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<br /> TUG�ER WYI1�at�tttaa 3m�pmreiaenzs nAw or het�altzr e�cted an d�pra�rty,and all easements.appurten�ces:
<br /> aud Sxt�res aaar ar�ereaRer u pat2 of the pmpetty. All cepincements and uddittans ahail aisa be covered 6y this s�riry . , ---
<br /> . Insuumt�A�. Al�t of t�e f�aregbing is tefeued'toia tbis Semuity IasiQUmen��the°P�ap�sty.° . � � ° _—
<br /> ' BORROWER�DV�I�l1V'i'S t�at Baaov�+et is taa+f�lTy seised of ttae'estnte.heceby conveyed aad has the right w gtant . __
<br /> � ac�cl c�bvey the Pcope�ty aad`tHat ttcc Propesty Ys,�+►enc�6ered.except fn�eAeambr,�moes of�ord. $oaower wanrants and �,z.Yf-:`__-_-- -
<br /> � w�l d�3 Bene�aliy the atle to the Pcope�ty against aIi dai�s and dcm�mds.subje�t eo aay eacmmbrances o�recvrd: < �n - _—
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<br /> '�fiJS SECLiRTfY II�S'FR'�JN3El�'cpmbines unifium ooven�ats far�ffitiana!use aad naa-imif'orm covenauts cvith ` . �' -
<br /> �. limit�d varEatInns.by jmisdiciion m canstitute a uaifecro secmity msuumeat towering ieal PI'opertY• , . �' ` � ` `�� - -_
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<br /> . ` . ' UPtI�DRM CUVENAI�'['S:8oms�veraad I,eader covenaat and agee as foIIows: • . • - ���, �W _
<br /> ' ` ' 1. P'aymcut of lF!eladgat s�I�a'est;I'reFeYm�ut srn�t�e� Bortower shalt P��Y FaY.when due the - .� ` �:t ' __ _
<br /> priricipal of aad iaserest an the debi e�ide�t�d by�e Note andany prepaymeat aad late charges dne under the Note. � `� _ _
<br /> ' 2. k�for'It�es sual Iasulaace. Subject to appiicable law or to a wduea waiver by I.endQr,Bomnver.�ail P�Y� � „..' =��
<br /> L e n d e s o a t h e d a y�m m t t h l y p a y a t e�a t s a r e d u e u n d�r t t i e N a t e,aniil the Nate is gffid in falt,a suai("F i m d s'�for.(a?Y�Y � .. . ..w t�=�•_-�-_--�---.
<br /> ta�es amd ss��mentc wtuch ms atfain priarity over this Seraui Iastrument as a iiea on the � �—_-
<br /> Y tY Pt�oPertY:(b)Y�Y�edvold x„� x __---
<br /> payments or gcauad rents ou t}is Property. if any; (c)Yeari�,� har�d or property ins�uance premiams: (d) Y�Y�� ` � -----
<br /> insutan�ce premiums.if atty; (e)Y�Y�b"dge;""'+���p�emiums,if auy;and(t� �Y sums Payab2e by Bmmwes to �; - --.-
<br /> � � Leadet,in accordance with the provisiaas of paragrapl�8.in lieu oP the payment of mortgage ins�+�n�g�mi�s. Tliese ;����a, _._
<br /> "i�ems ar�ca]I�"Escmw Items." Leader may.sit an�r time,coll�t and ho2d�mads in an amount aat tn exoeed tIte maximum , ,,. y-4-- - --_- --
<br /> amrnmt a Iender far a fedetally rel�ted martgage loan tuay tequit�e for Bmiowds escmw acsaunt uuder ttte federal Real �.=:`�;'�-;==
<br /> .. . Fstata SeuIem�ni PtaeeQ�ues Act o�f 1774 as ameadedfmm time to tirme.12 U.S.C.§26t31 et seg E"�PA"},anless annther ti�;s"''�=��:
<br /> . . law that applies to the Fiinds se4s a Zesset amnunt. If so.I.euder may,at any cime.oollect�ad hold Feucds in na amouat not to ��;t�vE.`.°�
<br /> ". � exceel!the �essrr amo�t I.ender may es�mate the amount of�Lnds due on the basis af cuaent data nnd ieaso�ble ,� �r - _-
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<br /> estiaiates ofexpen�UUes of fut�e Escrow Items or otlternise in accordance with apglica6le hw. . : ''..I_�,'r�.;;c°,-
<br /> . 'IYte Fjmds shall be hef�in aa institution whose deposits are�seed by a federal agency,Iastnuaentality,ar enritY � ::''•;,::. -----��---
<br /> (including Leut�er.if Lender_is such an instita�om)or in az►y_Fedeial Home Loan Bank. I.ender shall apply the Fan�is m pay °•.•�' --
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<br /> . � the Escrow Items. Lend:r may not cLarge Boaower for tiofding an��appF�s�e�'unds,anaually analyzmg ilie eECi�atv------------�:� ;..'�:.-;. Ya,..�:-
<br /> � �eoount�or verifying the Escmw Items,�less•Lender pays Bouawer in�r,,,,�.cn the Funds aud applisa6le•taw pemuts :;.r;:�;,�i";;.:-�-- :
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<br /> feender w matoe`sach a cbarg�. However,Lender may reyaue Boaawer to pay�'a one-time charge for an indepeudent eeal :��1-::�>,;r_;�_� _
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<br /> � estate tax reposuag s,�vioe used�by l.ender in canaection with tl�is loa�p,untess a�plirabte iaw provides atheiwise. Untess au � . ,,.,�.:. _
<br /> ag�+aemcnt is m�de or applicablc law reqaires,interescto be paid I,ender sh�ll not 6e re,quired to pay Bosmwer aay int�sest az . - - -=
<br /> eamin,s on tlte FUnds. Borrower aad I.ender tnay ag�e in avri6ng.howev�r.tl�t intemsi shall 6e paid on the Fvnds. Lender "''� ��-
<br /> shall g'�ve to Borrower,withnnt c.�arge,•aa anaual accaunting of the Funds.showing credits acd debits to the Fiutds and the ,. ' ."- r:-�: ` :�s:
<br /> � Pucpose far wluch eacia debit to the Fuads was made. 't�e�imds are pledged as addirional secwity'for all sums seeured by : " ' �y:
<br /> this Sec�uity Ins4uiuent ' ' . � • '; ;,;�`'� �r
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<br /> If the�nds hetd b Lemder exceed the amouats permittEd w be he2d b ucabte law, Lender shail socount to • �`1` ' .
