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<br /> T�?(lk'fH�R WIT't1 a(i the impt+�vementa r�nw�nr htre�tter erectal o�the prc�pe�ty�iuxi nll a�wa���ta, a�wite�.wd , ,
<br /> ilxturu;i nuw �tt hcrcaftcr � par! nf tho rrc��rly. All repla.�emcnfv anit aulditions shail et:�o ba covand by thit !�eetirity
<br /> lestn�nknt. All at'tht fcrreguing is etferrcd to It�thl9.`'i�ecudry tnsttument es tho"Pruperiy."
<br /> B�RRCIW�R CpV�NANTS that 8orrowrr ia lawlully seisai,mf tlat estnte l+ercby conveyed and has the right tu g�n!ud "
<br /> corevey thc�4�xny arod tlut tl�e Property is utxncumberod,except fnr e�umbrx�lcea oY nmrd. Ban�ower wxrnrei��nd wlli
<br /> defend�ener�lly the tide w tho Pfopeny�$�inst all ci�im:Ynd demands.subjert ta any eurutn6rancea af�r�ccord.
<br /> TH�S SBCUR[TY INSTRUM�NT�ambine.+unifurm coven�r►ta fur n�tfonal uae u�d nen-un�farm oavcmu►b with lieniled .
<br /> vuria�iu�w Gy jarlsldiu�la�to can�titutc s anifarm szcurity instsum:nt cm�crin;rcrl rrngrny. .
<br /> U NlFORM GOV�NANTS.Borrower a�d i.cndar caven�nt Na�d�ra ns followe: �
<br /> 1. PMymeat oi Princlpd w�d Intereat; Prepwymsnt and I.�te.Cbae�a. Borrower ehall prot�ptlY p�tY wl+an due the
<br /> prin�ipA!oF and inten.+t on the debt evldenood by ehe Natc arid any pnpaymcnt and latd charges due under the Notc.
<br /> 2.Funds fo�Taxes�ttd Itm�urat�ce. SubJect to upplicable IaWv or ta a wrltten wuiver by Gender, 8arrower a2ull pay to .
<br /> Lcnder on the day monthly payments are due under the Nate.until the lYnto is paId in fuii.o sum("Funds")for:(a}y,auty taxd
<br /> und asscssmeata which�twy uttuin prtodry over this Sccuriry Insirumtnt as a lien on tho Pcopercy;{b)ye,uly le�selwl�paycnenta
<br /> or ground rents on the Property.if nuy;(c)yearly haund or property insurarke promiums:(d)yeuly fload insuranoo pi�anluma,
<br /> if any;(e)yearly nwrtgage insurance preiniums. if any: an.i(�uny sums pay�ble by Boirower to Lender, In wcecrrdancae wlth
<br /> ' the pmvistons of puregraph 8.in liw of the payment of mortgage insurance premiums.These itea�s are callod"8scrow[temg•"
<br /> � L.ender may. at any time.collect und hold Funda in an amaunt not to exceed tha maximum amount a lender for h foderally
<br /> � relntod mortgage loan mey requtre fur Bonower's escrow uxount under the fedetal Real Sstai�Ssttlement PracaWns Act of
<br /> 1974 ti.v amended frpm Wn�to U�e, 12 U.S.C. Section 2�01 et sEq.("RESPA").unless enother law thAt�pplies to thc Funds
<br /> sets n lesser emount. If so, Lender may, nt nny dme,collect und hold Funcis in un uuwunt��ot to exceed dsx lesscr amount.
<br /> I.ender may estimate the amount of Functs due on the basis of curretu data and reasonable estimntes of cxpeuditures of future
<br /> Escrow Items or othenvise in accardance with applicubte lawr.
