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<br />-{`-� Froperty insn�i against lass by fire.`Is�zaF�s���vithiu ti�e,term�estenttpc�ayx�tt���r�nd nny other ha�ird�.ir.eiudih,� , ��
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<br />`n�' lioods or ttaQdin�,foi whirh Leitdei�s insursn�.T�is ias�ce s�II be m�tttiain�d in�e�uats and f�r,t8e per3ads.. `
<br />; '- . � '�� that 1.e�er�quues. T`�e insur�stce c�rier providi�g the insumac�s,t�all 4�e c6oseh by Eorrnwer sub3ps�to�.endh'�s apprar�a!:. �.`
<br />-- - w. w_ erhic�.shai!nai he unur�osdnabsy wit$Itald.If Borrovver faits U�.�iiaatitaan coveta�;ea�scri6rda'�age.Len�er.may.at�id�r';� . ._
<br /> -_- - - - �ott.alstain�cv�e w protect Le�trs's�igh�ite the Pr�.rty�n�cordar.ce w�tI►g�a[agta�D�. :._ : , '< .. . ... . .
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<br /> --�� . � .Ail iasurance�ticies and�oeaewais st�al!be.�ceptable ta�L��er and s5a�!incI:sde a stasxi�rd e�art��s�cisus�.Lta�d�c •
<br />==t �`�i:.;'�::'`�-''J,?- ' shaU have the ri�i tc+hold tt�e pofi�ies�d rea�viats.If Legder requir�.�araower sFcall pzn'angtly P,�v�ta�nd�er atl m�i}�ts.of �.
<br /> . Y'�;���� p�a�id premiums a�d ieaecc�t nutices.In the event nf lass,BormR�ez sh�lt gide proanpt�otice t�o the iIIS.uan+�carrier:iiad.[.e�tder.. ,
<br /> _r�_ '�:``,�,�":=��;.°;Sl�i: � . ' Lti.�•.�r may make proof af loss if n�t ma�e prpmptty 4Y Bmtnwer: � •. . ' . . ; . : , , . ,
<br /> �h� � � •�� � Unless Leadgx and 8arrower othera�ise age�isl wsiting,iasurnnce pndcaed5 sGali 6e agpfled w`r�stor�itiari ur`repairad td� ,- �
<br /> �.;; ' F�«v�=r4��'`.� PrapertX dam�ged,if the rtstoratinn or repair is eoonnmicallY feasihle aa�Leader's s�sairitSr ss aat iessetted=If 4he restoratiam or : '.
<br /> -r'� f� air is nat ecanomicall feasi'ble oi I.ender's.security woutd bs te5sened,tite i�surance proc�ds shnl�te:apptier�ta'ti�swn5
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<br /> =°s a , secumd by this Secnrity Insnameni,tvhether or aot tuea,d¢e,vritd�smy esca� paid to�u�oiver. If Borr�wer�bar�or:s the ..�. ' .
<br /> -; Property,ar doES not answer within 30 days a�noticx fiaom Lender that the insu�wee canier�as ofPered tt�'settfe a cta�t�ea
<br />- I�ader may collect the insurance proceecls.��I.eade=ma}r us�the praceeds to r�or te�tare the Fmgerty oc r9 ga� snnks ,
<br /> _� � ' secured by this 5ecuriry�tnunent>whether or not thea dae.The 30-dag geriad will�begim w4►�a.tBe aotise is�iven.
<br /> '..`,` �. r.�:;":4 �;�. Unle�s Lender an�Bo:rower otf�erwise agc�e in writing, anY aPPlicaaiou of prnce�Yls to psiacipal s3fall Aoi e�ctead a: . �
<br /> �. ` '""'}�=°3��� �•.p�stpone the dus date af ttte montiily payments t2ferrad to i�r para�raphs.l ana!'2 or et�ge tits�t of tke�,�.If �
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<br /> ,� � under para$ra�h ZI ihe Property is acquimd by L,eader,Soiro�vei's right to a�insusartoe gnlicfes aad pnreeeds rBr,vltimg frvm �
<br /> , . damage to the Pmperty prior ta the aaiuisition sha12 pass io La�der to thp exoenl�of tiLe�ums secvred by dus Seca�t9 Inshm�t�# .� �
<br /> ,�'.:.°, * immbtiatr.ly�or to the BCQuiSItlOri. ' ' " ' ' • ' �
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<br /> " � _:�;.;..ar::3-_.�� 6.Oacup�eg,P►�rvntton,Mainteuan�e aad Frotcxtton af the F;op�r;Bortow�e I.ata�AppiirBiian,L�fioYdv..
<br /> - �� �::� - .,� • `�`. $ormwer s�alI o A rtY P��P� ,.�'.�', �Y �
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<br /> '��x�,�,�,�y.�_ oeupY,establisix.ancl use the Pco e as Sarrower's tesi�derm�wit�i.�.. , s after thec exewbio�3 of �, ,
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<br /> ,_ ;:�.� ,,:.��r F..,, _.-_--- this Securiry Instrument and shail coutirme to occapy the Prop�ty as Boauwer's prind��i�54�'''`'�e far at�east aue��fter ,
<br /> ` -' :`"�,Si•• ihe date'of accupa�icy,unless l.ender atheravise agrees in writing,which oonsen�-;sGaIl not 6e unreasQnaiily,�ihhel�,�oa ualess ' ,
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<br /> ,s:'.;. ��;�,�,i,_ �extenuatnr,g rin�� ses exist wluch are beyond Horrower's con3iol. Borniu�C��-s'�all not destroy. d�$e,•or imya�r
<br />- .����:_.�"�„rn.�_ PrOPeri3+: allow the Praperty to d�eriorate.or oommit vraste�e�•.tk:;�rapeatv�:%�;i�rower sLall tae iri'defaolt if suy forfei�ue . •
<br /> �r � action or proceeding,whether civil or criminal,is Begun tbat t���ii�er's�o�•�judgment contd t�esWt itt forfeinue of the` .
