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�;il ii!(� 1.� . tiV.. .1. , �' i�4�. ,.StA���e.i ^' <br /> �'v'(•',�:i-,� .'i��� r'• . ''r'�';':;.:.';T�. . :C:''� -.�;,j <br /> tr.`.i�.,Ayf�„ _ . ».., - - �"' • �q., <br />_ .`lat�''t:u'� ' . . <br /> 'j�;��'':,,j�:', e I <br /> ��{y. �.i`',. . �'�' <br /> �� <br /> . . <br /> _ .. .. .._ ..,._ <br /> „ � � . , <br /> S. II�r.�rd ar l�ra�er;y bivter�ttce. Tiiirmwer xbitill k�cp titc fuinruv��i��nts now'l�Et�illg ot''1iZ�fM1 r�. trd sFi�ihc � <br /> i i'roperty 1nsn�•Ml j�guintit li�ss by flrc,I�uiArtls Ittcl►ade�l within It�o Wrtn "cxtem!cd c:ovcrugc"mx1 nry athcr hutards, inclttdin� <br /> �lN1tI9 t�l�QI1dlllij�P(lr WIIICIE I.Ct1LIL•t IYY,�UIfI'9 IA5Uf11i1{:C. Thls I��suru�x�ehNll t+e maint�lnad in thc arra��qn►�s and far tho p�riod� <br /> thnt I.,�ncler rryuires. 7'f�e inyurn�xe currier pmvlding the im,e�rxt�co�hall t+o ehc�xen hy �rriiwer xubjact to lxixler•e ��mv«I ., <br /> , whiciz�IwU �uit t�um•w���wbly wUlihald. If&�rmwcr fwilx Gi mrint�in a�vtr�e descrilxcl nlwvo. l�c�xfer mxy.M l.erder'e . <br /> aption,nh►nin covcragcs tn pmtect l,cnder'x right»in the Property in scr.utdence wlth �arngrn�h 7. <br /> All htitiuru�x���liclrs utx! cet�wal»ni�all !x;tu�:rptublc tu L,Gnder utxl nhnli inctudc a nta�xlard tnortg�e cl�ttse. t.erider <br /> sl�all havc tho right tn hold tha pnllcles a�rd renawals.If L.endc�requii+es�Bormwu�shall pmmptly givc to l.ender�II mccipa oP <br /> pnid premiumy and rcnewul notices. !n the event of losw.Bonawer shall give prampt natice ta the insurance cs�rler�i.ender. <br /> Lcrnkr may mnkc pronf of lass iP nat mada promptly by Borrower. � <br /> Unless Lender and Barmwer Mherwir�agrc�e in writing.ineurance praceedn ahall be upplied to cestorutlan or repair of the <br /> Property dunwgcd.if tho restomtion or rcpair is ecanomicaily fcastble:md Lender's sicudty is n�t lessen�l.If the restatatian or <br /> repair is not ec�nuu►l�Uy fra�.rtble ar Letxler'a security wauld be lesscned,the insutvnca procceda shali bc npplicd tq the sums <br /> Sccutcd by this Sccurity lnstrumcnt. whether or not then duo, wtth any exr.ess paid to Borrower. If Borrower abandona the <br /> Property.ur do� nat an.swer within 30 dnya a notice from I.ender that the fnsurance cari3er has offend to settle a clalm. then <br /> Lender may oollect the insurance pr�oceals. I.ender may use the procceds to repair or restore the Froperty ar to pay sums <br /> secured by this Securiry lnstn�ment,whether or»at then dua.Tbe 30-doy period wili be�jn when the notice ls glven. <br /> UNess Lender und Botrower othenvlse a� in writins. any appliattion of proceais to principul shall not extend or <br /> postpone tha due date of thc monthly paymenG9 refcrred to in paragraphs 1 and 2 or change che amount of the payrnents, If <br /> under paragraph 21 she Property is acquired by Lender, Borrower's right W any insurance pol[cies and proce�ia t+esulting from <br /> damage to the Property prior to the ucquisltion shell pass to i.ender to the eatent of the sums secut+ad by this Security Iustrument <br /> immediately prior to the acquisition. <br /> 6.OccupanLy,Preservadon,Maintenance artd Protection of the P�nperty;Borrower's Loun AppNcatton;I.easeholds. <br /> � �orrawer shall occupy.establish,wtd use the Property as Barrower's pr�nclpal residetice within sixty days after the execution of <br /> ; this Security Instrument and shall oontinue to occupy the Property as Aorrower's princ�pnl residence for at lei�t one yeur ufter <br /> ' the.date of ocrupancy. unles,9 Lender otherwisa ng�es in wdtins,which consent sha�l not be unreasonubly withheld.or unless <br /> ' extenuating ejrcumstances exist which nre beyond Borrower's control. Borrower shall nat desuoy, damage or imp�is the <br /> � Property. allow