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<br /> },s�ynientx mRy nR►tonger bt required,at tts�aptian of i.ec�dfr. if mactgi[�ge insur�ice a►ver�ge Un the�rnount s�M i'rn the ptl+rlod
<br /> th�t'I.c�uler requirzs)��ravidcd try ou i�isurev appro��al by f..�nder again bttcsme9 nvailabls uncl is abtaincd. Pk7triru�rr ahail p�y
<br /> the prenuum�requlrad ta muintain rn�rtgagc;is►sura�in eifc�t,or to psavido a lays r."serv�,untit the requircmcnt for mortRJ�e
<br /> inaunu�ce endn ln�ecorduk4 with any wdtten w�rameet betwan�rrower and Lender or opplicnble lsw. . „
<br /> ' 9. I�pafian. Lencicr ar ita sgent may ma�:e reasannblo entri�s apan and Ins�ectiuns csf the Property. I.ender�bdl give
<br /> Aormwer noticc�t the tim�of ar priar to Rn inspection apecifyIng ro�sonable cause fa�r the ina�ection.
<br /> �O. Contkmn�sinn. The ptoceals of uny owattl or cle�im 4ar damages, diroct or cansequential, !n eonnocttan wlth�ny
<br /> candemnatioq or otlxr taking c�eny patt af tho Propttxy.o�for cunveya��K•e!n lieu of condemiwtian.ura hercLy�lg��cel:u�
<br /> shall 6e paid to Lender. �
<br /> ln the event of a tatni tnking of the Properiy,che proacds shull be�pplied to the xums sccurod by thia Secudty lnstrument.
<br /> whether c�r ndt then duc. wlth uny axccss pild to Borrower. In the event of a partial taking of the Pn►perty in which the fdr
<br /> market value of tha Property inunediatcfy lxf�rc tho taking is eqna!to or greutcT than the amnunt of tho sums securai by this ,
<br /> Secs�dry Instrument imm�diateiy before the t4lcing�anles.g lbnower and(,ender otherwise ugra in�vdting.tha sums socun+d by
<br /> this Secudry Instrumc?�t shall be rednr.ed by the nmount of the pmce�is muldptied by t12o following frection: (a) the total
<br /> amount of the sums s�curcd immalistely before the toking, divided by(b) the fair mFUUket value of the Property immodiately
<br /> before the wking. Any balance shull ba paid w Borrower. In the event of a pa�tial tuking of the Property in whIch the falr
<br /> market value of the Property immediucely beCorc the taking is less thnn tha a�mount�f 4he sums secured tmmodIat�fy before the
<br /> tukiug. unless Bornower and l.ender otherwlse ngree in wridng or unless applicabte iaw mhenvise pmvides.the proceeAs shall
<br /> be applic�d to the sums secured by this Secur[ty Instnunent whether or nat the sums are Wen due.
<br /> If the PmpBny is abandoned by 8atrower.or tf.after notice by l.ender to Borrower that the condemaor offers to make en
<br /> award or settle a claim for damages, Borrower fuils to respond W Lender within 30 days aRer the date the notice is glven.
<br /> Lender is authorized w colles�t und apply the procceds.at tts option.cither to restoration or repair of the Property or to die swas
<br /> secured 6y this Security instrument.whether or not then due.
<br /> Unless Lcr�der and IIomower oeherwise a� in wdting, any npplicAtion of proceeds to pri�cipal shall not extend or
<br /> postpaau the due dute of the manthly payments referred to in puragraphs 1 and 2 ar change the amount of such payments.
<br /> 11. Barmwer No0 Releasal;Forbearance By I.er+der Not a Waiver. Extension of the time for paym:at or modlficat�on
<br /> of umortl�at�on of the sums secured by this Security Insnument granted by Lender to any successor in intemst of Boaower shall
<br /> not operate to release the llability of the originat Borrower or Borrawer's successors in interest. Lender shall noi be required W
<br /> commence prnccedings egainst any successor in interest ot refuse to ext�nd time for payment or otherwise modify amortizadon
<br /> of the snms secured by this Secwity Instn�ment by reason of ciny demand made by the orlginal Botrower or Bfltrower's
<br /> successors In fntenest. �►,uy farbearance by Lender in exercising any right or remedy shall not be a waiver of or prec!¢de tho
<br /> exercise of any right or seme�y.
<br /> 12. Sucaessors atid Assi�av Bound;Jotnt and Several Liability;Co-slgaers. The oovenants and agrcements of this
<br /> 5ecvdty Instrument shall bind and benefit the successors and assig�s oF Lender and Borrower, subject to the provisions of �
<br /> pruugraph t7. Borrower's covenants +utd agneements shall be joint und severAl. Any Borrowcr who co-stgne thia Security
<br /> InstNment but does not cxecute the Note: (a) is co-aigning this Security Instrumen�oniy to mortguge.�cant and convey thnt
<br /> ' Borrower'g,�rter,gst�the Propetty+ under rhe�erms of this cc+n,ricy Ius[rument;(b) is not person�lly obligated to pay the sums
<br /> secured by this Security Insaument;and(r,)a�rees that I.ender and any other Borrower may agree to extend.modify.forbear or
<br /> make a��y accrommodations with regurd to tha terms of this Security Insuument or the Note without that B��rrower's consent.
<br /> 13.l.oan Charges. If the loart secure�by this Securlty Instrument is subject to a law which sets maximum loan charges.
<br /> and that law is tinaUy interpreted so that the interest or other loan charges collected or ta be collecte� in connection with the
<br /> loan excx,eG the permitted limits,then: (u) any such loan chsuge shail be reduced by the amount necessary to reduce tite charg$
<br /> to the permttted limit;and(b) uny sums already collected from Borrower which exceeded permitted limits will be refunde�ci to
<br /> Borrower. L.ender may choose to mako 2hia refund by re�iucing the principal owed under the Note or by making a dire�t
<br /> payment to Borrower. If a ref�nd e+educes principal. the re�luction will be treatai as A partial prepayment wlthout any
<br /> prepayment charge under the Note.
<br /> 14.Nottces.Any notfce to Borrower provide�for 9n ihis Secarity Instrument shall be given by delivering it or by mailing
<br /> ° it by first claa,9 matl unless applirabie law requtres use of another method.The nodce shall6e @ir�to the Property Address
<br /> 't� or any othea�address Borrower desIgnutes by notice to I,ender. Any notice to Ixnder shall be given by first class mail to
<br /> Lender's addmss stated hercin or uny other nddress Lender designates by notice ta�orrower. Any notice�rovided for in this
<br /> Security Instn�ment shall be deemad to have been given to Borrower or i.ender when givee us provided in this paregraph.
<br /> 15.Governing Law; Sevecability. This Security Instrument shall be govemed by federal law aad the law of the
<br /> jurisdIction in which the Properry ts locuted. In the event that any provision or clause of this Security Instrument or tha Note
<br /> •^'� conflicts with applfcable law.such conflict shall not affect other provisions of this Security Instrument or the Note which can be
<br /> given effect wlthout the conflicting p�vvision. To this enJ the provisions of this Security Instrnment and the Note are declared
<br /> to be severable.
<br /> I6.Borrower's Copy.Bonower shall be given one conformed copy af the Note and of this Security Instrument.
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