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BENEFICIARY: Commercial Federal Bank <br />450 Regency Pkwy A -E Cons Ln <br />Omaha, NE 68114 <br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to <br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably <br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described <br />property: <br />LOT THREE (3), BLOCK FIVE (5), JENKINSON SUBDIVISION IN THE CITY OF GRAND ISLAND, <br />HALL COUNTY, NEBRASKA. <br />The property is located in Hall .......................................... ....... at 2524 JAY S. T <br />(County) <br />Grand Island , Nebraska 68803 <br />................... ............................... ............... ..................... <br />(Address) (City) (ZIP Code) <br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights, <br />ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at <br />any time in the future, be part of the real estate described above (all referred to as "Property"). <br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall <br />not exceed $ 42,500.00 . This limitation of amount does not include interest and other fees <br />............. ............................... <br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under <br />the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this <br />Security Instrument. <br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows: <br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described <br />below and all their extensions, renewals, modifications or substitutions. (You must specifically identify the debt(s) <br />secured and you should include the final maturity date of such debt(s).) <br />Loan Number: 0122757453 Loan Amount: $42,500.00 Maturity Date: 09/29/2014 <br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) (pa� f 4) <br />Q 1994 Bankers Systems, Inc., St. Cloud, MN Form OCP- REDT -NE 1/13/99 <br />�� C465(NE) (9902) VMP MORTGAGE FORMS - (800)521 -7291 <br />UniPrint #100261 <br />C-) Cn <br />O <br />CD —4 <br />M <br />cm <br />M N T� <br />° <br />p' <br />Cn r~v <br />s <br />M -n <br />n C-3 <br />o <br />M <br />p 3 <br />f � <br />r- n <br />co <br />y <br />f J <br />GO <br />7C <br />CD <br />tv <br />200409031 <br />W <br />;j <br />co <br />Cn <br />pit &Alv-- <br />Commercial—Federal t Nebraska Space Above This Line For Recording Data <br />a4i�c <br />450 Regency Pkwy, Atrium E REAL ESTATE DEED OF TRUST Application # 0122757453 <br />Omaha, NE 68114 <br />(402) 827 -2550 (With Future Advance Clause) <br />CATRINA M DELOSH 0 Construction Security Agreement <br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is September 29, <br />2004�� <br />S� <br />and the parties, their addresses and tax identification numbers, if required, are as follows: <br />MICHAEL A KNOPIK CYNTHIA A KNOPIK <br />TRUSTOR: 2524 JAY ST 2524 JAY ST <br />Grand Island, NE 68803 Grand Island, NE <br />68803 <br />Vesting Information: MICHAEL A. KNOPIK AND CYNTHIA A. KNOPIK, HUSBAND AND WIFE <br />01f checked, refer to the attached Addendum incorporated herein, for additional Trustors, <br />their signatures <br />and <br />acknowledgments. <br />TRUSTEE: Commercial Federal Bank <br />13220 California St <br />Omaha, NE 68154 <br />BENEFICIARY: Commercial Federal Bank <br />450 Regency Pkwy A -E Cons Ln <br />Omaha, NE 68114 <br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to <br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably <br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described <br />property: <br />LOT THREE (3), BLOCK FIVE (5), JENKINSON SUBDIVISION IN THE CITY OF GRAND ISLAND, <br />HALL COUNTY, NEBRASKA. <br />The property is located in Hall .......................................... ....... at 2524 JAY S. T <br />(County) <br />Grand Island , Nebraska 68803 <br />................... ............................... ............... ..................... <br />(Address) (City) (ZIP Code) <br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights, <br />ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at <br />any time in the future, be part of the real estate described above (all referred to as "Property"). <br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall <br />not exceed $ 42,500.00 . This limitation of amount does not include interest and other fees <br />............. ............................... <br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under <br />the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this <br />Security Instrument. <br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows: <br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described <br />below and all their extensions, renewals, modifications or substitutions. (You must specifically identify the debt(s) <br />secured and you should include the final maturity date of such debt(s).) <br />Loan Number: 0122757453 Loan Amount: $42,500.00 Maturity Date: 09/29/2014 <br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) (pa� f 4) <br />Q 1994 Bankers Systems, Inc., St. Cloud, MN Form OCP- REDT -NE 1/13/99 <br />�� C465(NE) (9902) VMP MORTGAGE FORMS - (800)521 -7291 <br />UniPrint #100261 <br />