the Praperty to deteriornte, or commit waste on the Property. Eorrawer shatl'be in default if a►�y farfeiture <br /> : action or proceeding. whether civil or crlminal. is begun thnt in Lender's gaod faith Judgment cauld result in forfeixure of the <br /> i �roperty or otherwlss matedally impair the lten creatal by this Secur�ty Instrument or I.ender's secnrity interast.Bormwer may <br /> ; �^ure sueh a default and reinstate.as provided ln paragraph 18.by cuusin�the action or proceeding to be dismissed with a ruling <br /> � thut, in Lender's �ood fnith determinution, precludes farfeiture of the Borrower's Interest in the Properry or other material <br /> E � impaicment of the lien created by this Securiry Instrument or Lender's security interest. Borrc�wer shnll also be in default if <br /> IBorrower.dudng the loan npplication process,gave muteriatly fulse or inaccurate information or statements to I.ender(or failed <br /> to provIde i.e.nder with eny material information)in connection�xith the loan evidencod by the Note, including.but not I[mtted <br /> � to,representutions conceming Borrower's occupancy af the Property os a principal residence. If this Secudty Instrument is on a <br /> leasehold. 8orrower shall comply with ail the pmvisions of the lease. If Borrower ucquires feP tide to tho !'roperty. the <br /> ieasehold and the fee tide shall nat merge unless Lender agrers to the merger in writing. <br /> 7.Protection of I.euder's REghta in the Property.If Borrawer fails to ped�rm the covennnu snd ugreements contained in <br /> this Secur�ty Instrument,or there is a legnl proccedins thut may significnr:tly uffect I.ender's dgh�s in ti►e Prupeny (such as u <br /> � proceeding in bunk�uptcy. probnte. for rnndemnation or forFeiture or tu enforce tuw,or regulntions).thcn Lender may do and <br /> pay far whatever is necessary to protect the value 4f the Properry und Lender's rights in the Properiy. Lender's nctions muy <br /> inclade paying uny sums secured by a lien which hns priority over th(s Securlty Instrument, appearing in ooun. paying <br /> ; r+easonable attorneys'fees and entering on the Property to muke repairs.Although Lender may take action under this paragraph <br /> ; 7,L,ender does noi have to do so. <br /> I Any amounts disbursed by Lender under this paragruph 7 shuli becorne uddit�onul debt of Borrower secuted by this <br /> �� Security Insmiment. Unless Borrower und Lender agroe to othcr terms of payment, these umounu shnll bear lnterest from the <br /> date of disbursement at the Note rate and shall be payable, with interest. upon not(ce from Lender to Borrower requesting <br /> payment. <br /> $.Mottgage Insuranee.If Lender mquired mongage insurance a,u condition of making the loan seeureci by this Seeurity <br /> Instrument, Borrower shall pay the premiums required to maintain the mortga�e insurnnce in effect. If. for any reason. the <br /> ,�'�":,� mortgage insurance covercige required by Lender lnpses or ceases ro be in effect, Borrawer shull pay the premiums require�l to t'��7. <br /> � abtain covernse substantielly equiv�lent to the mortgage insumnce previously in effect,at a cost substnntially equivulent to the 2;�e <br /> �,�, cost to 8orrower of the mortgage insurance previousty in effect, from an altemate mort�age insurer approvc�by Lender. If � � <br /> �. -,: <br /> substantially equivcilent martgage insurance coverage is not available,Borro�ver�hall pay to I.ender ench monch a sum equal to :. • <br /> ���.�,�Y• one-twelfth of the yearty mortgage in�urance pmmium being puid by Borrower whrn the incurnnce covernse lapsed ar ceased to ��� <br /> be in cffect. Lender will accept,use and retain these payments as u loss reserve In lieu of mortga�e insurance. 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