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"', , �;,:j;: � 1- : '�r;:s. �'lL • ' � �1`;i�;r'�,'� � . � ` ��:1 �� , . , . �.. . .. .. . . . , i.� .. � "'_"... . _ .— ... . ._ .. .. . � _ � ' _ —_7�—' , _ -� ... '� . .. ".._ .. ._.._.."'""_" ,.. .. . . . ..._.-.."_' ` '_ `—____ -__'_' -'_ � -'_ "_�yyy�� . .. ..._ � . � .. -� Mw��/.�A ..�..._.__..,._"__,.__ .... . . . � �� 7A� M.IM��0�9 arw��uwo. b� rreos A�JUSTd48l.� fiATE RID�R 94��o�s�,� (1 Ys�r Tr�uy Indut-1��N C�p�) . • T��fl MA��M a IL�TE�R MJ iR��A4 M�i:��`�.��Y�� __.. _�-�...��{ N hAaMo�Mlo�M NW A�dw�d la'�nd and�wM tA�lulorlg�,O�b of Tiwt a�aitb Ow�{Ih�'MowMf�wN'h a Mw �.dw a� �1► aw une�st�e (9M '�onowN') a � sarow�fa Itqww� r�w w�M (IM "NaM'� a . Sl��Q.tlEl�� °O�-""�'--�� ----- (11q'Lndw'�d Ilw wn�dM►�nd oowMp th�prop«!y dMO�bd h IM�our�r Me1n�Ir�d Ioo�Md tx �osz s c��q�,Y a�o�L��a Ne��to� — r►.nns�.a«. THE NOTE CONTAINS PROVISIONS/�LlOWlNO FOR CHAHOES IN THE IN'YEf1E�T RATE AND 7HE MONTHLY PAYME[�lT.THE NOTE UI11iT8 THE MAOUNT THE�0l�lROWEA'$ Iti'iT�REST R�TE CAN CHANGE AT ANY ONE TI�AE AND TME Ii�AXIMUM RA'fE THE 80RAOWER �AUST pAY. ADaJiiOi�iK CGYcNAMS.R�cdG�'a�i W ttsa c�:ts�te aad�sb�xde h th�F�s�y+lnatnnn�t. @arirfwer�nA t�ndo►�r»w� oo�wnt�nd�prN M IoioMa: , A. INT�RF.ST RATE ANO MONTF�LY PAYIY[ENT CHANGES t1�NtoM prai�tar�n 1nRW Mwnt rar a e.4bQx. 'rt» t�iaw wvridM k►atw+p�s in th��nwrst rw�nd 1M monlAh ptynMrM�,q tC�ows: •. IN7ER�RATE AND IIAONT�QB.Y PAYMENT CHANOES ��Ct�n�Oates rn.r�s�a�.t v�pa�r m.y o�w►�.an u»�d.r ae Septerreber .7996 . na on cn.e day .�► t2th monM tMrM(Mr. Eaen dat�on v�mtet,my M�1na na couw chanp�is cawd a`Cnar�Daa•. (B)Th� Ind�x ' BpMisinp wM tht first CMnp�Oat� mY ht�nitt r�b wi�b�bas�d on an Ind�. 1tw 9ndec' tt th�w�IcN av�►p�y1Nd on WnlMd �Itws Tr�t�►ncu�RM�+d�use�d to a cnnsnnt m�turRy ot 1 yw.as nnd�avtrbN by tM F�d�ral Frs�BatrO. TM most nant�ndac �.a,�.tiar..w en.an.as d�r.eao�.a.an cn�,o.a�.r ea.a cn.•c�e u,a.o�. B th�lndrec It eo la�pa m1�bb,t1�e Not�Holda wiN choos� a naw hda whbA i�baa�d upon comp+�raOM htanntlon. '[1N Not� Ho�a.r vr�pb.m.