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<br /> TOCi6Tl�ER WT[H all thc impr�ovements naw uc hetealtcF e�nct�f or�the pra�erty.�nd all e+r�ara�t�.appiEtrprd�;�nd
<br /> Gxtures �x�w m• f�er�Rcr a pact of Qt� pn�pcny. AVf rrplartu�enti a�x1 uc'.A�tianr �f►alt Klr�� ha cr�v�ro�i ti} this Sei.vdry
<br /> Instrumcnl.All af ttk Corcguin�is rGfemcl ta in tl�is Securky Inttrumcnt a�the"�'n�pe�Y•" •
<br /> H�RR�DW�R C'OVSNAfYTS that Humiiwer i�I�wtbAy�ei�ai nf thie atale heeeby convayed�I 1��he�itbl W ft�nt Md
<br /> canvey th�e Propeny and thrt the Property i.i unenrumbe�oci. except tor encvmbrsnces of ranotd. �n�wa�w�rrarcs �ad wkq
<br /> detari�ener�lly the title to the Froperty a;atn�t v!cldtn��uid dnnnd�.subjat tt►�a+y aicurobrAnc�af cec�td,
<br /> 'C'HIS SECIJRIT'Y INSTRUMENT comDines unifarm aov�Ms tor n�tiawl uae�nd non-�unifo�aovaant�wkh limi�ed
<br /> vuiatiore by j�uisdictfion to cot�tute a unifarm savr�ty inutrun��t c�uvei i���ewl w:�+�:��y. '
<br /> UNIFOR[►9 COYENAN7S.Bormwrr and l.�et�de�cavenw►t a�d�roe u follaws:
<br /> �. Pr�}�nca!of Ptieclp��uw! lata'ati Ae+tlrymmt�d Iaete�6�rxe�. �ormwer shAl! y�t4n�11Y MY when �luc Ibo
<br /> principaf of u�d�nterest on tAe debt e�videnced by the Note arri sny pnepAytrkttt ud I�tc chrrgas due.w�der the IVote.
<br /> x.�undA ti�r Tiuces�nd Lmutsnce. Subject to applicable law or to a wdtten w�iver by(.enckr, 8orrc�w�r eh�li pay to
<br /> Le�nder on the day monthly p4yments are due u�der eha Note.unti:the Note is paW in full.a sum t"Funds")fori(a)yeady tua
<br /> ar�d assessmrnts which may aitain priority ovar this S�axttity butruu�eut os a lien on tho I'raperiy:(b)yculy lrasclwld pctymerd.s
<br /> or ground rents on th�Propaty.if arey:(c)Yearly bata�d or PropertY fnwrat�ee promiums:(d)Yeariy flood inwrance�►e,emiunu.
<br /> iE any;(el Yculy mortg�e insivance premiu►un. if any:end(�any sums payable by Aoimwer tu I.tn�ier.in Aca►r�ece rrlth .
<br /> the pmvis�ons of paragrepl�8.In Geu of the payment uf mangage insuranee p�miumy.'�'Mese item,q ar�e called"Escrow Itertu•"
<br /> Lcnder ma�,at any time. collect aad hold Funds in an amount not ui exceed the maximurn amount a Irnder far A foderaily
<br /> reluod mortgage toan mey requin for Bomower's escc�nw a��caint under the fadera!Real Estau Settlament F°mccdurcs Act of
<br /> 1974 as amended from time w t�me. !2 U.S.C.SectIon 2601 et seq. ('RESPA'). unless enother law that eppliea to tt�o F�tnds
<br /> scts a lesser amount. If sca.Lender may, at any time, wllert iutd hold Funds In an amount not to exoccd the[esscr amount.
<br /> Lender may estimntc the am�unt of Funds due an tlie 6asis of cument data and neasonablo estimaus of eapenditures of future
<br /> Fscrow[te�ms or otherwise in�coordance wlth aAplicable taw.