<br /> .....?�.� ' ..7;. Property or othernise materialI`y impair the l�en cc�ataT by ttus f�t5'�i�y`Insut�.t�t or Lender's secmrity inte;est.Sorrowcr may '
<br /> . ''•��:f�'.:x;,�:', �>;�:s:. .cure such a default and reinstate,as ptovided in paiagraph 18,by cavsing the�p or prvc�eding to be dismis�ed wItfi g ruling. � .
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<br /> - •. v:' Q�a� in Lender's gaod faith determination, prectudes forfei[ur�of the Boritawer's intere5t in the,Property�or oti�er maieriat
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<br /> :y�.:;• •F'. ' impairment of the lien created by ttas Security I�stnunecst or.Lend�'s seca�ity interest. Borrower shaIl ct�so 6e.in defanit.if .
<br /> . .' ;•�«�:�.�x:`. Borrower.during the loan appiication process,gave materially faLse'or.anttcca'rate inforantion or statea�enis to I.ender(or fai�ed .
<br /> � "-, : .�� to provide Lender with any material informarion)in connecaon with the toan evidenced by the Note,includia�,but noi limited . .
<br /> � ,,,_;:�;. . . �'?%`,,'.;: ,W,representations concera�ing B�orrawer's occupancy,.�,the Property as a Princ�al,[esidence.If this Securiiry Insu�ment is an a
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<br /> • f., �}��� °;�.: Borrowet shull' mply with all the prct?�.��ins of rhe lease. If•,Be��+er acquires fee'title titr'�7�� Praperey,
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<br /> _ :�yr�;;f,;�_ !��,i'����r�. ..,'i�sehold�and the fee titte shall not merge unless Leri����grees ro the merger�i�3sflg. . •;:,� • .
<br /> ,r;S+ ;�: ;,jl,E;Y�,'.2 � 7.Pt�cti�rti'ap of I.ender's Rtghts jn the Progeriy.If Borrower faiYs to peff'arm the covenants and agreements oontaiaed'ut
<br /> ". ; '., '•��..+�1°,f���;� this Securirs�'nstrument,or there is a tegal proceeding that may 'siginifccaatty affect Lender's rights in the Property(s�ch.as.a�
<br /> �',,l,,�;, pruceeding in bank►uptcy,probate.for oondemriation or forfeitur�e or to enforee.laws or iegalations). WeII Lender may do an�
<br /> ' � � pay for wt�atever is neoessary to protect the value of the Property and I.ender'�6i.ghts in the Property.Lender's acEions m�y .
<br /> � . � include paying any sums secured by a lien which has priority over this Se�ity Inshument, appeatiag in court. paying
<br />_-_±;j' . • �� ' reasonable attomeys'fe�s and entering on the Property to make repairs.Rlthougt�Gender may�ake action ander ttus paiagraph
<br />=:�5"� � ' 7.Lender does not have to do so.. �
<br />-'r;• • - Any amounu disbursed by Lender under this paragraph 7 shall berome additional debt of Eorrower secu�d by Wis
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<br /> ��< •�'�=�•�.�'. �:•• � ` Security Inst►ument. Untess Borrower and Lender agree to ot6er tem�of paymen� these amounts shall b�ar inte�st from the .
<br /> - �''������''�, `� • � date of disbu�sement at the IVote rate and shall 6e Qayable. with interest. ap�n notice from Lender to Borrower requesting ',
<br /> ;: . „ ' . Payment. . �.
<br />- '�_•'���"• �, S.Mortgage Insvreutce.If Ixnder required mortgage insurance as�a wndition of making the loan secnred by this Security
<br />_• . • , instrument,Borrower shall pay the premiums required to maintain the mortgage insura�e in effect. If. for any reason. the
<br /> -... ��;:;::�.'•....'... mortgage insurs�nce coverage requirzd by L.ender lapses as ceases to be in eff�x.Borrower shall pay the premiums requit+ed to �
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<br /> . - •�a�,,�r�,y. . obtain coverage substantially equivalent to the mo�;�;e insurance previously ya effect,at a cost substantialfy equivalent to the .
<br /> ' �°' �+�`�� `� � �'� cost to Bozro�wer of the mortgage insurance prev's��,sly in effect..from an alternate mortgage insurer upproved by Lender..If '
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<br /> ' .:E,iA''�'• substant�e3[��quivnlent mortgage iasur,;ua�caverage is nat availabte.Borrower shall pay to Lender each month a sum equaf to
<br /> . ����y'•�� •ane-tweSft.'�of the yearly martgage iayu�a.�ce pre�c.m being paid by Borrower when the insuranre'coveta�e lapsed or ceased to
<br /> _ '. l�e in effect.Lender will accept,use��i r�a�rt�e.�e��yments as a loss reserve in lieu of mortgage inswance. I.oss resenre
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