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<br /> peric�8�s thxt T.snder nequira�. 'i'�e in�urar►ce curier pnwvWin�the lnaNr�r,a�ult F�chouGn by Boimwcr sutijeca to[�xS�c1� ��
<br /> � p�.pravnl whlch ahwll nuS lx u�uYa►xott��►iy wltbhold. IC Barraw�r fRi1s tu tnalntain�:nvt.�;c dc.sc:ib;.t3«l:a:a.�,e^•�rr tnn„°.t
<br /> I.�nckr'�aptlun�.obutin coVt[y$e to protect L.endsrb rights in the Pmperty in�cco�wke with p�t�gry�h 7.
<br /> AI!leuurr�cs policie��nd reriawds sfµl!he accept�bks to L�e�clsr�nd il�aii include s etindard mat�e ciw�e. 1.a1d�r .
<br /> � eFud!hRVe ti�e ri�hc ta ho�i the policia�nd m�ewal�. If l.ender requiree.Borrawer ehall QromptlY 81ve w l.ender�1 roaiQq
<br /> of�id premiutru and nenewd not�ca. in thf evea�t of l.oas,Borrowa shali give.p�a»�pt natice W ttrr,,intur+mce c,�rr:er and
<br /> l.e��der. l,ender nu�y m�ka P"�ot las if taf m�de Pt+on�tlY bY Hc�'a
<br /> U�dr�a Lender+�nd Hottawer othenvise agx in writing.insunurce p�caeaAa ahR�l bc applte�i m rcstoration cx np�3r oi
<br /> �irz dam��ed, N the rcstoc�tiam or repair is eco►�omically fwib3s md LenQerh eecurie� is nat teueee�. lif the
<br /> . resto�rat��or r�pair ia not ecawmicaUy fe�sibk a I.enderb smcuaity would be lesseflpd,the imur�noe p��Iwll be
<br /> �pplied to tho�uma saun:d by this Securtty Ins►nunent, what!►er or nat tha�duo,wlth ary Gxcesa pa[d to Ba:mMar. lt
<br /> Borrawa pb�nclons tl►e Fmperty.or doe�not mawer withir►'30 d�ye x notice from Lender tiu�t the insurutce c�n�ier tw
<br /> offered W 6enle a claim.then I.ender may collect the insurwice proceeds. Leadcr.msy use tt:e p�000eds to repair or a��bx+e
<br /> the Property or to pny sums socurod by this Security Instnunent,whether or not then dua. 'll�e 30-day perlod wiU begin wt�en
<br /> the ratice ia give�. . .
<br /> Unl�ss I.ender and Borrower oibenvise agree in wdting,anY application of prncoods to principal ahs1l not extead or '
<br /> postpoiYe the duc date of the monthly paymeata refemed to in patxg�aphs 1 and 2 or chenge the amount a�the psyment�. It
<br /> undter pauagnph 21 the I'rope�ty is acquirai by,[.encier.Borcawer's dght co any insurance policks ac�!pmceeds resuldng
<br /> from damaga to dta Pmperty prIor to the acqulsltinn sh�ll pass to L�nder to the exttnt of the eums sacu�ed by thia Socurity
<br /> Instntment immedjacely prior to the acquisltion.
<br /> 6. Oocupee�cy, P�servatian, Mainteaanae �nd Prafectbn ot the E'roperty; BaeTOwer's Loau Application;
<br /> I.e�eho�a. Borrowcr shal!occupy,establist4 and use the Property as Hornawer�princIpal resldence within sixty dxys after
<br /> t�e execution of triis 3uwity�suu�aat aad aM�t!contlnua Lo oxupy the Pm�riy as Bom+�Yer�s priacIpa!tes.id��ce for at
<br /> least one ye,ar after the dau af occapuncy, unless Lender othenvise agras in wdting, which conw.nt sl�a1! not be
<br /> unreasonably wIthheld,or nnless e�ecenuadng ctrcumstances exist which aze heyond Badraw.�r�s conb+ol. Homower ah�il not
<br /> destroy.damase or impair the Property���allow the Pcopetcy ta deteriorate,or comrait wAstc an the Pmperty. Boaower shall
<br /> be in default if any forfeiwre action or p�rucceding;whether civil or crIminal.is begun that in Ixndet's�o�d feith judgtnent
<br /> could result in fodetture of the Property or otherwise mutcrlally impair tho lien cre�ted by tbta Sacurity Inst:ument or
<br /> Lender�security Inuns� Bomnwer may cure such a defuult and ninstate,as provided in par<agtaph 18,by caustng the actian
<br /> ur pmceeding to be dismissed w[th a niliag tha4 in 1.ender'�ga�od faith determinatIon,precludas forPoFhue of the Bonowerb
<br /> intenst i�the Ptoperty.or other maurlal impaimient of the lien cnated by this Security lnstrument or L.enderh secwity
<br /> interes� Bomuwer ehall also be in defaWt if 33orrower.durIng the loan appllcation prv�cess,gave mater�alIy false or
<br /> inaccurate imformatFon or statements W Lencler(or�aifed to provide Lendor with any material infoimatlon)in ca�necdon with
<br /> the loan evidenced by tlte Note. Ltcluding. but not Wnited to,representations conceming Bonowerb accupaacy of the
<br /> Pt+operty as a prinoipal residence. If this Securiry Iastrument is on a leasehold,Borrower shaU comply with eU the ptavis[ons
<br /> of the leasa. If Borrower acqut�s fee titte to the I�+aperty,tite leasehofa and the fee dtie si�sii irot mer�e wdess Lender agoees
<br /> W the snerger in writfng.
