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<br /> - - - ta+e s�e'du+F�iran!ry tt►s ur�de[sE�d�tt�e"l�orrower"1 ta�ucute�ttpwtr'►AdJwC�bie�tateNtitn(tl�c"Kot�a�''�tq . ,
<br />_— — _ �M�.(t�•��"�'�f iha uma d�e.in�t cd+�h�,t�e�ac�ec�y�d ia the Sec,iri�y tas�iur�ms au�3i�med�ti; .� . ,� .
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<br /> _ � « ;; �. Q�'7t�T�ArtD Mo�irBLY rAYMENT caAxSiF�9 ` . } . , , . � . .. . ,,
<br /> - — ,� 'i�Na9e prewMa t��a.i�ttiat imoress ntr oi �•�� ..._�.Sertta��a!thc Nete ptovidd Par c6�ges!a rhe in�zate aad the, �° :
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<br />_�¢ �F��'��.�. . 4.�� INI'ERFS7'R.4TE:AND 144QNTHLY P/kYA9LNT CfIAIYQk� . < < � � 'f . , _-
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<br />�-••::-=�..r��::� 'I�ei�taatruei�illpsymaYchat�eonthotirstQsyof ...,.-...-..�����.RRY .14 g�s.l;�,�udcathatda�reuery . � --
<br /> _--��"��•�'�" � � '(� n�oae�s t[�srratta.Eacb date aa whicts my tatetest rttto wutdchan6a[scafled a y't�aage Date."";` . . .
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<br />_—�--r�:�. s 4 - �egianingwtththe!'uscCSangeDate�myiateeatratewitlbe6uMonuf(ads�.7Yto°Indsn"fstheveuYIYaverag�jtddoaUnit+xlSra3s
<br /> ��'"-:�,��` ' • TreasurY a�ultin adjusted to�conataat m�turlty e!1 year,a�audo availaDle by the Ptder�tl Etaerve Boud.The��t rea�i}t Indcx`figme
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<br /> ;r"`;.��,�;��,'�� tf tfle Yndex Is na[onYcs avatlsble.the Noto Hotdsr wW ehoose a new InGrat wAfch Li based upon comparaale iq�c.:m@o�'.'Fhe Note .
<br /> - �;�?;,..r.:.-- s..-; , HolderwUlgivamenot[c�o4tAtschalx.
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<br /> ia'::,����.�'.' �:�:-''::` TWO�AND �NE-HALF
<br /> �,�,;...;,:::._.s-rt,,�,�,:f ' Before easD Ctunge D3ta.the Note Ho2dw aW t�lculate my new intetest rato by a0dlnp • R��: .
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<br /> ..,r.S .' po�nrs� 2•5 �fi)to the Currmt InQac aad couadiag m th�ne�uest 1/Btfi ot l�i�eu6ject tu the UtaIts stated ia Sectiom 4(D3 betaw...
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<br /> •, `�;�i°.}p,.�'�' This ranndr�amoisnt wW be my aew tatenst rateunW ttte next Change Date. .
<br /> '";;�'�-� -"��'��'r�ri `� �- 7ria Note Holder wIIl thm determine the amount oi tIIe mnnlWy paymeat tiiat wouta�a�ufRdertt to rcp�yr ia t�11 the vrfacipal t am
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<br /> =:_,� ,.,,- :. e�pecte0 to oae aa t6at CdangalJaia ia su�staatZallY cflna!paymsnta Dy t8c maturScy QAte ae m'y new fnttrest�atc.Tha raolt ot this catcufaiiob . .
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<br /> - �ri9���terest rau i am rulutred to pay ae the Mt Change �ate wftl aot be preatcr Ihan . �•25 �i ai'�ss than -
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<br /> '�'' �%' �'� 70.Thereafter.my interat�rata wIU never be increased or dccreased on any�Ingto ChaAge Date by mare thaa �'� •
<br /> �N:�_,-;.,. �: Z•� from the rate at Inurest!have been paytag for the precedlnR twelve menttu.TAe minimum interest rate an tlda loan w111 aevts 6e �
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<br /> :�,-.:t: . . �� 3.25 �to and ttie maxlmusn Intu�t rate wiU never be�eater tP�an 1 Q.7S �;i.
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<br /> �j,���-n,�'t;��r�j;.,% • Myaewtnterestrateadp6eoomeeffectIveoneacbChactge[Tate.lwlllpaythQamauntotmynewmonthtypaymieatbeglnaingontLefirst
<br /> �:';�y�:: °,`�`;�,��•;��•,•, momhlypaymentdaseattatheChangeDateunaltkeamountoPmymonthlypaYmmtctutngc�again.
