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200409823 15. SUCCESSOR TRUSTEE. Beneficiary, at Beneficiary's option, may from time to time remove Trustee and appoint a successor trustee without any other formality than the designation in writing. The successor trustee, without conveyance of the Property, shall succeed to all the title, power and duties conferred upon Trustee by this Security Instrument and applicable law. 16. NOTICE. Unless otherwise required by law, any notice shall be given by delivering it or by mailing it by first class mail to the appropriate party's address on page 1 of this Security Instrument, or to any other address designated in writing. Notice to one trustor will be deemed to be notice to all trustors. 17. WAIVERS. Except to the extent prohibited by law, Trustor waives all appraisement and homestead exemption rights relating to the Property. 18. LINE OF CREDIT. The Secured Debt includes a revolving line of credit. Although the Secured Debt may be reduced to a zero balance, this Security Instrument will remain in effect until released. 19. APPLICABLE LAW. This Security Instrument is governed by the laws as agreed to in the Secured Debt, except to the extent required by the laws of the jurisdiction where the Property is located, and applicable federal laws and regulations. 20. RIDERS. The covenants and agreements of each of the riders checked below are incorporated into and supplement and amend the terms of this Security Instrument. [Check all applicable boxes] ❑ Assignment of Leases and Rents ❑ Other 21. CONSTRUCTION LOAN. This Security Instrument is a construction security interest which secured an obligation incurred for the construction of an improvement on the Property. 22. ❑ ADDITIONAL TERMS. SIGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security Instrument and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the date stated on page 1. ignature) Date Signature) d Date ROBERT A. SCHWI GER PENNY L. SCHWIEGER (Signature) Date (Signature) Date (Signature) Date (Signature) Date ACKNOWLEDGMENT: STATE OF /J�fl'dS JCa c�aa.waaao This instrument was acknowledged before me this by G t-+ A-, c�;r hwJe— r Cm� My commission expires: (Seal) I GENERAL NOTARY-State of Net !� ELAINE L. STEINBECK My Comm. Exp. 8- 16.2005 COUNTY OF 7q, } ss. 8 day of —S le °"a a HOME EQUITY LINE SECURITY AGREEMENT DATED: SEPTEMBER 8, 2004 NEBRASKA - MERS - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) HELOC -DT -NE HP420484.A01 -7/03 49646.13400 Page 6 of 6