<br /> 7. Protectton of LendRr's Rigitts in ttr� 1Properiy. If Borrower fatls ta perFoim the covenants und u�reeraents
<br /> � . contained in this Security Instrument, or th$re is a legai proceeding that may significantly affect Leneler� rights in the
<br /> Property(such as a proceeding in bankrupuy,�obute.fot condemnadon or forfeiture or to enforce laws or ceguladoas).then
<br /> I.cndes may d�and pay for whutever is necesssry to protect the value of the Property a�td Lender's rights in the Property.
<br /> L.ende�'actions may include paying any sums secured by a lien whIch has prlority over this Se�:urity Instrumea�appeating
<br /> in court,payfng reasanabfe attomeys'fces and entering on the Property to make repairs. Although I.ender muy take action
<br /> under this paragaph 7.Lender does not have to do so.
<br /> Any�unounts diabuzsed by i.ender under this pprugraph 7 shall become addiflonal debt of Borrower secured by this
<br /> Security Insttument Uceless Horrower and Lender sgree to other terms of payment,these amounta shall bear inter�est from the
<br /> daic of disbwsement tu the Note rate and shall be payable,with interes�upoa notice from L,ender to Borrower requssting
<br /> paqmenG
<br /> S. Mortg�ge Insunna. If I.ender required mortgage insurance as a condidon of making the loan secured by thns
<br /> � Security Insmimea�Borrower shalf pay the premiums cequired w maintuin the mortgage insw�tce ia eNecG If,for any
<br /> reason, the mortgage insuranae coverage required by L.ender lapses or ceases to be in effect, Borrower shall pay tha
<br /> pttmiuma cequired to obtnin coverage substantially equlvalent to the mortgage insurance previousfy in effec� at a cost
<br /> substandelly equivalent w the cost to Bomower of the mortgage insurance previously in effec�from un altemate mortga$e
<br /> ins�uer approved by Lender. If substandally equivalent mortgage insurartce coverage is not available,Borrower shali pay w
<br /> I,ender each month s sum equai to one-twelfth of the yeariy mortgage insurance pr�emium being pa[d by Borrower when the
<br /> insurance covernge Iapsed or cessed w be in effect. Lender witl accept.use and retain these payments as a loss�+eserve in lieu
<br /> of m��gaQe Insurance. Loss reserve payments may no longer be required. at the optiun of Lender.if m�rtgage tnsurance
<br /> coverage(in the amount and for the period that Lender requi�es)provlded by an Insurer npproved by Lensler again becomes
<br /> nvailabie and is obtained.Borrower shal!pay the premiums required to maintain mortsage insurance in effec�or to provide a
<br /> loss reserve.undl the requirement for moctgage insurance ends in uccordanee with any written ogreement between Borrower
<br /> � and Lender or applicable luw.
<br /> 9 InsAeeUon. Lender or tta agent may make reasonable erttries upon and inspe�ttons of th�e Property. L.ender shcili
<br /> g[vc Botrower notice at the tirae of or prior to an inspectlon apecifytng c�easonable cuuse for the ins tion.
<br /> ceaso pec
<br /> � 10. Condemnatton. The proceeds of any uward or claim for damages.direct or consequendal.tn oonnection with any
<br /> � Singlo�amity»FLnnte MrelFlreddk Mx UNIFORM INSTRllMENf--Unifom�Cova�at►ta 9190 fpaRe 3 oj6 pages)
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