<br /> The F1�nds shall be held in en instituaon whosc deposits ara insuru! by a fcdcral ag:,acy, i�us�ment�iity. ur entity
<br /> ifnc[uding Lender.if Lender is such an instiwtlon)or in any Federal Home Loan Bank. LeMer sdall apply the Fund.c to pay the
<br /> E�scrow Items. Lender may not chnrge Bormwer for holding and applying the Funds.annually analyzing the escrow acaount,or
<br /> verifying the Escrow Items.unless L.ender pays Borro�ver intemst on the Funds and applicable law permits Lender to make such
<br /> a charge. Howevcr.L.ender may require Borrower to pay a one-tinte charge for an independent real estate tau ceporting service
<br /> used by Lender in oonnectlon with this loan. unless npplicuble Istw provides otherwise. Unless an agcePment ia madc or
<br /> applicAble law requires interest W be paid.L,er�er shull not be requtnad to pay Borrower any intcssst or earnings on the Fua�ds.
<br /> Bomower and[,ender may agre�in writing.however, that lnterest shall be paid on the Funds.Jrender shall gIve to Born►w�r,
<br /> without charge. on annual uccount�ng of the Funds, showing credits aud debits to the�nds and the pwpose for which each
<br /> dd�it to the Funds was made.The Funds are pledsed as additIonnl secudty for all sums secueed by this Security Instwnent.
<br /> if the Funds held by i�ender exceed the amounts.p�c�tted to b�e held by applicable law. Lxnder shall account to Bonower
<br /> for t6e exc.ess Funds in acoordanae with the re�uire�ments of applicable law. If the amount of the Funds held by i.ender at any
<br /> time is not sufficient to pay the Escrow[cemg when•due,Lender may so notify Borrower in wrlting.and,in such case Borrower
<br /> shall pay to l.ender the amount necessary to make up the defcciency. Borrower shall make up the deficiency in no more than
<br /> twelve monthly payments.at L.ender's sole discretion.
<br /> Upon payment in full of all sums secured by this Serurity Instrument. Lender shall prampdy refund to Borrower uny
<br /> Fw�ds held by Lender.[f. under parngraph 21.Lender sh�ll acquire�r sell the Property.l.ertder.prior to the acqulsldon or sale
<br /> of the Prokerty.shall c{pply nny Funds held by Lender at the time of�cquislNon��r sale as u cred6t agstinst the aums secured by
<br /> this Scxurity Insmiment.
<br /> 3.Appikitcation oiFa}�ents.Unless applicable luw pnovides otherwise,all paymenu received by Lender under paragraphs
<br /> l nnd 2 shali be applied: �irst.to any prepayment charges due under the Note;second.to amounts payuble under paragraph 2;
<br /> third.to interest due: fowth,to princtpa!due:and last.to any late charges due under the Nate.
<br /> 4.Charges;Liens. �orrower shal!pay all taxes. ussessments,charges. fines and impositions uttributnble to the Propeciy
<br /> which may nttain prtority over th[s Security tastrument, and leasehold payments or ground rents.if uny. Borrowcr shall pay
<br /> these obligatio�in the roanner provided in parng�mph 2.or if aot paid in that manner,Borrower shalt pay the�s►on time directly
<br /> to the person owed payment. Bormwer shall promptty furnish to Lender all rtotices of amonnts to be pa�d under this paragrnph.
<br /> If Borrower makes these paymenu directiy.Borrower shall promptly fumish to Lertder receipts evidencin�the paymen�g.
<br /> Borruwer shall pmmptty dischruge�.ny iien which tias priorety over this Security Instrument unless Borrower:(n)agrees in
<br /> writing to the payment of the obligation secured by the IIen in a manner�cceptable to i.ender;(b)cantests in good faith the lten
<br /> by. or defends against earforcement of the lien in, tegal proceedings which in the Lendcr's opinton opers�te to prevent the
<br /> enforcert�ent of the lien:or(c)secures from the holder uf the lien an agreement satisfactory to Lcrtder subord�nating the lien to
<br /> this Sccurity Instrument. [f Lender determines that any part of'the Property is subject to a lien which may attain priority over '
<br /> this Securisy Instniment, Lendcr may give Borrower u nouce identifyin�the lien. Borrower shall satisfy the lien or take one or :�-��
<br /> mone of the actions set forth ubove within 10 days of the giving of notice. ��
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<br /> form 3028 8f80 � '
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