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<br />After Recording Return To:
<br />Decision One Mortgage Company, LLC
<br />6060 J.A. Jones Drive, Suite 1000
<br />Charlotte, North Carolina 28287
<br />DEFINITIONS
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<br />After Recording Return To:
<br />Decision One Mortgage Company, LLC
<br />6060 J.A. Jones Drive, Suite 1000
<br />Charlotte, North Carolina 28287
<br />DEFINITIONS
<br />[Space Above This Line For Recording Data]
<br />Loan Number 2280040982380
<br />MIN: 100077910002770390
<br />DEED OF TRUST
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,
<br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in
<br />Section 16.
<br />(A) "Security Instrument" means this document, which is dated OCTOBER 7, 2004, together with all Riders
<br />to this document.
<br />(B) 'Borrower" is DAVID P. 1URBY, AND MORGAN KIRBY, HUSBAND AND WIFE. Borrower is the
<br />trustor under this Security Instrument.
<br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY
<br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 6060 J.A. JONES
<br />DRIVE, SUITE 1000, CHARLOTTE, NORTH CAROLINA 28287.
<br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY.
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this
<br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated OCTOBER 7, 2004. The Note states
<br />that Borrower owes Lender SEVENTY -NINE THOUSAND SIX HUNDRED AND 00 /100ths Dollars
<br />(U.S.$79,600.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to
<br />pay the debt in full not later than OCTOBER 7, 2034.
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 (Dage 1 of 13 pages)
<br />1 111111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 1111 IN
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<br />[Space Above This Line For Recording Data]
<br />Loan Number 2280040982380
<br />MIN: 100077910002770390
<br />DEED OF TRUST
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,
<br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in
<br />Section 16.
<br />(A) "Security Instrument" means this document, which is dated OCTOBER 7, 2004, together with all Riders
<br />to this document.
<br />(B) 'Borrower" is DAVID P. 1URBY, AND MORGAN KIRBY, HUSBAND AND WIFE. Borrower is the
<br />trustor under this Security Instrument.
<br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY
<br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 6060 J.A. JONES
<br />DRIVE, SUITE 1000, CHARLOTTE, NORTH CAROLINA 28287.
<br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY.
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this
<br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated OCTOBER 7, 2004. The Note states
<br />that Borrower owes Lender SEVENTY -NINE THOUSAND SIX HUNDRED AND 00 /100ths Dollars
<br />(U.S.$79,600.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to
<br />pay the debt in full not later than OCTOBER 7, 2034.
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 (Dage 1 of 13 pages)
<br />1 111111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 1111 IN
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