless Borrower and Lender agree to other terms of payment,these smounts shull besir interest from the
<br /> date of disbu:sement at the Note rate and shall be puyable.wfth interest.apon nodce from L.ender to Borrower requesting
<br /> paymen� �S''�.,,..
<br /> , & Mortgage Insurance. If Lender cequIred mort�age insurance as u condition of mak3n�the loan secw+ed by this
<br /> • Securiry Insaument, Borrower shaU pay the prem[ums required to maintain the m�rtgage insurnnce in effect. If,for any ,t;`�,�;`
<br /> mason, the mortgage insumnce covernge requir+ed by Lender lapses or ceases to 6e in effect, Borrower shull pay the •�;;t
<br /> premiums required to obiain coveruge substantielly equivalent to the mortgage insurance prevIously in effixt. at u cost �,..,
<br /> substnn6ally equivalent to the cost to Barrower of the mortgage insurance previously in effeci.ftom an altemate mortgage ,,R;��
<br /> insurer approved by I.ender. If substantinlly equivalent mortgage insurnnce coverage is not available.Borrower shall pay to ;.:.�,
<br /> L.ender each month a sum ual to one-twelfth of the earl mort a e insurance reanium betng paid b Borrower when the E";%(�
<br /> �1 Y Y 8 S P Y �,:,
<br /> insueance coverage Iapsed or ceased to be in effec� Lender wUl accept,use and ternim these payments sis a loss reserve in lieu
<br /> of rnortguge insur�nce. Lass reserve payments may no longer be requii+ed.at the opqon of Lender. if mortgage insurance
<br /> coverage(in the amount and for the perlod that l.ender requires)prov{ded by an insurer upproved by Lender Again becomes
<br /> available and Is obtained.Bomower shall pay the pnmiums required to muInwin mortgage insnrance in effect,or to provide u •
<br /> loss reserve.until the requirement for mortgage inswance ends in accordance wlth any written agreemeat between�orrower
<br /> and Lender or applicable law. ,
<br /> 9 Inspectioa. Lender or its a�e�t may make ceasonable entries upon and inspections of the Property. Lender shall ,,
<br /> give Borrawer notice at the t�me of or prior to iu►inspection specifying m,usonable cause for the inspection.
<br /> V ��� 10. Condemnadon. The proceeds of any award or claim for dsunuges,dieect or consequentiul.in connectIon with any
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