�otio.a mIt cnolw. (C)CalculatMn of C1wn�es Brai�tacA CQ�DAM.th�Notr Floid�r wiA caleul�t�mY n�w Mb�!rab br addinp�M►o and �OON0�0 p�ncM�fps pohts t 2.5009�)to th�Cumnt tnd�.7M Noto Moldr wi1 ttNn round tM hsuR at MIS tddltion to th�nwatt on�MOhth ot on�p�M�pr yoint(0.1�'N�} bbbJ�ct lo tAS YmRs ttabd h S�otion 4(D)bNow.thit round�d�mount wil b� m�r n�w htMMt nM unN th� n�od Chrg�O�b. TtN NpM t�lold�r wt M�n dMKmin�M�Ynount o!tM monthy payn�nt th�t woutd b�tutfiCilnt to npay tM urtpltb prk�o�ll thtt 1�n w�afld to ow��t th� Ch�0�M tuM on tlw m�Wri�l dW�t my naw ht�t nt�fn wbaqntl�N� P�1�b. TM�uR ot Nb c�lcuwton wYl�tfN n�w Mnount ot my monthy paynMnL (D�11811L Ofl (11t'alli�Rt10 CihaRQOi 71w hbntt tab 1 am nquM�d to pay at tM fkat Chmp� Oais wiN rtot b�preatM th�n •��'1� or i�u tMn 4.$809i. Ttwr�tbr�mr ht�qbt aN wil n�bs�s�d or d�cnatid on�InY stpb CA�O�U Op nqn Eh�f �P��Pohts C�)trom th�nts of htwst i h�w bNn Paytp tor th�proc�dirp NwN�montAs. My htMwt rab w� nswr 0� ;>�,1: �natw thsn 11.�60x. - v,- (�Etfeetive Date at Change� ` .. M�r nhw Inantt nt�v,1D b�coms afhotM on taah Ch�np�0�. 1 wfM pay tM�mount o!my new monthh paynwnt bpinnfnp on lM IYtt moniAN DiYrtw�t dt�aRrr Me CMnpa Oat�untY th�amourn o!*nY monthy PaYnwnt chartp�s apatn. (F� NMtce ot ChanQes TM NoU HoIOM Mr�!lfeW�a rnaN to m�a notk�ot�ny chu�s h my ht�rost raL�nd th�amouM ot my nwmny amw►e esror. � tA��M�etM dab ot�r aAenp�.7M rtoUcs wiN hoUde htamation nqntad br i�w to b�pMn trN ar�d�ko tle� ttM�nd M�phon�nam0er . a a a�!+wno wli.r,tww a�r awstwn� m�q nav.nq�rdrq uN notia. 8. �'�A1�1S�ER O�THE PR�AERTY OR A BENEFI�11. lk7'ERESf iN BORROW�R � UnMam CovinaH f9�I tho 6�eur�►tnstrummt is enwndW to nad u(oWwa: TqANSFEp OF TH8 pAQPEFitY OA A BHN�FICUII.lMEFE9T IN BOf�iOWER If d a any put Of Uw P+oprty o�ony ittenst n R b eotd ar tr�ntiMnd(or M�b�rt�RcYt htwat b Bortower b sotd a transt�nd�red Bararwr is no!a naNral poraon) wtHOU!LM�d�a prtor ., wr�fri eonsmt.tr�dr may.at b ePtinn. �qutn hYnWtit�PsYm�nt h NY of d sums�eund bY thl�S�cariryl insuuummt Ftowww.thts option thU not b��cfncie�d b1+L�ndR Y�weW i�proAbRM by pdrtl Yw a of tM d�t�ot thb S�cuAy tnstru�nt L�ndr atto sAtt not�oarai�e thM aP��(N ButrOr+Mr Cwf�s t0 bo submRbd to L�ndu htormatbn rpui'�d by I.MtQ�r t0 rvaWto th�Y�td�d tr�nsfa�o u r a n�w bon w�Ooin�l mad�to th�Enna�;�rtd(b)I.�ndw n�sanabq d�l�r►ninss that L+�rtd�r'i Wcurt�r wir not bs h�pttrrd Ey th� IoM tstumptton�rtd that tlw rklc of a 6�eh ot my eovmtn!or pr�nlnt M thfs SoauNty Instrunw�t I��ptnb�to L�nd�r. . � MtlL71.9TAlE ADJl13�A8LE RAIE WOE7�-JAR�A 6+2-Si�yN Fam9y-F�nnl�NIa�fFnddi�M�c UnMOnn tnstruitw�t Fann 3111 3J85 Ft�?.tMf! (1!N) P�p�1 ot! a.l��.!• is '{�'�(:' Y1 LM c M��Jj