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COMMUNITY MORTGAGE GROUP, INC. <br />1745 SHEA CENTER DRIVE, SUITE 270 <br />HIGHLANDS RANCH, COLORADO 80129 <br />Attn.: SHIPPING DEPT./DOC. CONTROL <br />Loan No.: 1150409037 <br />Prepared By: h <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN 1002282 - 1150409037 -1 <br />MERS TELEPHONE: (888) 679 -6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated October 8, 2004, together with all <br />Riders to this document. <br />(B) "Borrower" is BILLY D. WATKINS AND GEORGIA M. WATKINS, HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is COMMUNITY MORTGAGE GROUP, INC.. Lender is a corporation organized and <br />existing under the laws of the State of COLORADO. Lender's address is 1745 SHEA CENTER <br />DRIVE, SUITE 270, HIGHLANDS RANCH, COLORADO 80129. <br />(D) "Trustee" is Tlcor Title Tnsura,nce Company <br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is <br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS Form 3028 1 /01 <br />Page 1 of 17 <br />Initials: ` <br />necmertd <br />n <br />M <br />_ <br />"n <br />C <br />M <br />o <br />o <br />O <br />rr <br />° <br />°CL <br />T, <br />co <br />o <br />= ' <br />to <br />O <br />rn <br />M <br />Ca <br />f— D <br />(n <br />W <br />CD <br />CD <br />O <br />CCn CCDD <br />Return To: <br />Z <br />O <br />COMMUNITY MORTGAGE GROUP, INC. <br />1745 SHEA CENTER DRIVE, SUITE 270 <br />HIGHLANDS RANCH, COLORADO 80129 <br />Attn.: SHIPPING DEPT./DOC. CONTROL <br />Loan No.: 1150409037 <br />Prepared By: h <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN 1002282 - 1150409037 -1 <br />MERS TELEPHONE: (888) 679 -6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated October 8, 2004, together with all <br />Riders to this document. <br />(B) "Borrower" is BILLY D. WATKINS AND GEORGIA M. WATKINS, HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is COMMUNITY MORTGAGE GROUP, INC.. Lender is a corporation organized and <br />existing under the laws of the State of COLORADO. Lender's address is 1745 SHEA CENTER <br />DRIVE, SUITE 270, HIGHLANDS RANCH, COLORADO 80129. <br />(D) "Trustee" is Tlcor Title Tnsura,nce Company <br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is <br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS Form 3028 1 /01 <br />Page 1 of 17 <br />Initials: ` <br />necmertd <br />