<br /> The Funds shall be held i�n an institution whose deposlts arc insured by u federal egency, insuumentality. or ent�ty
<br /> (including Lender,if[.ender is such un instttution)or in nny Federal Home Loan Hank.I.ender shuQ apply the Funda to pay the
<br /> Sscmw Items.L.ender rtu�y not charge Borrower for halding nnd applytns the Funds.annuapy analyzing th�s escrow account,or
<br /> verifyins the Escrow irems,unless Lender pays Borrower interest on the Funds and npplicable law permita Lender W make such
<br /> a charge.However. I.ender may requira Borruwer to pay a one-time charge for an independent mal estate ta�c reportlag sexvIce ,
<br /> used by Lender in conncxtion with this loun. nnless npplicable law provides othenvisc. Untess an agreement ts made or•
<br /> applicablc!uw requtres lnterest to be paid.Lender shall not be required to pay Borrower s�ny inrerest or earniags on the Fundr►. �
<br /> Horrower and Lemler may a�ree in writing. however.thut interest shall be paid on the Funds. I.ender sheli give to Borrower.
<br /> witttout charge, an anm�accounting oi ti►s Fumia, �ituwing eiatiis�td debiis ia ihe Fuads a�x! ihc pnr�sc�Par ss�kiels esch
<br /> debit to the Funda was cnade.The Funds are pledged a4 addiNonal security for ali sums secured by this Security Instrument.
<br /> if the Funds held by L.ender exceed the amounts permitted W be held by appllcable law,Lender shall accaunt to Borrower
<br /> for the excess Funds in acxordsuice with the requlrements of applicable law.If the amou�t of the Funds field by Lender at any '
<br /> time is not sufticient to pay the Escrow Items when due.I.ender may so notlfy Borrower in writing,and.in such case Borcower '
<br /> shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the deficiency in no more than
<br /> twelve monthly payments.nt L.endcr's sole discretton.
<br /> Upon payment in full of all sums secured by this Se.curity Instrument, L.ender shaU prompdy refund to Borrower sny
<br /> Funds held by Lender.If.under paragraph 21, Lender shall acquire or sell the Property,Lender,prior to the ncqulsltIon or sale
<br /> of the Pmperty.shall apply uny Funds heid by Lender at the time of acquisidon or sale as a credtt against the sums secured by
<br /> this Security Insuument.
<br /> 3.Appltcatlon of Payments.Unless appiicnble law provides otherwise.all payments receivod by I.ender under paragraphs
<br /> 1 and 2 shall be applied: first,to any prcpayment charges due under the Note; second,to amount�payable under paragraph 2:
<br /> � third,to interest due;fourth.to principal due:und last,to any late cherges due under the Note.
<br /> i 4.Charges;Lten4. Borrawer shall pay ali texes,assessments.churgcs,fines and imposittons uttribuwble to the Property
<br /> ( whIch may attain priority over thIs Security Instruinent. artd leasehold payments or ground rents.if any. Bonower shall pay
<br /> ';:',�:,. � these obligations tn the munner provided in puragraph 2.or if not paid in that manner.Borrower shull pay them on time directly
<br /> ""�'" to the person owed payment. Borrower shull promptly furniah to Lender al1 notices of amounts to be paid undcr this pnrngraph.
<br /> � � if Borrower mukes these payments directly,Borrower shall pmmptty fumish to Lender receipts evldencing the payments.
<br /> . � Borrower shal! promptiy dischnrge uny lien which has pdoriry over this Security lnstrument unl�s Borrower.(a)agrees in
<br /> �Y;_'.;�, � writing to the pnyment of the obligation secured by the lien in a ma�er acceptable to i.ender;(b)contests in good faith the lien
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<br /> �'''�•�'•� • by, or defends against enforcement of the Iten in, legnl proceedings which in the Lender'c opinion operate to prevent the
<br /> ��'���'�1•" enforcement of the lien:or(c)secures from the holder of the llen an u�reement satisfactory to Lender subordinadng the lien to
<br /> }'.��'•i�;��';; this Secudty Instcument. If I.ender determines thut uny pnrt of the Property is subject to a lien wMch mny attuin priority aver
<br /> � ��-��'��s•���:�''� this Security Instrument, Lender may give Borrower a notice identifying the lien.Borrower shall satisfy the lien or toke one or
<br /> ���": �"�"f�" more of the actions set fonh above within 10 days uf the givin�of notice. �_
<br /> ��x��,=�`j,;.}.�4� Form 3028 9190 �.�
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