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.. i . . � ,. � .��,�•- ' . hi�,�,,:. ,,,. �.w�, . . . .� .t':. .. .. � . , .�T� ' � wa ', . • � !�: � . � ��• �a r��JSTA�I.E R�1TE RIDER (�� �I Ycar Trcazuryr In�sx•Raee CupsD ��y �'"""- -� TNl9 ADJUSTABLB RAaB RIDBR i�mads eM� �z T� day of AUGUST ..�,19 94 . and I�Inco�por�sed tn[o a�d�hatt be de�med to unen0�nd�uypkmcnt the Mony�e.Dced�PTrust.or Becudty DeeA(tha"Saudry Inscn�menC')ot • tM�dre i�wn M tM wdee�ip�d(��"B°n°"'er")to Wcure 9ortowtt's AdjuatnEte N�te Note(tha"Note"1 to NOIIE EEL1r1Ul1�Q.�['1Q ��(the'•Lerrde*•9 0!the Nme due utd covcrtn�the prapertr descriEed!n tlu ScturitY Inurumau�nd loated at: � 1620 A1. HRNCOCK, GRAND iSLANO, NEBRASKA 68803 (Properiy Ad�) Td��ob a�t�ir P�+��+��ta c�1� v1 iwtaat eatt aad �f soatKy ��q.71N�ot��q�lu tM�N�t��latrrat rst�ca�du�e at n�!Q�e tiw�� d�stir�law�aa0 tM�s�dww�ate l aqn!pq. MDITIONAL COVEN!►M'S.!n�ddition to thc covcnaata w�d ymmeau made in the Seeudey tnstiumrnt,Borrowu and Lender tYutlxr covenanc�nd atree u fadbw�: ' A. IM'�FST RA7£AND MONTHLY*AYMF.NT CM1YGffi Tk•Mete Qrov�lar�a iettW fntuat ntc ot 6.0 4i.Satton 4 of the Note provida fos chaaBes i�the interat rato�nd the moathtY P�Y�aw w fattowa: �, /NT6RIs.�T RA7Fi AND MONTIdLY PAYMBNT CIfANOES UU �a�+ 41�e tataat nte I wtll pay may chu�e on the Firet day of SEPTEI�BER .19 95 .and on that daY twaY 1� montris thaaJter.F.acA date on which my interat rate aouldchanBe t�called a"ChanBe Date." p) 'ilw I�ita 8e�inainj whA tbe PuitChaase Due.rt►Y inurat ruewill be based on an Inda.Tde•'Indac"ta the wsekly averago yldd on Un[ted�utes 1lreasnry atc�uitks adjusted w a oautas►t matudty of 1 ysar.as msde availible by the Federa!Reser+m Board.The most[oaAt Iadax figure av�iiabk a�oithe dau4S days beforee�ch Ch�e Duela caUcd the"CUrreut Iadex.•• It the Indrrc b no lon�a availible,the Note Holder wIU choose a¢ew index whtch is based upon comparable[ntocmatioa.'11ee Note II ial�es rst!!y'rr ass aaske at ih4s rk�4^e. tC► qverl�tioaetCYMees TWO AND �NE-HALF Be[ae e�C{ssnse Qate,tbe Notc Holder will alculate my new intuat rate by eddin6 D��u�E� . p�t 2•5 �lYy w the Glurmt tada�and round{n8 w ths nearat I/81h of 19..subJcct to the Itmita staad in Section 4(D)below. 'li�is�oundcd amounti�rill be my�xw interest nuuatil the amn ChanBe Ilate. '[f�e Note Holda will then deterraine�he unount of the monthly payment thae would be suffident to repay in flill the princlpaf!em a�pectad to owe on tlut ClunYe Llate in substaudaUy equal Dsya�enta by the mituriry date at my new interest rau.The reault of thia wladation will beede newuaount of my monthly paymeat. , (D) IJ�fYa�I�taatRa44�es 8.0 9i cr less than � . The tataet ratc I tm requircd to psy at the fuu ChrnBe Date wiil not be greata then n�� ;'� �_�.Therafta.my inurat race wtU�res bc irtcreased or dareased on aay single Change Date by morc[har► :. ,,,(�„g+�,,�_from the race of inurat I tuve beaf pt�itt8 tor the preseding twetve montha.The mWmum interest rauon this toan will never be '� �, [as tham_L�a �ri and the mnximum intuat rate wlll navtr be greater tlian ��,�p 9�. ....Y � �� t nnS aathefirst My aav intaat rue wtU beoome ef[ective an euh ChaaEe Date.t will pay the amount ot my aew monthtY DaY� � n8 .:,.