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<br />    				,     -  '�OO�iER Vi�E'1'�8IE ehe impzavements.navr ar heie�ttc�ctectrJ!�n t�e p�ty.aad alt e�m�.Rnis,ti�purte�nres,     .   	---   -
<br />       				�����itures atow or iictc:tRer a patt qf tE$pmg�xty. �t11     ceat�nts az�i addittqns s�alt atso bc aovc��i�y tiiis Ser�tri�y .    .
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<br />- 				�     Iassi�ume����11 of the faiegci�g ts c�feas�d-to in tbis S�I�t�ter4t as tit�"Ptagcray"  _ '       �     	.		�  ,
<br />  ' _    --  _-"    -     �.   . � � .     B�t]�COVEAiANTS that Hoaower is�,lavvfuUy seised af�e es�e i�e�by i:oaveyed aIW has the�righs t�.�aai` .      -_ -       	-
<br />       				' aicd coavey t�e Pmg�ty a��tLat the @tbpetty�S usensumber�sl;eacept faz encna�biauces of r�cand: }3oxrower a�ats and      .     .-- 		_
<br />					�,vil!d�'an�'8saeaAlly a�e at�tt�tke Pns�rty a�dst�claSms ansl�naands.subject w a�►eac�ces af;esord.   � .:   .  •		-
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<br />		"      '�•I   		<7'HES SECURtI`Y �ISTRtJNi�NT aomhines unifaan cov�ais fur mtional.�aa�m��-:mif4an,coveaac�is�with     	-   	-
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<br />-- 	.a.P�:��,�:�•       .       ti�iit�l vsriatiflns by;urlsdictina to consdmte a unifo�tn secud�r insaumeatt wvetingieal prageity:       				—     	—
<br />  �.   �     1       �°��   ,      	� tJEi�QRNd COVII�T/4NTS. Bbsctwer�d Leader cov�enaat and ag�ee as�'ollor�s:     	�       `   	�   .      c 	_
<br />  _    _    ,  t.� ���._� 	•       �:  �ysa�tg d�sd�a#�t�'.s-r�s°���"�=�Le��- �r s3laIl P��Y C.�Y ah�!d�se t�e				_
<br />_	, ����.    �r , ' , , `     ,  P��Qf and�interest an the deHtevidenced by ttte N�te and aay piepay�rat aIId late c6acg;es dup uAdes the Note.   :    ��     � .    	_  -     _-
<br />   	���;,�.,.s,���=  .       	2. .E�rilds f6II'I}azes aud� Subject to applicable law or W a written wai�rer by Y.en3er.Bonawes sLall pay to    .	_    _     --  ---
<br />_   	�,��,°�=-: <   	Leader oa ti�day mvntlilY PaYments are¢ue�mder she Nate,uw�the No�is paid in fui1.a sum(°Fnads'���or:(a?Y�Y     .       _
<br /> -       	.  ;�:�;4.   	•  taxe�aad assessmehts arhich may aitaia pzionty aver this Secmrity inshu�e*!*as a liea oatl�Praperty:(b)YeariY leasehold 		-
<br />-   	`=�.�y�;�',=      	paymeuts or geonnd renis oa ttte Avpetty. if anY;f�?Y�q hazatd or'pmpeng insa�ce pnmsams:(� Y+eafiY IIood    	-     	--
<br />    	r.r�.�::�`,�`'t1s.      	insttt�Ce PlemimAS.if anY: �e�Ye�lY mottea$e insarancee     '=     if a��1i+and(t)anY sums PaYable hY Hou+Ogtet to�    	--
<br />  	"i�';   •-„".'� s      	Lettder,in a�ecoidance with the grovisions of paraglaph 8.in lieu af the payment.of maitgage insu�rance ptemiwns, 'Chese
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<br />  	���.�����"����      	itEms ate called"Fssxow Ioems." Lender may,at anq nme,collect and hold Fimds in an amonni aot to eueed the maaimum      	----- --- 	--
<br /> 	' 'f�;:;,; _-:.'r:���`, ?     	amuunt a Ieader for a fede�al��ieIated mortga�z Iaaa may requue for Boaower's essrow a�caunt u�der the fed�al Real�    	=_-__- --
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<br />  	- '  �: �c - : --     	�state Setttemeat Praced�es Act of 1974 as ame�#fcam ti�e to time,l2 U.S.C.�26t11 et seq.("RES�A°.),�ml�.s a�ratkes:    	==�v
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<br /> _  	�ter�¢`-�'+���:�    "  	law t�app'  :�Ga�he Fqutds sets n t�s�r amQimt If so,L�u�ratay,at aay tim�collect aad hold Faads��:tro�i:��tn...
