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<br />   						49?3 REI)U1flOD GT., GRAND xSLAND, NEBRASt(A   68803     �  	___ °
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<br />       				ADAtTIONAL COVBNANf3.In addidon to the ooraianb and aRreemeeu m�de In the Secur(tY Irutnumest.Botr�r aud I.ader
<br /> 				tY�rtlier cwvt�nt aod�ae as fotlowr.
<br /> 				A.  IM'�.Rffi!RA7'�AND NONT1�Y�AYMBNT CHANG�
<br /> 				The Note provlda for ae InitW tatetest nu of    5,7�      �A►.Seetlon 1 of the Note provldet far chuKa in tbe iaterett rate and tbe
<br />  				mo,untra*nn«►u..�raio.�:
<br /> 				1.   IN7gR6ST 1PA7EAND MONTHLY FAYM6NT CNANQES
<br />      				lA)  G1��eDnta
<br />      				TAe intet�est cue t wlu pay ms,y chuite on the fitat d�y ot	SEPTEmBER 		,19 g�    .aad on tdat daq aery
<br />					�2   	months thuafte►.Eacb dtte on which my iaterrst rate could chan�e b called a"Chuue Date."
<br />       				(�)  '!tie INta
<br />       				Be�inniq�witR she flrst Chan=e Date.my intaat nte wtU be b�sN on an Indea.The•�Ipde�c��ia thaweekly svers�o yldd on Uttited Stita
<br />  				ltwury saurStia adJusted to a constartt mtturity ot t yesr.o made av�ilsbte by the Federal Raave Boan1.The most reneat Indac tiQUn
<br />  				availtbk asoi tladue 43 daya Eeforeeich Chat�e Due iscallcd tho"Gl�nent lnda••
<br />       				If the Inskx L�ao lonsu avaWble,the Note Holder wriI choose a aew iadac which Is basod upon compazable intonnsdon.'itie Nou
<br />  				Holder wIll dvc mo notia of this cholce.
<br />       				(�  O�Itrl�tloaotC�ea
<br />       				HdoneacD Chauje Due.the Note Iiolder wiU calcutau my aaw interat race by addtng�1110�1n nt�c�upi F       p�pq�
<br />  				polnta���_ �01)to the Curnat Indac and rounding to the aauest 1/8th of Ifi.s�ibj2s�t co thc Umita euted ia Sectian 4(D)bdow.
<br />  				Thta rounded amonnt wtU bemy new tataat nte undl theaeii�an6e I)ate.
<br />       				'1�►e Ndte Hotder wtll tAen determine the amount ot the ravatdly psyment that would be suftidrnt to repsy in fWl the principal I am
<br />  				a�pcsted tu am an tdat Changa Date in substentially equal paymeata by the a�aturity dsto et my aew interest rpt¢.The result of this cslail�tion
<br />  				wUl be tUc nea*�amount of my moathly psyma►�
<br />      �.       			(D)  IL�tlto�E�'k�+r�tlCntsCbs�a
<br />       				The interat raxe I am cequlrod to p�Y at the tirat Chmse Dau will aot be gata than   7_75	hi or tess thaa
<br />     				3..°.ra-     �.'=tareait�,tu�r fnk-.:�t raic rriU a�sw br facres:�os d�ed oa eaY°�s�!!'ChanEr tzatel+y more rhan       '�'nHi
<br />   				�� n .�fmm the rau of interat 1 have bcen piying for the pnading twelve months.The�nlaimwa iaterest rate on this loaa wril never be
<br />  				Iw th�a   : �,�_4i and the maximwn interest ratc wUl aevu be grcater than   1 D.75     hi.
<br />       				(�  EItalFnDauot�
<br />       				My oe�r inurat rate wtll bxome effxttve on each ChnnBe Date.I wiU pay the araount of my new moathly paymens beginning on the fiest
<br />  				monthly paymeat dtte after the CAange Date untll the amount ot my monthly payment changa again.
<br />		�� ,;••		(�  NotkaotCY�a
<br />     	'�'°�;'�^-'"       	'Ihe Nou Holder wUl mall or deliver to me a nodca tefore each Change Data The notlx wIU advise me of:
<br />   	� _-;..s;.�y��. ..
