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<br /> — - � ' �ORtt�WER COV�iNA1�t5 tHat BamZwer�s t�2wfatty�eised of t�esiate by ieby wriveyeQ and has!�e tig,�E ta gcant ', .
<br />- — � a�ad ooavey the Frapet4y aad tl�t the gmpe,acy is tmeneumbere�eiccegt far en�rauees of resosd'g�rnswer wansnLs and •
<br />- --_ � ` wili d�fa�gea�rall�+tLe tit2e t�theFicoperty against al�clai�s aa�demands.'s�tsj�ct t�any�sances of iecdtd. � . `
<br /> ------_--- . ` 'dN�$;SECtTRYFY INS°1�tiTh�NF cambiges.u�iform coven2mis far n3tioaal t�e�and uon-unifmxa cmrcaants cvitb �•-
<br /> = . ltmited�asiatiaas ibry jFUis�ctioa to cws�titutE.a imFFor�sEi�rit�instru�aent cotrerms ceal pxapertY•,. � . •
<br /> '. . � tlPtiFORM Ct�ilENAN�'S. Bor�r aud Leadercoven�aad a 'as foDlurrs: ` `, -
<br /> —_ -- - .:' �.. pay�eat a,t�ctp��i����`����r�r s�P��l►�Y�n�m�_ . '�
<br /> �-�. ��f,vf . _
<br /> �N . � � ,, a nt and late char�due�mdect�e Note. . • —
<br /> -= -_�`�'- Prins�pal ofand iater�srna rhe.�ebt eviaenEe�r�}►t�e Nase aud anY w�F Y� __—
<br /> ��`' • �. -FtcQds for T�s anc{�nsartaace. 9u6ject t�applicabte law o;to a written waiver tpr Leiider,Bo�wer shall pay ta
<br /> - Leader Qn tlt�da moniHI�paynieuts ate d�e�nde�the N�oi��mti1 eha.Nate is paid in fult.a sam("Fuaiis°�far.(a)S�rIY
<br />- � _ta�ses aad a�s�ts which�aY�P��Y over this�eauity Insirmmerit as a lien on the Pmpesq+;(by yeaz�Y�ea5etcv�d .
<br />- � gayinea4s or gcow�d'm�ts-on the Ptopesty. if aa3, (a}'Yeazl}i I�arB Qr P�P�Y�B�mi�s: (� Y�Y� � .
<br />- . imsurance piemiums,if a�,(e)Ye�IY(aortg�ge insur�e P�mimus+if a�►Y;.and(t?,aa3+snms payabte by$omawer to
<br />- _ L�ndeY.in aocaida�ce wit�tlie pmv�ons of paazagraph 8,in tien of the payuzenf of mor[gag�insaiance�e�. The.se
<br /> ; -�:•�; items are c�lled"�Escrow�Items.° Leader may,ai anY time.colleet aad hnld E�mds m aa aazount not to exceed tHe mazcimu� __v—
<br />° _ ,;_.�:_' �mouni a lender fat a fedeaaUy r�lated mortgage Iaan may require for Bom�wer's escmw acoouat�mder tHe fedeTal Real . _
<br /> - - EstaCe Seu!emeat Ptocedu�es Art of.1974 as amended fcom ti�e w tim�.I2 US.C.§2d01 et seq.("RESPA°),�mless aaathea
<br /> - law that applies tothe Fands sets•a I�amo�t. If so.I+eader maY,ai aoy tim�collect and hald Funds in aa amovnt not to
<br /> �':��.-; � eaceefl t4e Iesser amouat 'Lender�ay estimatc the amouat nf Flunds dae on t�te basis of c�rreat data aad�asonable
<br />���':�s �, � estimates of expendimtes of fuUae Fscraw Ioems or otherivlse in accoTdance with appficable law. ' , �,i�,T---
<br /> � ` ` ' Th$'P�ds shall be hetd 'm an insciwtion wbnse deposits ara ins�d by a fedeial agency,ins�ali;Y,or eauty . • --
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<br />�az;�jS;;�.��• ;� ('mctuding Lender,if LeadEr is sach an institation)or in aay Federa�Home Loan Bank. Lead�r shall apply the F�Is m pay. . . $.�,_:-__--
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<br />=,y;'�w=,.:._._. _ .. the gscmw Itests. I�nder a�aq not c�arge.Bmmwer,far hotding and appIyiog t��l�imds.annua]Iy anafyzi�ag t�e�esctow ---
<br />- � r��:�,;;g��' a�eouni.ar verifying the-Escrocv Itea�.c;unIess�I.ender pays-Bmroa+cr intec�st-c*a�t��Ptsnds and applisa�!��permits.:...... . __-�
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<br /> �'._:.... `� .. .... I.cnder so maYe sach a r�arge. Koweti-er I.eader may require Boirower tu pay a oae-time chuge for an in�ependent r�Il , ___-_--
<br /> - - `-`',;����`�- estate t�r�ng sesvice ased by I.e�ia caaneco{on with this loan,woless applicab2e 1aw��ides otheiwise. Unless aii':.'..� .
