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200410029 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />/ (Seal) <br />THO S E TOWNE - Borrower <br />"P� <br />(k.+ u�, �A (Seal) <br />TAMI S TOWNE - Borrower <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />229753 <br />-B(NE) (0005) raga 14 of 15 Form 3028 1101 <br />