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<br />  		:.vr.,.,;,�      	B�t�IC�93tIIw'�itffk  �t�2i     esti�2�2mQ?�i?��       �:E OII�thC b3SIS Of C�L'f,r.�&3i.�.�«-.:i=;`;�:':•,      _
<br />      	:.;,��       "   	'  �r;m�res of'c.i€�y;�i�res of fuune Fscrow£s��:��thea�ise z��c�:,�applicable Iaw.   	n �� , ;_';?;	;       [      	_
<br />_ �   	�;:  , 			'f�e Fimds s�i�be held ia,aa instipuioa tii�ose de�c5"a�.�.�Tas"a t�detat a,;,�cy.:in���,.3isy'Y���'� °:       .  � '-- - -
<br />  �       ,r'    � I '{ ,�.•	_   (''nc1�Ixndeir,if Leader is si�a;2fl institation}ar m any L'�",��d��e.I,ar�Ban�C. �shal3 a„'���tte�•t!n�,[4--^-�,'. .     ,     �f,;,�_. ,_-
<br /> '      	�    	,    .    the F�w_Item� Iauder ma�r,:ti�s.chatge$oimwer for hoi,�iug aad applying'the Rmd.�:annnally aaalyzing t�;�aw 	.   �__
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<br />		.   r r  ,      	acco�mx vr venfjnng the Fscmdvt•�Fcros.-antess-�:ender pays.Hoaower-�nteresc-on-ttie-��nds-and apphcable.law.�permit's--.---:--.:.	��:
<br /> 					I.ender to make such a cbarge. giowever�I.ender may iequire Borrower W pay a one-time charge for an independeut�eal     	��:  ---
<br /> 	� �   �,: „     	, 	esiate tax reporting service nsed by I.eader in canaec�on with Uvs loan,unless applicable-law pravides othernise. Unless an  	•  �.::��=�-.
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<br />	',� ` .-. .,   '   :� .•f	,     agFeement is made pr applicable law r�uims inieiest to 6e paid,Lender s6a11 not be iequized to pay Botrower aay intetest or .   	` ',f �,'��'
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<br />       			.' 	eamiags oa the 1R�nds. Bairower and l.ender may agree w writmg..however,tbat interest shall be pud on the,Funds. Lender
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<br />  r       ' 	' � ���      	shsl!give�to Borrower.vrithout chazge.an annuat acrnanUng o£the F'vnds..sho '   ccedtts aad debits to ehe Funds aad.the......._. ..  '   .,�
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<br />      	.  			pucpose far whic6 each debit to the Funds was made. The Funds iue pled�ed sis addidonal scxtuiry for all sums secured 63+'    ,	;,,�_:�;�,
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<br />   	� �   �•  ' 			If the �Lnds heId by Lender exceed the amaunts pertnitted to be hetd by applicable latv, Lender shall a�couat to      	.•�'�;:';
<br /> 		�       �       	Borro�ver for the excess Funds in accordanc�with the�equirements of appllcable Isiw.,.If the amaunt ot the Funds•held by       	`��'�����=
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<br />  	�  .    			Lender at.any time ia not su�cient to pay the Escrow Item9 when dae.LcaBer may so notify Boirnwer in writing.and,in      	� '��"•    .,
<br />	"       �    ��  .       	sach case Borruwer shaU pay to Lender the amount ctecessary to make up�he deficimcy.�Borrower shalt make up the     	'.'�:' ,�•,=r r
<br /> 					deficiency in no mom than twelve monthly'payments,at Lendsr's sole discnetion.								;.�
<br />     	''	..       		Upon payment in full of all sums secured by this Security Insuumen�Lender shall piompti}r refund to Bosower any       	,• .,_�"; �;'
<br />     	•    			Fhnds hetd by Ledder. If,uAder paiagraph 21,Lender sball acquire or seil the Propeny,Lendcr.psior to the arq�isiaoa or      	,..  �  ;.;:.��,• ..•
<br /> -•      	•       		saIe af the Pioperty.sha�ll eppiy any Fuuds held by Lender at the time of acquisition or sale as a credit against the sums		..   ��;;yw
