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<br /> 4'Of�B'!'�iER WITH all tlie impmvcmentA nnw nr henaiter crectcd on the prop�rty,nn�ul�c�semente,appurteaur►ces,
<br /> and fixtures now or herenttrr a pnrt of the pmperty �►1�replacem�ntR und oddjdons sh�ll ulso be covered by Wia Secur�ty
<br /> insuumenG Ali of the foreguiag le refemed to in thia 3ecudty In�uument ag tt�e"Prop�rty►.
<br /> BQRROWER COVBNANTS that Ba�ie unenc�mlbered.ox e�t�for encumbrnn e of r cord. Bocrower w�st�nn�d
<br /> and coiivey tiw�op�°ery uad thnt ths PmP�rtY
<br /> will defend genena l y tlie d t le to t h e P rope rt y a 8 e i n s t a l l c l a ims end demuncis,subject W a►iy encumbrsnces of r:,card
<br /> THIS S�CURI'I'Y iNSTRUMENT combincs uniform covenanta for nationul use nnd non•unlform covenanta with
<br /> Iimitea variadons by jurlsdtedon w conaHtute a uniform security lnswmenY covering renl pmPe�tY•
<br /> UNffORM COVENANI'S. Boirower und L.ender eone������Ba�Wer shuil pmmptly pay when dus the
<br /> 1. Payment of Prindpal snd Iateresu PrepaYm re a ment and late cherges due under the Note.
<br /> priacfpal of and inter�est on the debt evidenced by thc Nou and any g p Y
<br /> y. I�nds for'Ihxes end In�ssssx. Subject w applicabie law or to a written waiver by Lender.Borrower shaU pay to
<br /> L,eAder on tha day montlily paymenta ene due under the Note.until the Note is paid ia fuU,a sum C'Fwids°)for:(a)yea�ly
<br /> ta�ces and assessmenta which may attain pdority over thia Securtty Instmment as a liea on the PropertY�(b)yea�iY leasehold
<br /> paymenta or gmuad rents on the Prnpetty. if any: (c) Yearly hazard or property ias�tance preAUUms: (d) Y�IY ��
<br /> iasurance F�nainms. if a»yc (e)Yearly mnrtgage�naurance premivau. if any:ead(�anY sums Payable by Borrower co
<br /> L,ender�1n accordance with the provisions of paragraph 8.ia Heu of the payment of mortgage insuca�►ce Preemiums. '��
<br /> items ere called"Escrow Items." Leader may.at any time,wUect and hold Funds ia az►amonnt not to exceed the maxlnium'
<br /> amount s lender for a federally relaced mortIIege laan,rnay require foI B�u S C.�2b01 er aeq.�("�QA'���$��
<br /> pstate 5ettlement,Proceduc+es Act of 1974 as amended#ram dme to time.
<br /> law tbat appties to the Pbnds sets a lesser amoun� If�c►�L.ender may.at any Hnte,coUect aad hotd F�mds in an aznount ant to
<br /> exce,�d tbe lesser amoua� I.ender may estimate the amount of Puuds due on the basis of current dala at►d rea�°n�bqe
<br /> � . esdmates of eapenditures of fuwre Escrow Itema or otherwtse ta accordance with applicable law.
