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20 639 <br />200410142 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />�1) -6(NE) (0005) <br />(Seal) <br />(Seal) <br />(Seal) <br />Page 14 of 15 <br />0 <br />(Seal) <br />(Seal) <br />(Seal) <br />(Seal) <br />(Seal) <br />Form 3028 1/01 <br />