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<br /> �,. ,-,E;_ �;. , agr@eme�is made or applicab2e law t�equires iaterest W be paid,I.ender shall nut 6e�qaiced to�ay Botrower auy intetest�� --.—
<br /> � ea�iugs on the Fun41s.Bormwer anel I.ender m�ay ag�e in.wntiuS,hnwever,that inteiest shall be paid on the Funds. I.e�det � ~
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<br /> -.�_•�-"';,:.,;,.`-�,;;� sbaU givc to 8ouowea�without charge,an�ananal accounung o f t h e P u n�s,showing ciedits and debits to the Fwtds and the ___
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<br /> �,;;,.,.,. ,,,,:,,,�;;",, • p u�w�e f o r a�h i c h e�ch debit to the Fimds was made. 'The Flmds are p2edged as additianal secus�q for all sams secacied by _ - _ -
<br /> ',�'°" '� '` •,�.;F;r,' thisSeaxaitylnsttument. � • ry,..
<br />_ , �.:;•:'.:' ':r�'r � If the Funds held by.L.ender exceed the a�ounts pe�iuecl w be held by applicable law,I.euder shaII accoant ta .:....,
<br />_ ::;F�.�:��.�-�.� `��; Bmrower for t6e excess Fuads�n accardamce with the ceq�imeme�of applicabi�.law. Ifi the amnnnt of We Fimds held by.
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<br />' ;;r�l�y;:::�'_ . � � I.endeE at aay time is na¢�cient to gay the F.s..^mn Items when due,Lettder�tay so aotify Borrower ip arriting,aad,in , � •
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<br /> r�'�,�k'� � ' such case�arrower shal�j�y to Lender the amount necessary to make up th��efciency. Borrower shall make�p•the " .,: .�
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<br /> :.;��.-.. , ' defi�iency m no mote ihan trrelve monttily payments.ai I.eader's sole discretion. -
<br /> - `.'.�-.� . . Z7Fon Palm►ent in full of all suins sec�aed by this Secani.ty Ins�uanent,Lender shal�PTOmPdy refund to Borrowec any �',..
<br /> �:;;�r:=,';,, •:` , ,.''. . Funds heid by Leader. If.under paiagtaph 21,Lender shall acquise vr sell the Ptogc�ty,Lender,prior W the acqmsitian ar ���,:,:.:�.
<br /> `•a��''.�'' sale of the A�operty.&hall app1Y an7►�ds hetd by I.ender at thc ame of acq�isitioa or sale as a credit against the snms �.�,,f
<br /> - � . ., � secu�d by this Sec�uiry Instr�ent ' , .f�'. _ -_•=
<br /> �,`�.�. •.�' ' '::" ' '. 3. ApptIcatton af P�ymenis. Unless applicable law�provides othecarise, all paymenu received by Lender under :.,•tr - .,.�;.
