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200410153 <br />BY SI NING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security6ns an n any Rider executed by Borrower and recorded with it. <br />r <br />O O R ST N P. WISEMAN — DATE — <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />DOCUINE12 (Page 12 of 13 pages) <br />DOCDINEC.VTB 06/19/2002 <br />