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<br /> Baaower for the excess Fuads in accordance with�the cequinements of applicable law. If the amoimt of the Funds heId Dy `.
<br /> Leader at any time is noi snScient to pay the Escma+�•Items when due.I.ender may so notify Bormwer in writing,and,in ,-•�+��
<br /> . •seich case Bormwer shall�pay to Lender tiue amount�aecessary to make up the deficiency. Borcower shall mutc�up the '`;�.t�;.;,;�:� ' �°
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<br /> ',:�.;::':d�Scieucy in ao more than taralve monthly payments.at�Lender's sote discreaon. . .. ;1'.",;u:'rL "
<br /> `.f:•�' . Upon Q�at in full of�all sums sec�red by this Secutity lns�menb Lend���rt,.,�rainpdy refun@ to Bauotiver any {:;=F+�.,;:�;,',
<br /> ,. `.Fimds I�etal by Lender. If►under paragtaph 21.Lender shall acquue or sell the Pmi�i�i:fi.u!uit�.Prior to We acquisitIon or }�,,`_,a-F, �,,� ,
<br /> ; sate"af the Ptop�ty.shall apply any Faads held by Leader at the time of acquisiri�;� s�'s�:::ts a cmdit against the sums � ._' ,< �..
<br /> ,°� secareaby this seairiry Insm�ment. � ;.::;:",c_:: , , ,� }•.�r;
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<br /> ��`� ��• 3. Application oY Payment9, iJnless applicabte law provides otherwis$.ra3���ns received by°Lender under. -•<<. . ::•`�ss' �. ••
<br /> pazag�aphs 1 smd 2 shall be applied:fiist,to any piepayment charges due imder tt��N�a;second,to awountu puyable nnder , �,s. -=�'=-
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<br /> pa�h 2;thnd,to interest due:.fourth.to c� due;and last,w� late chatges dae under ths Note. rr•�� ., •�' 's�`
<br /> � �� y �r�:_
<br /> . 4. (��es;Iden� Boirower shaU pay all taxes. assessments.charges,'fines t►ud impositions atm'butable to sAe f�
<br /> Pmpe�ty wh�ch may attaa�i�n pnioriry over this Security Insmimen�and leasehold payments or g�ound rents,if any. Bomower � �"�
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<br /> sHall pay these abligations in the mannet pmvided in paragraph 2.or if not paid in that manner,Boaower shall pay them on _ ...`r;:"r;�. �
<br /> ' time dirertiy w the person owed paymeat. Botrower stuill pmmpUy famish to l.ender all notices of amounts to 6e pa�d under �..,r�• .,'��:.t.F,��
<br /> Bmrower shall tl fi�mish to I,ender recei ts ev�dencin ''�'�j.-- -
<br /> tbis paragraph. It Bo�wer u�akes�these payreents directly, PromP Y P S • .�* � ,.�;.;
<br /> thepayments. . .' ;�;_�.-•�'�=�:
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<br /> Sormwer sball'pmmptly di�arge arry lien which has priority over this Security lnstrument uNess Bo:mwer:(a)agees `• '�, . .'�. ����'�„�,
<br /> ia writing w the payment of the obligution secu�+ed by tAe tien in a manner acceptab2e to Lender.(b)contests in good faith the " . '�c-�
<br /> lien by,or defende against enforcement of the IIen in,tegal proceed'ings vdhich in the Lender's opinion operate to prevene the ': � �����°�1=:.
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<br /> enforcement of the lien;or,(c)secures fmm the holder of the lien an agreement satisfactory ro Lender subordinatiog the lien . , . ,•�-��"+��v�
<br /> to ttils Security InstrumenG If Lender dete:mines that any part of the Property is subject to a lien which tnay auaiit priority. `�•- . . • -• _.
<br /> over this Secur,'�ty Insdnuneat,Lender may give Borrower a nndce identifying the iien. Borsower shall satisfy the lien or take • � • '��
<br /> . one or ma�x of the acdnns set fwth above witpun 10 days of the giving of notice. � �� • � � ��
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<br /> • 5. �td or Property Insm� Somower shall keep the impmvements now eaisting or hereafter erected on tlte � � #_
<br /> �� Propert,v,insuced against loss hy fire.f�;r�.."ais included within the term"eatended coveiage"and any other Bazar�fs.inciuding ' ; � ' ;,;';,�.;,�;,�',
<br /> . •�l2oods or ftooding,for whicb Leader�qwres�ncs�attce. 77ns insuiance shall be maintained in the amounts and for the , ..'.", :;..
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