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200409996 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Santos Echeverria - Borrower <br />-Vfl q,,, &'0_ A (Seal) <br />Maria A Guzman - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this 12th day of October <br />2004 , by <br />Santos Echeverria and Maria A Guzman <br />Witness my hand and notarial seal at Grand Island in said <br />County, the date aforesaid. <br />My Commission Expires: <br />GENERAL NOTARY - State of Nebfaska <br />I ROBERTA L. REED <br />My Comm. Exp. July 30, 2006 <br />-WNE) (980201 <br />m <br />n, <br />i <br />Notary Pu lic <br />Page 8 of 8 <br />