<br /> ;;.- (� 1NotkeafCisqes =
<br /> � � TheNSoteHolderwiUmailordelivertomeanosicebeforeeachCt�an,gaDate.ThenoticawitleQvlsemooL -__—
<br /> fY ;� � (� the aew intercst rate ott my toaa as of the Changa Date; , ':`�_: ----.
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<br /> h � thE BniOtlnt Ot 111 IIf0Al11� 3 CI11 fQ1jOW� thE Ch 1�St�i ,r';.,v-_
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<br />- •,,.``� �:,r�'';Y.t ,. (ii� anysddlBonaimatterswhlchtheNotaHolderisreQuiredtodlscloac;and • r,:,i�,,,r;-:
<br /> ��r �� ` � � (iv) theadAr�sotthea9sodadonyouoouldcontactregerdinganyquationsaboutthand�uatmentnodce. ' �;;��,; �,,.� ,
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<br /> � �;t„ '� � B. CHARGfB;LiENB �''• • �.
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<br /> _ ,;!k,•�� ,• :; , . . UnlformCavenaat4aftheSxuritytnsuumcntisarnended�oreudastoltows: • . ' •�.,..•.'
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<br /> . "���.t;�� ,,• I.Chuns;Ues�.8ortower shall pay ell taxes�atsGUateAts.8nd otAer ch8tges,finh,nnd fmDosidon�nttri0ut��te to the i'roperty ahich may �
<br /> `� � � . stteia eprloriry over this Sccurity[nstrumea�and teasehoid payments of grouad rente,if nay.in the manner pmvidcd under par�raDb E Aereof , ��
<br />- '� ' '.� � ' or�if not pa3d ln sush manaer.by Borrowcr maklag payment.whsn due.directly to the papee thece0f.po�rower ahaiA pTOmptly furnlsb t.enda � "
<br /> `.F .• �.'�. �• a11 notias ot amouata due under Wa puagraDb.end 1n the event Borrower sha0 m4to paymcnt dirccety.(iarsowcr Rhall pramytty furnlsh ro ,�.
<br /> � '�{��?` • Lender raxipts evtdrnclag sueb payments. Qonaarer aAall DromDtty dischargo any Iien whlch he�prlarUy ovrr Ih{e Sseurlty Instrument; ,,,;;;-;;:_,
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<br /> ;'`"' however.Bonawer shall not 6e requtred to diuharge any sucb Uen so long m Bonower.(a)rha!!agreo In wrtting to the p�yment ot the ''�
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<br /> - '�� obUga�on suuredby s�tch I�en ia the manaer ac�ptabte co Lender;(b)aha0 in good faith conteet mcA tien�y,w dticnd��Inst entoracaant o! `' �� _
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<br /> �'� ,� " suc6lim in,legal prooeedings whlcd In the oyinion of Lender operate to prevent the enforcemm�o!tt�o tlm or fotleituto oP the Ptoyeriy or anyr � ` 1 :
<br /> " ° "�•� part thaeof;or(c)shall secure irom the hotder o!sucd Ucn nn agreement in a torm�astafectory to Lender�ubardlnatfn9 such lien to this ' 'ia�...;•.;:
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<br /> .:; ' • • it Lender�tetermiaa ttwt all or any part o!the Pro rt i�iub eci to a tien whtch may atlaln a priorlly aver this'iccutity tnnrument. Y;��:�:`��;':�.
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<br /> � '� . • t.ender ahafl give Borrower a no9ce identifying such lim.Borrower ehaN aatisty such tien or lake ono or mnro a/�ho actiam k1 torth above •,;�:���
<br /> " wlthln tcn daya of the glving of the natice. ,'..�:'�':;
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<br /> , ,,;.,ti,�rf.,,:,, ., _ UaiformCovmantl4ottheSecudtytnstmmenti�amendedtoreadastoltawe: : ; . .
<br /> .,' t4. NoBcr.Eacept for aay noHae reQuired under epplicabte tua to be given in annther manncr.(u►any notico t�►(hnro�rcr providcd for In thls ": ' .
<br /> ,� . ; Secudty lnsuiunettt shaU be given by dellveiing it or by maillng it by first cla4s mai!to BanowM ut th�Properly AQdrse�or pt such nther eddrass
<br /> • �� � as Bonower.may designate by notice co Lcader a�provlded herein,and(b)any natice to I.endu�hnll be given by O��i ctnae mafi ta t.cnder's '
<br /> .:'� _=�`�--�=�.--.-::=—.- ' sddressitacedhereinascasuchmheraddrcss�sLeaderm�Ydeslimato6raaticstn8orrowerasOrovidedhcrcln,Anytt�tico0rqviAcQf�ri��hle �. •
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<br /> � � ; Security Insrrumrat shallbe deemed to have bangiven to Borro�ver or Lender when given in the manner deslanntcd hctcin, •
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