<br /> ,t� �. �, '('►:e Funds shall be held In aa InsHtution whoscs deposits are insured by a federal agency,iasGumeatalicy,or entity
<br /> (iacludlag Lender.If L.ender is such an inat[tudon?or in any Federal Home I.o`n ttte�nds aannually enaly ng the escrow
<br /> �'; � the Escmw Items. Lender may not charge Borrower for kolding and app y' g l;�btc lnw rn�its
<br /> account,or vedfying the Escrow Items,unless Lender pays Bonower interest oa the F�uads and app. Pe
<br /> Lender ro make euch a charge. However,Lender may mquire Borrower to puy a one•time chatige for an independent teal
<br /> estate tax reporting service used by Lender in connection with this loau.unless appUcable taa Provides otherwise. Unless su
<br /> agre�ment ia made or applicnble luw requ[res intereac to b�p�id•L.ender shall not be required to puy Borrower sny interest or
<br /> eamings on the Funda. Burrower and Lcnder may agrec in�vridng,however.that interest shpp bc paid on the Funds. i.ender
<br /> ahail giva to 8orrower.wi�hout chuc�.an amual�c°unsl�S 4f�"�'�`�'�howing credits und debits to the Funda und the
<br /> puipose for which each debit to the Ft�nds wa9 made. The Flmds urc pledged as udditional saudry for att suma r+ccu�ed t�
<br /> this Securiry Instrument
<br /> If the Fimdg h�id by L.ender excecd the wnounGg permitted ro be held by applicnble taw. Lcnder shall account o
<br /> Borrower for the excesa E�ltnds in nccordunce with the requirements of applicable law. It thc amount of the Funds held by
<br /> I.ender at any time ia not sufficient ta puy tho Bscrow items when due.l.ender may so notify Borrower in wridng.and,in
<br /> such case Bonower sholl pay to Lender the amount necessary ta malce up the de�iciency. �orruwer shall mnkc up the
<br /> deticiency in no more thsn hvelve monthly payments.nt Lender's solo dlscredon.
<br /> Upon puyment in full of uU sums h�d�nder hatl�quire o�Il the Property.L-endera pnor todthe acq do oi
<br /> Funds held by L,ender. If,under pnragmp t the sums
<br /> sale of the Propeity.shall apply auy Funds held by I.ender at the time of sicquisidon or sale es a credlt agains
<br /> secured by this Security Inswmen� ents received b Lender under
<br /> 3. Appllcatton oi Aayments. Unle.ss app�cablment h�g au�una the Nope;s�econd,W amounts Payable under
<br /> paragrapha 1 and 2 shall be applied:tirs�w a�Y P due;and lest,to any late charges due under the Note.
<br /> P�B�Ph Z��to interest due:fourth.co princiPal ".;-;
<br /> 4. Chae�ges; Liet�s. Borrower shall pay ull taxes, ussessments,charges,fines end impositions atuibutable to the
<br /> pipperty which may attain prlority over this Security lnstn►a►ent,and leasehold paymenta or gcound rents.if any. Borrower �,�4,,A
<br /> p h 2 or if not aid in that manner,Bonower shull pay them on
<br /> ahall pay these obligations in the manner provided in paragrap . �;•'�`
<br /> time directly to the person owed payment. Bosower shall pmmptly fumish o Len�r all�o�cetsoo��ei T�eipt�s e Idencing ''�`
<br /> thts paragtaph. If Borrower m�es these payments dlrectly.Bocrower shall promp y :_
<br /> f the payments.
<br /> H o r m w e r s h a ll p rorn pd y discl►ar ge any lien wnich hes priority over this Security Instrument�u;o n t e s t s i n g o o d f i�e -
<br /> in wrldng to che payment of the obligation secured by t he l ien in a mann e r a c c e p t a b l e t o L e n d e r.
<br /> Uen by,or defeuds againsc enforcement of the lien in,tegal praceedings which in the Lender's opinion operate to prevent the
<br /> enfoi+cement of the llen:or(c)secures from the holder of the lien an agreement ls suU'ect o a lien which may attein prioriry
<br /> to this gecurity InsavmenG If Lender deteTminB���a no ef iden fyi�g�e llen�Borcower�hall sadsfy the lien or tuke '
<br /> over this Securtty Instmmen�Lender maY gl
<br /> one or mote of the acttons set forth above within 10 days of the giving of notice.
<br /> '�: 5� �or property Insuranoe. Botrower shall keep the improvements now existiug or heteafcer erected an d►e
<br /> property insured againat loss by fire,hazarda included within the term"extended coverage"and any other haxards,including
<br /> floods or flood[ng,for which Lender requires insurance. Thls ins�rance she11 be maintained in the amounts and for the
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