<br />      	� �•f�::~'       		(i) thr aew faterest cate on my loan 4s of the Change Date;
<br />     	��`'�tae�._
<br />     	��.;�,e;      		(�� the nmount of my monthty payment foAowtng the Chaage Dau:
<br />    	�:�kE�:;�;-z,,z     		(Iti) arry additloaal matters wh{ch the Note Wolder is requtrcd to dlsdose:and
<br />    	�����'����;.;;r.��    		(iv) the address otthe auodadoa you could contact regarding any quadons about the adjustment notfx.
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<br />    	�,•�;,� , . ':'��  	1!,   CHARGffi�LiF1VS
<br />	_}�_:'�:..�,+� `.'  	lJaifvrm Covemnt4 of the Secudty Instrument is ameaded to rard as foltows:
<br />      ' ».+'=::=::a:�:.::.':'"  	1.pur�ess Iier.B�rrowu ahaU p3p ell taues.auasments.aad otha charges.fuus.and Gapostdons attrlbutable to the Propaty whtch may		..
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<br />	��`-�`�::'�"-'` •'`•  	sttain a priorlty over ciils Security Instrummt.and leasehold payments otground anta.it any.in the manner provtded under puagraph 2 Aaeot      	�k 3
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<br />      >!�"% �J   � -�'  	or,if not pil�9n such manner.by Bormwer maktng paymmt.when due.dlrccUy to the payee thacof.Borrowu shall prompQy lumiah Lendu      	-�.��
<br />     �;�`' "    •  		aU notlas o[amounts due under tN�paragraph,and[n the event Borrower shall make payment dlro�tly.Bom+wer shaU pmmptly fumfsh to
<br />     t��'r5:`.'.'-. ''�. '�  	I,eadu roodPts ev[dendng sus7i�yments. Borrowet ahaU pmmptly discharge any lien which has pdority over thta Security Instnuaan;
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<br />    	i_::,,:; �4.     	however� Botrawer sh�ll aot be rcquired to discharge any such Iien so�ong as Bormwer:(a)ehall agree ia wriHag to the payment of the
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<br />   	;. ..:.,,,�;,;�.�  	obliguton sccured by such Hen in the manner acaptabte to Lenda;(b)shall in geod taith eoatat sueh Iten by.or defa�d againsc entorament ot
<br />      •?�"''���"`:• ;::$;•  	suct►Itrn in,legat ptacadings ahfch in the opinion of Lender operate to prevent the enforament of the lien or toc[eiture of the Property or any
<br /> 	�^`"��'= �`f''`'  '�      �  nut thereoF,or(c)shall secure from the holder of such lien an egreement in a torm sadsfaccory to Lender subordlnating such lien to this       	"
<br />       ."�.:-'.�  .   		SecudtY[nstrument.
<br />   		,    		It I.aider detuminn that all or any part ot the Propeny�s eubject to a Uen which may attein a pdority over this Security lnstrument,
<br />     �:;T . ; .  		I.ender shall giv¢Borrower a notfa idendfyfnFt such tfen.Borrowu shall 9atisty such lien or take one or�non of the actions set lonh abova
<br />      ui::;.,      		wttNn tm days ot the giving of the notice.
<br />     	-,�.:,.A....  t  	C.   NOrIiCE
<br />       ���.`_''':   		Uaitonm Covena►u l4 otthe Security Instcumrnt is itmrnded to reud as follows:
<br />       ,; �." .     ,
<br /> 		� 		II. Notloe.Exapt for apy rtodce roquiced under oppltcabte lsw to be given in another manner,(a)any notia to Borcower provided for in this
<br />       ' .�;       '		Saurity instrument shall be given by ddivering it or by tnalUng it by tirst class mail to Borrowu at the Property Address or at sueh other addms
<br />      }       •  .".     	ns 8orrowa enay designate by notice to I.ender as provfded herein,and(b)any rtotice to t.ender shall be given by first cluss mail to Lender's
<br />   		'�     	addras swted hercin or io such oiher nddress as i.ender may daignatc by noda to Sorrower cu provided herein.Any notlee provided for in this
<br />       f"°	r s�u:;    	��ty,tascrummt shall be dcemed to have been given to Borrower or Lendcr when given In the manner designated hercin.
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