-,: moiuhlY WYmeat dateefeertdeChaateDate undt thoamount of my monthlYPaYrt►rnt cysnBa again. �-_- :s: �► Netlo�oftaAa�a �� 'N�eNoce HoWa will mail m deliver to mea nmim betoro each ChanB��au•'m�Aotia will advise me of: -, : (i) the new Intuat ate on my lwn as of the Ch�nBe Due; :�.� (ii) the amount of my monthly psyment following Ne Change Date: (ii� aa3�cddtflonal matters wAtrh the Note Hoider is requirod to dtsclou:and (iv) the addras of the astociatton you could contact rcgardln8 anY quadans about the adjusunent natice. e. CHARGHB:LiENB :•t' ilniforra Covensnt 4ot tlie Secudty Insaumrnt h amended to rcad us Qanowa: �s;� 4.C�e�es;IJa�.Boaowu shall psy aU te�ca,asseasmenta.end other charga.tines.ertd imposiflons atvibutable to the Propaty which mey atta�n a pdoiity over this Savr[ty lnatnmiea�end 1a+sehold payments otground rents.if any.ta tthe menner Provided unda paraBraDh a haeof a.if aot Qaid in such manav.bY Bo3*uwa w�i�in8 ADYment.when dne,dtrcctty to the payee ther�of.Bocrowu ahall promptlY fumieh Lender • �ll nottoes of amoancs dne nnder tEia PsmSsDh.and in the event Bo�rawu shall make pay�nent diroctly.8orrower�hall Dromptly twnish co [�et noefpte evidencin;auch�nYmeats. Borrowa shdl promptly dtschuge my Iim ahich has p�iodty av�tAis Secudty lasa�ummt; `•. n lwwe+�a,Borrorver•shatl not be required co disctur�e�taY such lien so lons as Borrower:(s)shaU agra[n wrttit�to the paymeat of tke ,;'�;' obtigation secure�d b�auch iirn in the manna axeptablc to Lender:(b)sha11 in Bood fafth oontat sucd ifea by.or defend aLains�t mforaaQent of such Ikn ta�(esal�xeceedinga which iu the opinton of Lendv operate to prevent the a�forament o f t he I fen or fo r f e i t u rc o t t h c�+o p a t y o r a n y part thereof;or(c)s1uL secure irum the holder ot such iten an ageanent in a form sat(sfnetary to Lenda subordtmdn8 Buch lten to this ';,:� �+,,�: SOCilfity iGSUtuIDt�i. it Lender detctmtna that all or any part of the PropntY is subject to a Iten which may attaia n Pr[odty over this Seeuriry Instrument, �`' Grnda shall eive Bo:rowee a notia idrnNfying such Qen.Borrowu st�aU satisfy►uch 1[m or take one or more of the zudora set forth above vrItDfn tendsiys of the eivtag of the nnda. C. NO�IiCE Uniform Covmuu 14of the Securiry Insmimmt�s unmded to read a�[oUows: td. Nalfoc.Euapt ta any notfee aqufrcd under ayDlicable taw to be aiven in aaother manc►er.(a)any rtotia to Bonowa pmvFded for in this 5ecyrtty[nRUUment shatl be�tvrn by delivetia8lt m by muile�it by Rrst clau m�i1 to Bocrower at tde Preperty Addcas or at such other nddreu as Boirower au�y dafanate bY notIee to Lenda as pmvidcd heretn.an4(b)any notia tm Lender ah�il be gtva►bY Flrss cla�ss maii to Lender•s �ddreu stated he�ein or to such cthv addre.ss a�Lenda�euy daianau by noilce to Borco�xer as Dmvidcd hcrein.Any notiM pmv[ded for in this o Seeur[ri inatrument ahsll De dcaned to have been Ri�xn to Borrower or Lettda when giren in the manner daignated haein. .;:�.,:�:.• -- =` � • _. — .�...,.-�-- --- . ..._ _ . ,._:._��..,.�. _. _�._. � ------ .