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THIS DEED OF TRUST ( "Security Instrument ") is made on Oct 12, 2004 The trustor is <br />KRISTI M DOWSE and SHANE S DOWSE, WIFE AND HUSBAND <br />( "Borrower "). The trustee is TierOne Bank <br />( "Trustee "). The beneficiary is TierOne Bank <br />which is organized and existing under the laws of the United States of America and whose <br />address is 1235 IN' St / PO Box 83009 Lincoln, NE 68501 <br />( "Lender "). Borrower owes Lender the principal sum of <br />FOURTEEN THOUSAND AND 00 /100 <br />Dollars (U.S. $14,000.00 ). <br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for <br />monthly payments, with the full debt, if not paid earlier, due and payable on October 16, 2014 <br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, <br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to <br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property <br />located in Hall County, Nebraska: <br />LOT TWO (2), BLOCK THREE (3), KNICKREHM FOURTH ADDITION, CITY OF GRAND ISLAND, HALL <br />COUNTY, NEBRASKA. <br />which has the address of 114 E 22ND ST <br />GRAND ISLAND [city], Nebraska 68801 -2329 [Zip Code] ( "Property Address "); <br />NEBRASKA - Single Family- FNMA /FHLMC UNIFORM <br />INSTRUMENT Form 3028 9/90 <br />OM - 6R(NE) 192121.06 Amended 5/91 <br />® VMP MORTGAGE FORMS - (800)521-7291 <br />Page 1 of 6 Initials: <br />[Street] <br />n n <br />U <br />M CA <br />0 l <br />o <br />M <br />N <br />O <br />-� <br />T <br />I T1 <br />v1► <br />r�1 <br />.--=I <br />-r <br />OD <br />7c <br />O <br />[Space Above This Line For Recording Data] <br />Z <br />O <br />DEED <br />OF TRUST <br />0160223084 <br />_44 <br />THIS DEED OF TRUST ( "Security Instrument ") is made on Oct 12, 2004 The trustor is <br />KRISTI M DOWSE and SHANE S DOWSE, WIFE AND HUSBAND <br />( "Borrower "). The trustee is TierOne Bank <br />( "Trustee "). The beneficiary is TierOne Bank <br />which is organized and existing under the laws of the United States of America and whose <br />address is 1235 IN' St / PO Box 83009 Lincoln, NE 68501 <br />( "Lender "). Borrower owes Lender the principal sum of <br />FOURTEEN THOUSAND AND 00 /100 <br />Dollars (U.S. $14,000.00 ). <br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for <br />monthly payments, with the full debt, if not paid earlier, due and payable on October 16, 2014 <br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, <br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to <br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property <br />located in Hall County, Nebraska: <br />LOT TWO (2), BLOCK THREE (3), KNICKREHM FOURTH ADDITION, CITY OF GRAND ISLAND, HALL <br />COUNTY, NEBRASKA. <br />which has the address of 114 E 22ND ST <br />GRAND ISLAND [city], Nebraska 68801 -2329 [Zip Code] ( "Property Address "); <br />NEBRASKA - Single Family- FNMA /FHLMC UNIFORM <br />INSTRUMENT Form 3028 9/90 <br />OM - 6R(NE) 192121.06 Amended 5/91 <br />® VMP MORTGAGE FORMS - (800)521-7291 <br />Page 1 of 6 Initials: <br />[Street] <br />