<br /> �'`�°�;:�;�'-:::•��; r" para�aphs 1 and 2 shall be appfied:fitst.w any prepayment chazges due under the Note;second,to amonuts paya6le under • .;.�•,'- ' �_^
<br /> • •'��-.��,:... :,:•- - .
<br /> paragraph 2;third,to interest due:fonnb,to princ+pal due;and last,to any late eharges due under the Note. �� ,, `��°�
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<br />_ �;�;-a,. _ ` �"'?¢`' 4. CHa�ges;Idens. Hotrower shall pay all taxes, assessments, charges, fines and'unpositions auributable w the .::' : ."}' � .���
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<br /> ='"'.r``.'.: Propetty wlnc�may attaim priorityr over this Securiry instrument,azcd lease�old paymetus or�ound rents,if any. Bomower :t��;::; , ,.�"'�:��[
<br /> ` • �-: .x -��f .:�:;,:
<br /> s shall pay these obligations in the manner provided in paragrapD 2,or if not paid in that manner,Borrower�hall a ttrm oa 'r�;f•� `• •.�`
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<br /> _ ,: :r•:�°. _.... � �..'.;d�..•. -
<br /> ������. rr time dimctly to the persrnn owed paymen� Baauwer shaq pmmpdy fumish to Leader aU nodces of amounts to 6e paid under •.t;�P;�-•t��.:'� �_
<br /> � ''-�.�'., °' {i,•- . th�s paragraph. 1f Boiru��r makes thes°payments diiecdy.Boaower shall pmmptty fiimish to.I.ender reeeipts evid�nciag :>'�r���i"•";;:�._ +�wo�_
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<br /> �,.-;v,: �'?f} the paymeats. .. ,
<br /> • a Bonvwc-r shall.Pro�t9 dischar8e any lien which Las prioritg daer tlris Secu.�ity-Insuu�ie:�urJess Bormwer:(a)agre��" �, 'r,•' � '�.� „�
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<br /> _ ,~:�•�, , is►writing t6tLre Qaym�t af xhe obligation secumd by the liea in a cr.�n e r e c c ep t a ble to Lender.(i�)contests iu.gaod faith t�• ' �`�.;.����.:
<br /> 3� : �� • � ' 'lien by.or defends agaics�enfonement of the lien in.legal pmceedings w t dc h in t hs L en der�s opinion o�w,�O t ev e n t t h e • �f;.�< :�
<br /> �ir 5:,�,-�-;� , .''+, enforcement af the lien;or(c)sec+aes from the hotder of the.lien an agreement satisfactory to Leuder su�an36tatxng the lien ' ,;;.
<br /> *-,�.= • '� to this Seetdity Inshument If'Len d e r detecmines t h ut any p a rt o f t he P r o p e t t y i s s u 6 1 e e t,t b a l i e a a h i c b m,�.}c t s G i s i n p r i o t i t y ��`� '.-
<br /> � � -='� � over t�is Se�cttity Instiuument,Lender m�*,�ve Bmmwer a notice ideatifyfiag the lien. Eorrower sl�a11 satisfy�ii�,e lien or take • . .` :`. : .•'•
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<br /> ,.•,-:-.._�. , " ' bne or moie of the actions set forth atrc7�;within 10 days of the giving of notice. • . .=;;:,. '
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<br /> ��,; • 5. Aa�srd or Propecty Iasarunce. Bormwer shall k�p the imprmremcnu now eaisting or hereaftea enxted cn t3ie ,, :•,. �:�
<br /> _�.�.,`':�'�.• � • praperty insuied against toss by flre.ha7ards included within the term"extended coveiage"aad aay other hazards,including � . �i,:� : .
<br /> �'�.,�� . � ;' .; floods,or fluoding,far wmch Lender requires insurance. 'IUis insutance shall be maintained in the amounts and for the i.': :. . .
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