<br /> -	.� .    :,�.�,    ;.�      	secu�ed by this Seauiry InsiramenG     					.     						, 	'.,,""�`;'�  ,:'t
<br />       						I�eu  	y�enls  Unless    1'  	provides crii►erwise, aU payments received b  Lender under   		��' r� ���
<br /> -      � `�.  				3:. App   tIon of Pg 		app icablc law     					Y      			,  : °�"`����u`"°�
<br />    	�     �      		paragraphs i and 2 shaU be applied:first,ta any prepayment c6arges dae under the Note;second to arnaunts payable under       		� ;,`��=;�`i� _
<br />   	..      ..   ,,  		patagraPh 2;third.to intecest duc;foarth,to principal due;and last,m any late charges due under the Note.   			.       .    `'. •  :  �=_'_
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<br />    		;, , ,     		4.  Cba�ges; Ideav. Barrower shall pay:all taxes. assessmenu, charges, fiaes�nd impositions attributab2e to the       .  	.� •` :;+�r,.�'�,�".
<br /> 		:<•`f=,., 		pioperty whic h may attain priority over t h i s S '  .i� L e stmmen�an d teas e ho l d paymen t s or groun d re n t s,i f a n y. B o r r o w e r    		�;:._:�'�:
<br />		���			shall Fay these obligations in ths manner provided��ta�ti?,or if not paid in that�.�er.Boaower shall pay them oa 		' ;,�� „ �
<br />- 	...,;;'. ...,.;.  		.  time dr`t�ctty to the petson owed�znent Borrower sT:s13.��ntly fumish to Lender all acuces of amounts to be pai,t'�der 	.    .=•  :��+,'�r:. '•.r_      ,
<br /> 		,       		this g��ph. If Botrower m�S-.�these payments directly.�orrower shall pmmptly fumish to Lender receipu evw�:r�iag  		�  �'''   �'�' '.  •;;
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<br />  		,  .  •       		i3'asrower sha3?Pmmpdy discbarge any liea which has priority over thir Security Insmiment un2ess Borrower.(a)agees		:     �1..:.,;:. -.:��`•-,
<br />�  		'.    '       	in c��i+�'�to the payment of the e�:igatioa secured by the lien m a manner acceptable to E.ender.(b)contests in good faith the 		:.`:,;,,�;�   " ,','w
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<br />       	.��::.r,a�..    		liea i�,;or defends against enforcement of the lien in,legal praceedings which in the Leader's opinioa operate to pr�;ent the       	;:� rs��•°•� ,• . , r �.
<br />°=-      -     '"''`�''`'   		enfoicement of the liea;or(c)secures from the hotder of tl:e liea an agreement satisfactory to l.ender subordinatia�Lhe lien       	;..•fJ���t�'�. �
<br />  -`.      �:....,;. ..' _ .	,'  ,      to ttns Securiry InstrumenL IE Lender detecm�es that any part of the Property is subject to a lien which may attain priority      		.    '  •     �
<br /> 					over this Securiry Insuument,Leader may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take
<br /> "`�"�'     L�'�''    `     		one or more of the actions set forth ab�ve within 10 da  of the  v�n of notice.      								��  i�
<br />	-tis�a: ..   	.     								3+S      8� � 8       								. .       �
<br />		•       • 	•     	5.  He�ard op Peoperty Insmance. Boaower shals keep dte improvemenis aavr exisqng or hereafter erected on the
<br />    	�	�.    •       	Property insured against loss by fue,Aazards include�withia We tem�"extended cave�a�:°and any other hazards.including       •		:� .   -  .
<br />			�      	'  flaods or flooding,for which Lender�quir�s insurance. This insurance shaU be mzintamed in the amounts and for the    			•
<br /> -       ��.      , ,����													,     Form301$ 9190 (pa8e2 of6 pages)   		.,  . ..   .
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